BFST
BSNSS FRST BANC (BFST)
NASDAQ
$29.55+$0.55 (+1.90%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $947.7M
    Market Cap
  • 24.35%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
273.2M
+20.13%
227.4M
+5.70%
215.1M
+7.79%
199.6M
+29.69%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
273.2M
+20.13%
227.4M
+5.70%
215.1M
+7.79%
199.6M
+29.69%
Sales and Marketing Expense
5.2M
+6.12%
4.9M
+6.52%
4.6M
+17.95%
3.9M
+44.44%
Research and Development Expense
-15.8M
+31.77%
-12.0M
+32.36%
-9.0M
+8.09%
-8.4M
+2.72%
Depreciation and Amortization Expense
5.7M
+8.05%
5.3M
+12.57%
4.7M
-3.07%
4.8M
+15.73%
Total Operating Expenses
203.1M
+14.31%
177.7M
+13.37%
156.7M
+4.88%
149.4M
+27.63%
Operating Profit
110.3M
+32.82%
83.1M
-8.32%
90.6M
+32.06%
68.6M
+6.25%
Interest Income
465.0M
+12.11%
414.8M
+17.39%
353.3M
+49.64%
236.1M
+38.53%
Interest Expense
N/A
N/A
N/A
N/A
-138.2M
+278.24%
-36.5M
+120.71%
Interest Income and Expense and Net
465.0M
+12.11%
414.8M
+92.80%
215.1M
+7.79%
199.6M
+29.69%
Total Nonoperating Income and Expense
273.2M
+20.13%
227.4M
+5.70%
215.1M
+7.79%
199.6M
+29.69%
Income before Taxes
110.3M
+32.82%
83.1M
-8.32%
90.6M
+32.06%
68.6M
+6.25%
Income Taxes
22.4M
+25.10%
17.9M
-8.18%
19.5M
+36.31%
14.3M
+15.42%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
87.9M
+34.95%
65.1M
-8.36%
71.0M
+30.94%
54.3M
+4.06%
Net Income from Continuing Operations Applicable to Common
82.5M
+38.11%
59.7M
-9.04%
65.6M
+24.08%
52.9M
-18.05%
Basic EPS and Net Income
2.81
+23.79%
2.27
-13.36%
2.62
+11.97%
2.34
-7.87%
Diluted EPS and Net Income
2.79
+23.45%
2.26
-12.74%
2.59
+11.64%
2.32
-8.30%
Basic Weighted Average Shares
29.4M
+11.97%
26.3M
+4.68%
25.1M
+10.81%
22.6M
+10.40%
Diluted Weighted Average Shares
29.5M
+11.70%
26.5M
+4.57%
25.3M
+10.86%
22.8M
+10.58%
Balance Sheet
Cash and Cash Equivalents
411.2M
+28.86%
319.1M
+41.13%
226.1M
+48.04%
152.7M
+123.39%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
411.2M
+28.86%
319.1M
+41.13%
226.1M
+48.04%
152.7M
+123.39%
Total Current Assets
28.5M
+56.97%
18.1M
+17.71%
15.4M
+59.91%
9.6M
-13.17%
Accumulated Depreciation
59.4M
-0.21%
59.5M
+17.53%
50.7M
+5.09%
48.2M
+24.19%
Property and Plant and Equipment and Net
74.0M
-9.73%
82.0M
+17.95%
69.5M
+9.98%
63.2M
+8.64%
Total Long-Term Assets
28.5M
+56.97%
18.1M
+17.71%
15.4M
+59.91%
9.6M
-13.17%
Total Assets
8.2B
+4.55%
7.9B
+19.33%
6.6B
+9.92%
6.0B
+26.75%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
-100.00%
300.0M
0.00%
300.0M
+2,026.30%
14.1M
+70,445.00%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
92.5M
-7.25%
99.8M
-0.23%
100.0M
-9.71%
110.7M
+36.01%
Total Long-Term Liabilities
34.8M
+22.72%
28.3M
+33.82%
21.2M
+19.84%
17.7M
N/A
Total Liabilities
7.3B
+3.69%
7.1B
+18.81%
5.9B
+9.80%
5.4B
+26.02%
Retained Earnings
326.6M
+25.14%
261.0M
+20.75%
216.1M
+31.81%
164.0M
+34.53%
Total Stockholders Equity
896.9M
+12.19%
799.5M
+24.09%
644.3M
+10.99%
580.5M
+33.95%
Total Shares Outstanding
29.5M
-0.14%
29.6M
+16.57%
25.4M
+0.96%
25.1M
+23.09%
Cash Flow
Cash from Operating Activities
92.1M
+49.97%
61.4M
-33.57%
92.4M
+32.84%
69.6M
+23.27%
Capital Expenditures
66,000
-95.77%
1.6M
-86.59%
11.6M
+49.70%
7.8M
+95.95%
Cash from Investing Activities
-281.5M
-4.54%
-294.9M
-43.41%
-521.1M
-25.61%
-700.5M
+3.73%
Dividends Paid
16.8M
+13.33%
14.9M
+17.45%
12.7M
+16.92%
10.8M
+14.71%
Cash from Financing Activities
281.5M
-13.78%
326.5M
-34.97%
502.1M
-29.81%
715.3M
+32.92%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
40.38%
+10.56%
36.52%
-13.26%
42.11%
+22.52%
34.37%
-18.08%
Return on Assets
1.09%
+21.26%
0.90%
-20.20%
1.13%
+11.60%
1.01%
-13.70%
Return on Equity
10.36%
+14.85%
9.02%
-22.26%
11.60%
+8.39%
10.70%
-13.44%
Revenue Growth
20.13%
+253.46%
5.70%
-26.90%
7.79%
-73.76%
29.69%
+44.45%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.10
-79.36%
0.50
-19.47%
0.62
+188.66%
0.22
+14.48%
Debt-to-Assets Ratio
0.01
-77.80%
0.05
-16.14%
0.06
+191.83%
0.02
+20.93%

Earnings & Revenue History

Debt-to-Assets

Cash Flow