5 Retirement Accelerator Stocks for Triple-Digit Gains 

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Welcome to TradeStops Plus!

Jason Bodner here. As one of TradeSmith’s analysts, I congratulate you on your decision to put TradeSmith’s industry-leading tools and software to work.

I learned long ago that investing on gut feelings and emotions rarely achieves the results we need to truly build wealth. That’s why I built a whole quantitative analysis system – to rely on Big Money flows and data most predictive of a stock’s future price action.

It works, as do all of TradeSmith’s software and data. I am confident you will find them highly valuable in your own journey to a comfortable retirement or any other financial goals you have.

Now is a fantastic time, too. Every once in a while, forces converge to accelerate the opportunities for smart investors, and my research indicates we are at one of those junctures.

The critical factor is interest rates – specifically falling rates.

After the rate cuts in 2024, everyone expected more to follow this year. That didn’t happen in the first three quarters of the year as tariffs and trade policy injected uncertainty into the economy and investor sentiment.

Stocks were stronger than usual in August and September and Big Money continued to buy stocks mostly in anticipation of a cut in September, and we got it. Investors overwhelmingly expect more to follow.

This next round of cuts is probable because inflation has remained well off its crazy 9%+ highs in mid-2022. It has stayed under 3% since June 2024. That’s above the Fed’s “target rate” of 2%, but this may surprise you – it’s well below the 64-year average inflation rate of 3.77%.

Lower Rates Mean Bigger Profits

The data is clear: Stocks rise when interest rates fall.

I dug into historical data and found the S&P 500 rallied 26.8% on average over two years when the Fed lowers rates while the economy is in decent shape – like right now.

And there’s one major catalyst that gives this accelerator such enormous potential – the record amounts of cash sitting in money market accounts.

Data shows a whopping $7.4 trillion.

You can see on the chart above how cash skyrocketed after Covid and as rates increased. As you probably remember, the Fed cut rates to basically zero during the pandemic. That led to rising inflation, and the Fed began its war on higher prices by raising rates in early 2022.  

The federal funds rate – which is the rate the Fed sets – shot up from 0% to 5.25% –5.5% in a little over a year.  Yields on money markets and cash also rose. And while the peak return wasn’t anywhere near as beefy as what stocks did, a mostly risk-free 5% is still attractive for at least a part of your portfolio.  

I say mostly risk-free because there is one big and obvious risk: falling interest rates.  

Three cuts at the end of last year lowered rates to 4.25%-4.5%, already a 20% trim on cash. September’s cut reduced rates to 4%-4.25%.

Investors currently assign the highest probability (73%) to 3.5%-3.75% rates at the end of 2025. That’s a nearly 18% drop in money market yields in the next three months… and a 33.3% hit from two years ago. 

None of us would be satisfied making 30% less at our jobs… or 30% less on our investments. I can assure you Big Money won’t be satisfied. There’s too much pressure to perform. 

Higher rates hit stocks in 2022. The crowd sold and hid in money markets, and the pile of cash snowballed. We’re about to see a chunk of that melt in what could be a seismic shift back into stocks. 

Identifying Winners

TradeSmith’s software and advisors can help you find and manage the strongest stocks with the highest probability of generating big profits.

My own methodology combines sophisticated quant analysis with tracking Big Money – the institutional money that accounts for 70% to 90% of daily trading volume. This is the money that moves stocks, not your neighbor’s – unless your neighbor is Warren Buffett.

I designed my Quantum Edge system to track these critical money flows after I spent years running trading desks and seeing that money – millions and billions of dollars – pass through my hands. I learned the tricks of the trade as Big Money tries to keep those massive flows as quiet as possible so as not to tip their hands.

Knowing those tricks, I designed data retrieval and algorithms that act like x-rays. We can see below the surface to detect Big Money at work. My system helps us see those flows at both the market level and all the way down to individual stocks.

These are companies with superior fundamentals – excellent businesses that are growing and making money. They have strong technicals, meaning their shares trade well. And they have institutional support with the biggest investors in the world buying them.

To help us identify these stocks, my algorithms crunch 120 data points per stock every day, and the full code applies 29 proprietary indicators to those 120 data points. That’s millions of data points every single day.

Every company is scored on 29 primary ratings, including 17 technical factors that tell us how the stock is trading and 12 fundamental factors measuring the health of the company. Proprietary algorithms then take all those factors and ratings and produce a Quantum Score for each stock.

From there, it’s very simple. The stocks with the highest Quantum Score have the highest probability of making you money over time. These are the stocks with superior fundamentals (healthy and growing businesses), strong technicals (price action and trading metrics), and all-important Big Money inflows.

Big Money – the money from the biggest institutions and hedge funds on the planet – is what ultimately moves stocks. It accounts for 70% to 90% of daily trading volume, and I built the system to sniff out these trades that institutions do their best to keep quiet.  It really is our quantum edge.

So let’s get right to it. Here are the 5 stocks with the highest Quantum Scores.