ATLC
Atlanticus Hldgs (ATLC)
NASDAQ
$101.56+$2.04 (+2.04%)
Price as of Jun 23, 2026 5:40 PM EDT
  • $1.5B
    Market Cap
  • 96.41%
    1-Year Change
  • Credit Services
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
2.0B
+50.09%
1.3B
+13.46%
1.2B
+10.41%
1.0B
+39.95%
Cost of Revenue
160.8M
+35.85%
118.4M
+17.67%
100.6M
+5.44%
95.4M
+26.57%
Gross Profit
1.8B
+51.51%
1.2B
+13.06%
1.1B
+10.91%
951.5M
+41.45%
Sales and Marketing Expense
113.3M
+101.59%
56.2M
+7.18%
52.4M
-16.00%
62.4M
+10.18%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
9.9M
+90.78%
5.2M
+28.30%
4.0M
-16.60%
4.8M
+94.39%
Total Operating Expenses
397.5M
+51.22%
262.9M
+16.18%
226.2M
-4.73%
237.5M
+25.16%
Operating Profit
159.7M
+15.25%
138.6M
+7.79%
128.6M
-13.88%
149.3M
-32.02%
Interest Income
2.0B
+50.26%
1.3B
+13.39%
1.2B
+10.43%
1.0B
+40.63%
Interest Expense
-301.9M
+88.49%
-160.2M
+46.49%
-109.3M
+33.59%
-81.9M
+51.22%
Interest Income and Expense and Net
1.7B
+44.94%
1.1B
+9.93%
1.0B
+8.47%
964.3M
+39.80%
Total Nonoperating Income and Expense
39,000
-97.38%
1.5M
+136.35%
630,000
-22.13%
809,000
-80.74%
Income before Taxes
159.7M
+15.25%
138.6M
+7.79%
128.6M
-13.88%
149.3M
-32.02%
Income Taxes
39.1M
+37.35%
28.5M
+7.02%
26.6M
+81.47%
14.7M
-64.91%
Extraordinary Items
0
N/A
0
N/A
0
N/A
0
N/A
Net Income
122.2M
+9.80%
111.3M
+8.22%
102.8M
-24.15%
135.6M
-23.78%
Net Income from Continuing Operations Applicable to Common
111.8M
+27.96%
87.4M
+12.52%
77.6M
-29.74%
110.5M
-28.94%
Basic EPS and Net Income
7.40
+25.00%
5.92
+10.65%
5.35
-29.14%
7.55
-26.84%
Diluted EPS and Net Income
5.96
+24.95%
4.77
+12.50%
4.24
-27.27%
5.83
-22.88%
Basic Weighted Average Shares
15.1M
+2.47%
14.7M
+1.68%
14.5M
-0.85%
14.6M
-2.95%
Diluted Weighted Average Shares
19.2M
+1.99%
18.8M
-0.43%
18.9M
-2.55%
19.4M
-7.28%
Balance Sheet
Cash and Cash Equivalents
209.6M
-44.17%
375.4M
+10.63%
339.3M
-11.86%
385.0M
-6.02%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
209.6M
-44.17%
375.4M
+10.63%
339.3M
-11.86%
385.0M
-6.02%
Total Current Assets
1.4B
+58.68%
875.1M
N/A
N/A
N/A
N/A
N/A
Accumulated Depreciation
12.8M
+36.51%
9.3M
+35.06%
6.9M
+51.89%
4.6M
-71.58%
Property and Plant and Equipment and Net
12.6M
+19.68%
10.5M
-8.09%
11.4M
+14.30%
10.0M
+36.51%
Total Long-Term Assets
12.6M
+19.68%
10.5M
-8.09%
11.4M
+14.30%
10.0M
+36.51%
Total Assets
7.6B
+133.07%
3.3B
+20.85%
2.7B
+13.34%
2.4B
+22.84%
Income Taxes Payable
152.1M
+33.37%
114.1M
+32.91%
85.8M
+41.42%
60.7M
+27.04%
Total Short-Term Debt
0
-100.00%
2.2B
+19.33%
1.8B
+12.79%
1.6B
+29.84%
Total Current Liabilities
284.5M
+294.68%
72.1M
+16.96%
61.6M
+39.03%
44.3M
+4.84%
Total Long-Term Debt
698.6M
+148.11%
281.6M
+94.91%
144.5M
+0.05%
144.4M
+1.00%
Total Long-Term Liabilities
25.3M
+4.53%
24.2M
+19.86%
20.2M
+0.34%
20.1M
+315.37%
Total Liabilities
7.0B
+159.32%
2.7B
+23.81%
2.2B
+13.05%
1.9B
+26.78%
Retained Earnings
506.4M
+28.33%
394.6M
+28.43%
307.3M
+50.31%
204.4M
+239.36%
Total Stockholders Equity
608.7M
+23.49%
492.9M
+24.89%
394.7M
+20.91%
326.4M
+13.34%
Total Shares Outstanding
14.9M
+0.12%
14.9M
+2.06%
14.6M
+1.04%
14.5M
-2.37%
Cash Flow
Cash from Operating Activities
638.0M
+35.91%
469.4M
+2.20%
459.3M
+32.70%
346.1M
+62.99%
Capital Expenditures
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Investing Activities
-1.5B
+102.38%
-747.0M
+11.13%
-672.2M
-1.26%
-680.8M
+43.32%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
1.1B
+190.05%
393.6M
+140.97%
163.3M
-37.48%
261.3M
-48.81%
Financials Ratio
Gross Margin
91.83%
+0.94%
90.97%
-0.35%
91.29%
+0.45%
90.88%
+1.07%
Operating Margin
8.11%
-23.21%
10.57%
-4.99%
11.12%
-22.00%
14.26%
-51.42%
Return on Assets
2.24%
-39.75%
3.72%
-7.77%
4.04%
-35.51%
6.26%
-44.55%
Return on Equity
22.19%
-11.53%
25.08%
-12.08%
28.53%
-35.37%
44.14%
-54.69%
Revenue Growth
50.09%
+272.20%
13.46%
+29.31%
10.41%
-73.95%
39.95%
+21.90%
Current Ratio
4.88
-59.80%
12.14
N/A
N/A
N/A
N/A
N/A
Cash Ratio
0.74
-85.85%
5.21
-5.41%
5.51
-36.60%
8.68
-10.36%
Debt-to-Equity Ratio
1.15
-77.15%
5.02
-0.05%
5.02
-7.57%
5.44
+11.96%
Debt-to-Assets Ratio
0.09
-87.90%
0.76
+3.30%
0.73
-1.40%
0.74
+3.29%

Earnings & Revenue History

Debt-to-Assets

Cash Flow