CHYM
CHIME FINL-A (CHYM)
NASDAQ
$33.15+$0.05 (+0.15%)
Price as of Aug 26, 2026 5:26 PM EDT
  • $11.5B
    Market Cap
  • 22.05%
    1-Year Change
  • Software - Application
    Industry

Key Performance

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  • Earnings Score: N/A
  • Momentum Score: 88
  • True Yield: N/A
  • Financial Health Score: N/A
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Latest Research & News

Here's What to Know About Chime Financial's Latest Insider Filings After a Strong Quarter

Chime Financial's chief accounting officer sold 10,000 shares on August 6 under a pre-scheduled trading plan, reducing his stake by 4%. The sale is part of a broader insider selling pattern following the company's strong Q2 results, which showed 27% revenue growth to $670 million, 10.4 million members, and $28 million in GAAP profit. Despite the insider selling, analysts view this as noise given the stock's 90% surge from recent lows, with the more significant developments being a 10% staff reduction and the CFO's departure coinciding with the company's pivot toward profitability.

08/11/2026, 6:16 PM • The Motley Fool

Ally Financial vs. Chime Financial Inc. Class A Common Stock: Which Financial Stock Is a Better Buy in 2026?

Ally Financial and Chime Financial represent two contrasting approaches to digital banking. Ally offers established automotive financing with reasonable valuation and dividend yield but faces customer concentration risk with GM and Stellantis. Chime targets underbanked consumers with rapid growth but operates at a loss with a premium valuation. Ally appears the safer choice for most investors, while Chime shows promise after achieving Q1 2026 profitability but remains overvalued at 58.5x forward earnings.

06/09/2026, 3:19 PM • The Motley Fool

Keycard Launches Identity and Access for Multi-Agent Apps

Keycard announced Keycard for Multi-Agent Apps at AI Council 2026, extending its identity and access platform to support delegated, session-based access across autonomous agent systems. The solution enables developers to build multi-agent applications where each agent has its own identity, access is scoped per-task, and all actions are fully attributable, addressing security challenges in enterprise AI deployments.

05/14/2026, 12:36 PM • GlobeNewswire

Chime Finally Turns Profitable—But Risks Remain

Chime Financial reported its first profitable quarter since going public with $53 million in GAAP net income on $647 million revenue (up 25% YoY). The neobank achieved profitability through technology investments and cost-cutting, with adjusted EBITDA margins reaching 18%. However, the stock is down 30% this year despite strong guidance, as investors worry about seasonal profit inflation, credit risks from its lower-income customer base, and intensifying competition from both fintech rivals and traditional banks.

05/14/2026, 12:10 PM • Investing

VANSi Turns Future Income Into Flexible Liquidity Solution

VANSi, a financial technology company, has expanded its offerings with BaG Cash, a reserve account product that helps U.S. consumers bridge income and bill payment timing gaps. The platform uses AI-driven payment rescheduling and requires no credit check, starting at $50 and growing to $500. VANSi also provides securitization services to third-party lenders to manage credit risk.

04/20/2026, 10:58 PM • GlobeNewswire

Forerunner Ventures Builds $227 Million Position in Chime Financial, According to Recent SEC Filing

Forerunner Ventures Management acquired 9,031,107 shares of Chime Financial worth $227.31 million in a new position that represents 100% of the fund's 13F-reported assets under management. Chime Financial, a leading U.S. fintech company specializing in digital banking services, generates revenue primarily from interchange fees tied to payment activity and customer engagement rather than traditional lending spreads.

03/19/2026, 11:28 PM • The Motley Fool

Why Chime Financial Stock Surged Nearly 14% Higher Today

Chime Financial stock surged 13.55% after reporting Q4 2025 results that beat analyst expectations. The company posted $596 million in revenue (25% YoY growth) and revenue guidance of $627-637 million for 2026. The Chime Card product is driving growth with over 50% adoption among new members and higher take rates compared to debit.

02/26/2026, 7:17 PM • The Motley Fool

Is Chime Financial (CHYM) a Millionaire Maker Stock?

Chime Financial's stock has fallen below its IPO price of $27 to trade around $26, as investors worry about slowing growth. While the fintech company shows potential with expansion into higher-margin products and AI investments, analysts project modest 20% revenue CAGR through 2027. Even with optimistic assumptions, the stock could generate solid but not exceptional millionaire-making returns over the next decade.

01/15/2026, 12:02 PM • The Motley Fool

Why Chime Financial Stock Was Music to Investor Ears in December

Chime Financial stock surged over 19% in December following a Goldman Sachs upgrade to 'buy' and new analyst coverage from B. Riley with a $35 price target. The gains were driven by optimism around Chime's innovative Chime Card credit product and its success serving underbanked customers. The company also promoted three executives to new leadership positions.

01/06/2026, 2:04 PM • The Motley Fool

What a $3 Million Bet on Chime Financial Stock Signals About the Fintech's Post-IPO Outlook

StepStone Group initiated a $3 million position in Chime Financial during Q3, representing 1.4% of its reportable assets. The investment comes as Chime shows promising growth, with 29% revenue increase, 21% active member growth, and improving profitability metrics.

12/14/2025, 2:25 PM • The Motley Fool

Crosslink Capital Makes its Biggest Bet Yet on Monday.com: Is the Stock a Buy?

Crosslink Capital increased its stake in Monday.com by 143,650 shares in Q3 2025, valuing the investment at $20.55 million, despite the stock being down 46% over the past year. The investment firm sees potential in the work management platform's growth and AI capabilities.

12/05/2025, 7:22 PM • The Motley Fool

The Bancorp: Building the Pulse of Digital Finance One Partnership at a Time

Lisanti Capital Growth, LLC acquired 98,156 shares of The Bancorp, valued at $7.35 million, signaling investor interest in the fintech-focused bank that provides digital banking and payment infrastructure for platforms like Chime.

11/10/2025, 8:18 PM • The Motley Fool

3 Monster Stocks to Hold for the Next 3 Years

The article highlights three high-growth stocks with potential for significant gains over the next three years: Nebius (AI infrastructure), IonQ (quantum computing), and Chime (digital banking), each offering unique technological advantages and strong projected revenue growth.

11/05/2025, 7:05 AM • The Motley Fool

Nu Holdings Stock Near Highs as Investors Bet on US License and Earnings Growth

Nu Holdings applied for a US bank license and is positioned for potential growth, with strong performance in 2025 and plans to expand beyond Latin America by targeting the US market and Latin American diaspora.

10/31/2025, 11:11 AM • Investing

These 3 Beaten-Down Financial Stocks Could Have Farther to Fall

The article discusses three financial stocks experiencing challenges: Chime Financial, Progressive, and Upstart Holdings. Each company faces unique issues that could lead to potential further stock price declines, including profitability concerns, competitive pressures, and potential lending market complications.

10/29/2025, 4:25 AM • The Motley Fool

Peers

Statistics

More
Day Range
$32.39
$33.16
$33.10
1-Year Range
$16.44
$33.10
$33.10
Latest Close$33.10
Change
+$0.40 (+1.21%)
Volume5,510,112
Market Cap$11.5B
Shares Outstanding347.0M
P/E (TTM)483.92
Diluted EPS (TTM)$0.07
Enterprise Value$11.0B

Information as of 08/25/2026

Company Profile

CHIME FINANCIAL INC
CHIME FINANCIAL INC
https://www.chime.com
$11.5B
Market Cap
$26.6M
Net Income
Sector: Technology
Industry: Software - Application
101 California Street, San Francisco, CA, United States, 94111
844 244 6363

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Key Executives

  • Christopher R. Britt
  • Mark T. Troughton
  • Janelle Sallenave
  • Matthew S. Newcomb
  • Adam Bynoe Frankel

Current Ownership Distribution

  • Institutions1.2B (89.79%)
  • Mutual Funds112.4M (8.09%)
  • Insiders29.4M (2.12%)
  • Other0 (0.00%)