BFC
Bank First (BFC)
NASDAQ
$144.10+$1.28 (+0.90%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $1.6B
    Market Cap
  • 26.34%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
151.7M
+10.06%
137.8M
+3.24%
133.5M
+28.24%
104.1M
+15.54%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
151.7M
+10.06%
137.8M
+3.24%
133.5M
+28.24%
104.1M
+15.54%
Sales and Marketing Expense
176,000
-43.77%
313,000
-3.99%
326,000
+20.30%
271,000
+19.38%
Research and Development Expense
-10.3M
+5.81%
-9.7M
+20.98%
-8.0M
+26.68%
-6.3M
+18.34%
Depreciation and Amortization Expense
5.0M
-13.64%
5.8M
-8.40%
6.3M
+172.82%
2.3M
+64.98%
Total Operating Expenses
84.5M
+7.23%
78.8M
-10.61%
88.1M
+41.90%
62.1M
+22.89%
Operating Profit
88.2M
+10.89%
79.5M
-19.52%
98.8M
+65.67%
59.6M
-0.56%
Interest Income
221.7M
+7.42%
206.4M
+13.11%
182.5M
+56.59%
116.5M
+18.45%
Interest Expense
N/A
N/A
N/A
N/A
-49.0M
+293.63%
-12.4M
+49.92%
Interest Income and Expense and Net
221.7M
+7.42%
206.4M
+54.63%
133.5M
+28.24%
104.1M
+15.54%
Total Nonoperating Income and Expense
151.7M
+10.06%
137.8M
+3.24%
133.5M
+28.24%
104.1M
+15.54%
Income before Taxes
88.2M
+10.89%
79.5M
-19.52%
98.8M
+65.67%
59.6M
-0.56%
Income Taxes
16.7M
+19.53%
13.9M
-42.55%
24.3M
+68.39%
14.4M
-0.72%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
71.5M
+9.05%
65.6M
-12.01%
74.5M
+64.80%
45.2M
-0.51%
Net Income from Continuing Operations Applicable to Common
88.2M
+10.89%
79.5M
-19.52%
98.8M
+65.67%
59.6M
+31.22%
Basic EPS and Net Income
7.23
+11.23%
6.50
-10.71%
7.28
+30.47%
5.58
-5.74%
Diluted EPS and Net Income
7.23
+11.23%
6.50
-10.71%
7.28
+30.47%
5.58
-5.74%
Basic Weighted Average Shares
9.8M
-1.85%
10.0M
-1.41%
10.2M
+26.46%
8.0M
+5.55%
Diluted Weighted Average Shares
9.9M
-1.86%
10.1M
-1.42%
10.2M
+26.39%
8.1M
+5.57%
Balance Sheet
Cash and Cash Equivalents
243.2M
-6.94%
261.3M
+5.60%
247.5M
+107.34%
119.4M
-59.80%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
243.2M
-6.94%
261.3M
+5.60%
247.5M
+107.34%
119.4M
-59.80%
Total Current Assets
23.9M
-0.40%
24.0M
+5.93%
22.7M
+32.57%
17.1M
+107.11%
Accumulated Depreciation
16.6M
+13.78%
14.6M
+9.92%
13.2M
+16.36%
11.4M
+10.44%
Property and Plant and Equipment and Net
79.2M
+11.40%
71.1M
+1.74%
69.9M
+23.81%
56.4M
+14.13%
Total Long-Term Assets
23.9M
-0.40%
24.0M
+5.93%
22.7M
+32.57%
17.1M
+107.11%
Total Assets
4.5B
+0.25%
4.5B
+6.47%
4.2B
+15.34%
3.7B
+24.61%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
0
N/A
0
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
12.0M
0.00%
12.0M
0.00%
12.0M
-48.94%
23.5M
-7.88%
Total Long-Term Liabilities
1.6M
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Liabilities
3.9B
+0.18%
3.9B
+7.03%
3.6B
+12.31%
3.2B
+22.66%
Retained Earnings
417.0M
+4.77%
398.0M
+14.37%
348.0M
+17.77%
295.5M
+14.49%
Total Stockholders Equity
643.8M
+0.65%
639.7M
+3.21%
619.8M
+36.79%
453.1M
+40.43%
Total Shares Outstanding
9.8M
-1.77%
10.0M
-3.41%
10.4M
+14.89%
9.0M
+18.45%
Cash Flow
Cash from Operating Activities
62.5M
-5.11%
65.8M
+24.37%
52.9M
+32.34%
40.0M
-0.68%
Capital Expenditures
11.4M
+58.39%
7.2M
-46.42%
13.5M
+96.22%
6.9M
-21.17%
Cash from Investing Activities
-16.0M
-93.69%
-252.9M
-194.03%
269.0M
+251.29%
-177.8M
+89.38%
Dividends Paid
52.5M
+237.37%
15.6M
+30.13%
12.0M
+52.89%
7.8M
-10.43%
Cash from Financing Activities
-64.6M
-132.17%
201.0M
+203.68%
-193.8M
+388.09%
-39.7M
-122.03%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
58.14%
+0.76%
57.70%
-22.04%
74.01%
+29.19%
57.29%
-13.94%
Return on Assets
1.59%
+5.60%
1.50%
-20.44%
1.89%
+37.96%
1.37%
-14.72%
Return on Equity
11.14%
+7.01%
10.41%
-25.05%
13.89%
+19.16%
11.66%
-20.80%
Revenue Growth
10.06%
+210.73%
3.24%
-88.54%
28.24%
+81.68%
15.54%
+315.71%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
0.02
-62.62%
0.05
-34.39%
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
0.003
-56.25%
0.006
-26.44%

Earnings & Revenue History

Debt-to-Assets

Cash Flow