The Fallacy of the 401(K) Millionaire – And the One Way to End Your Personal Retirement Gap

By TradeSmith Editorial Staff

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According to the latest reports, “more” Americans have become 401[K) millionaires — thanks to the 2023 stock market rebound that pushed their retirement accounts above the all-important million-dollar threshold.

It all sounds pretty good — until you dig into the numbers.

That “surge” of millionaires represented only 1.6% of Fidelity retirement accounts and 2.5% of Fidelity IRAs.

And even that micro-percentage of millionaire retirees-to-be aren’t feeling too confident.

According to a survey from broker Charles Schwab Corp. (SCHW), Americans believe they’ll need $1.8 million to retire — and most folks aren’t confident they’ll get there.

That lack of confidence is justified: The National Institute on Retirement Security just found that Gen-Xers (those aged 41-56 and closing in on the end of their work lives) average a paltry $40,000 in retirement savings.

That’s the kind of bleak retirement calculus that’s triggered the “work until you die” mantra (that’s a real “thing” — check it out).

But there’s an option.

A different path.

A way through where you take back control — where you have the “edge.”

I’m talking about income investing.

Not the kind of income investing that relies on such “usual suspects” as CDs, bonds, and money markets — which, when adjusted for inflation and prevailing interest rates, often give you no real return at all.

I’m talking about a more “active” approach to income-generation investing — one that uses cutting-edge, predictive algorithms… combined with edge-granting trading strategies that are simple to execute.

I’m talking about a strategy that delivers cash income on your schedule — and that’s repeatable.

Let me show you an example of how it works.

Constant Cash Flow

Take a look at the image below:

That’s an example of what a trade looks like in our Constant Cash Flow service that hits inboxes each day.

It’s simple yet powerful, showing the probability of profiting and your potential return on investment. Plus, your max profit potential.

All you’d have to do is open the email I mentioned earlier and follow a set of direct instructions.

In fact, those emails have been going out every day at noon since March 15.

And the average minimum payout you could have received every afternoon is $53…

A minimum of $53 every single trading day over the last four months.

That’s over $6,000 in the last 116 days those emails have been hitting inboxes.

And here’s the best part — you can generate far more than the minimum payouts.

For example…

Keep in mind this is real, cash-in-hand payouts — sent straight to your brokerage account INSTANTLY at 12 p.m. every day with the push of a button.

No need to look at any charts.

No need to spend hours scanning the markets and analyzing opportunities.

No need to learn any kind of software tools.

Just open your email, follow a one-sentence set of instructions, and get paid cash INSTANTLY.

My team and I set out to remove all these “barriers” to entry so that everybody could take advantage of a strategy that has been shown by the sheer data to be one of the most consistent cash-flowing strategies in the world.

And again — you can make these gains without needing to scan the markets.

You don’t even need to learn any software or special tools…

When you open your email, you’ll be presented with only the most vital information necessary for you to create an instant cash payout for yourself in about five minutes.

Look — I want you to benefit from this strategy.

The fact of the matter is that you could start generating constant cash flow almost immediately.

And it doesn’t matter what’s going on in the overall markets.

Because this strategy is not dependent on market “direction.”

And as one of our most valuable members, you have 24/7 access to the advice from Constant Cash Flow… and I want to make sure you know where to find it.

On our “Publications” tab, you’ll see “Type” and “Period” as options for selecting a publication.

Select “Constant Cash Flow” from the list and select a period of alerts you would like to see.

Again, you have access to all the updates from Constant Cash Flow here, so that you can stay up to date with everything that’s going on in the service.