Oak Ridge Financial Services, Inc. Announces Second Quarter 2026 Results and Quarterly Cash Dividend of $0.16 Per Common Share

Oak Ridge Financial Services reported Q2 2026 earnings of $0.79 per share, slightly down from $0.81 in Q2 2025 but up from $0.53 in Q1 2026. The company achieved a record net interest margin of 4.51% and improved its Community Bank Leverage Ratio to 12.5%. However, deposits declined 7.6% year-over-year and nonperforming assets increased to 1.42% of total assets, primarily consisting of SBA loans. The company declared a quarterly dividend of $0.16 per share.

07/31/2026, 5:20 PM • GlobeNewswire

Bank of Oak Ridge Appoints Paul Fedorkowicz to Board of Directors

Oak Ridge Financial Services, Inc. has appointed Paul Fedorkowicz, a retired Partner from Cherry Bekaert LLP with over 30 years of executive leadership experience in accounting, finance, and corporate governance, to its Board of Directors. The appointment is intended to strengthen the board's financial expertise and governance capabilities as the company pursues sustainable growth.

07/24/2026, 9:30 AM • GlobeNewswire

Oak Ridge Financial Services, Inc. Announces First Quarter 2026 Results and 14% Increase in Quarterly Cash Dividend

Oak Ridge Financial Services (OTC: BKOR) reported Q1 2026 earnings of $0.53 per share, down from $0.57 in Q1 2025, but announced a 14% increase in quarterly cash dividend to $0.16 per share. The company was impacted by a one-time $291,000 interest income correction, a $700,000 provision for credit losses, and a $224,000 gain on security sales. Despite lower earnings, management highlighted strong core performance, improved balance sheet with 50% reduction in borrowings, and stable net interest margin of 3.98%.

05/04/2026, 5:41 PM • Benzinga

Oak Ridge Financial Services, Inc. Announces First Quarter 2026 Results and 14% Increase in Quarterly Cash Dividend

Oak Ridge Financial Services reported Q1 2026 earnings of $0.53 per share, down from $0.57 in Q1 2025, primarily due to a one-time $291,000 interest income correction, a $700,000 provision for credit losses, and a $224,000 gain on securities sale. Despite lower earnings, the company increased its quarterly cash dividend by 14% to $0.16 per share. The bank strengthened its balance sheet by reducing borrowings by nearly 50% and maintaining stable net interest margins, though nonperforming assets increased to 1.42% of total assets.

05/04/2026, 5:41 PM • GlobeNewswire

Oak Ridge Financial Services, Inc. Announces Fourth Quarter and Full Year of 2025 Results, Quarterly Cash Dividend of $0.14 Per Share

Oak Ridge Financial Services reported record 2025 results with net income of $8.0 million and earnings per share of $2.92, up 42% year-over-year. The company achieved a 4.11% net interest margin and improved return on equity to 12.21%. However, nonperforming assets increased to 1.07% of total assets, primarily consisting of SBA-guaranteed loans. The company maintained stable deposits and loans while reducing borrowings and increased its quarterly dividend to $0.14 per share.

02/05/2026, 5:35 PM • GlobeNewswire

Oak Ridge Financial Services, Inc. Announces Third Quarter 2025 Results and Quarterly Cash Dividend of $0.14 Per Share

Oak Ridge Financial Services reported Q3 2025 earnings of $0.69 per share, representing a 27.8% increase from the same quarter in 2024. The bank saw strong revenue growth, improved net interest income, and increased noninterest income, while managing a slight increase in nonperforming assets.

10/31/2025, 3:50 PM • GlobeNewswire

Bank of Oak Ridge Appoints Darryl Jones to Board of Directors

Oak Ridge Financial Services has appointed Darryl Jones, a technology executive with 35 years of experience, to its Board of Directors to enhance governance and strategic technology insights.

09/16/2025, 9:00 AM • GlobeNewswire