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- $5.9BMarket Cap
- 41.33%1-Year Change
- Banks - RegionalIndustry
AMERIS BANCORP (ABCB)
Key Performance
More- Earnings Score: N/A
- Momentum Score: 81
- True Yield: N/A
- Financial Health Score: N/A
Latest Research & News
Ameris Bancorp (ABCB) Q4 2025 Earnings Transcript
Ameris Bancorp reported record full-year 2025 earnings of $412.2 million with diluted EPS of $6.00, representing 15% year-over-year growth. The bank achieved a 50% efficiency ratio, expanded net interest margin to 3.79%, and grew tangible book value by 14.5%. Q4 loan production reached $2.4 billion (highest since 2022), though net loan growth was tempered by elevated CRE payoffs exceeding $500 million. Management expects mid-single-digit loan and deposit growth in 2026 with potential margin compression of 5-10 basis points due to rising deposit costs.
01/30/2026, 9:31 AM • The Motley Fool
Peers
Statistics
MoreInformation as of 06/22/2026
Company Profile
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.
Key Executives
- H. Palmer Proctor Jr.
- Nicole S. Stokes
- Lawton E. Bassett
- James Allan LaHaise
- Ross L. Creasy
Current Ownership Distribution
- Institutions1.1B (69.60%)
- Mutual Funds491.6M (30.13%)
- Insiders4.5M (0.28%)
- Other0 (0.00%)