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BYLINE BANCORP (BY)

NYSE

$36.00+$0.52 (+1.47%)

Price as of Jun 23, 2026 4:10 PM EDT

$1.6B
Market Cap
41.13%
1-Year Change
Banks - Regional
Industry

Annual

Quarterly

	12/31/2025	12/31/2024	12/31/2023	12/31/2022
Income Statement
Total Operating Revenue	385.3M +10.72%	348.0M +5.27%	330.6M +24.61%	265.3M +12.24%
Cost of Revenue	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Gross Profit	385.3M +10.72%	348.0M +5.27%	330.6M +24.61%	265.3M +12.24%
Sales and Marketing Expense	5.6M +13.38%	5.0M +31.14%	3.8M +34.37%	2.8M +56.94%
Research and Development Expense	-19.4M +15.27%	-16.9M -13.53%	-19.5M +46.05%	-13.4M +13.40%
Depreciation and Amortization Expense	4.6M -9.54%	5.0M +11.08%	4.5M +5.62%	4.3M -28.43%
Total Operating Expenses	236.9M +8.29%	218.8M +4.38%	209.6M +13.86%	184.1M -0.48%
Operating Profit	173.3M +7.56%	161.1M +10.57%	145.7M +27.03%	114.7M -7.67%
Interest Income	572.2M +1.11%	565.9M +18.03%	479.5M +59.00%	301.6M +21.14%
Interest Expense	-12.9M -1.53%	-13.1M -91.22%	-148.9M +310.88%	-36.2M +188.93%
Interest Income and Expense and Net	559.4M +1.17%	552.9M +67.22%	330.6M +24.61%	265.3M +12.24%
Total Nonoperating Income and Expense	385.3M +10.72%	348.0M +5.27%	330.6M +24.61%	265.3M +12.24%
Income before Taxes	173.3M +7.56%	161.1M +10.57%	145.7M +27.03%	114.7M -7.67%
Income Taxes	43.2M +7.15%	40.3M +6.66%	37.8M +41.43%	26.7M -14.95%
Extraordinary Items	194,000 -99.90%	194.0M -50.89%	395.0M N/A	N/A N/A
Net Income	130.1M +7.69%	120.8M +11.94%	107.9M +22.65%	88.0M -5.21%
Net Income from Continuing Operations Applicable to Common	173.3M +43.47%	120.8M +11.94%	107.9M +22.93%	87.8M -4.61%
Basic EPS and Net Income	2.90 +4.32%	2.78 +3.35%	2.69 +13.50%	2.37 -3.27%
Diluted EPS and Net Income	2.89 +5.09%	2.75 +3.00%	2.67 +14.10%	2.34 -2.50%
Basic Weighted Average Shares	27,119 -99.94%	43.4M +8.50%	40.0M +8.31%	37.0M -1.69%
Diluted Weighted Average Shares	45.1M +2.76%	43.9M +8.43%	40.4M +7.92%	37.5M -2.33%
Balance Sheet
Cash and Cash Equivalents	149.1M -73.52%	563.1M +149.03%	226.1M +26.08%	179.4M +13.56%
Short-Term Investments	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Cash and Cash Equivalents and Short-Term Investments	149.1M -73.52%	563.1M +149.03%	226.1M +26.08%	179.4M +13.56%
Total Current Assets	139.0M +1.35%	137.1M -9.93%	152.3M +15.51%	131.8M +104.98%
Accumulated Depreciation	30.9M -8.98%	33.9M +1.50%	33.4M -3.49%	34.6M +4.42%
Property and Plant and Equipment and Net	58.0M -4.16%	60.5M -9.19%	66.6M +17.31%	56.8M -9.19%
Total Long-Term Assets	139.0M +1.35%	137.1M -9.93%	152.3M +15.51%	131.8M +104.98%
Total Assets	9.7B +1.64%	9.5B +6.92%	8.9B +20.63%	7.4B +9.96%
Income Taxes Payable	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Total Short-Term Debt	0 N/A	0 -100.00%	11.3M N/A	0 N/A
Total Current Liabilities	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Total Long-Term Debt	145.3M +0.29%	144.9M +0.42%	144.3M +29.98%	111.0M +0.55%
Total Long-Term Liabilities	23.5M -18.24%	28.7M -14.52%	33.6M +4.36%	32.2M +27.33%
Total Liabilities	8.4B -0.24%	8.4B +6.50%	7.9B +19.63%	6.6B +12.58%
Retained Earnings	645.7M +20.94%	533.9M +24.44%	429.0M +27.77%	335.8M +23.60%
Total Stockholders Equity	1.3B +16.16%	1.1B +10.24%	990.2M +29.29%	765.8M -8.44%
Total Shares Outstanding	47.9M +3.50%	46.3M +1.18%	45.7M +15.68%	39.5M +0.80%
Cash Flow
Cash from Operating Activities	140.3M -19.89%	175.2M +5.48%	166.1M -24.63%	220.3M +196.04%
Capital Expenditures	4.0M +0.13%	4.0M +3.39%	3.9M +6.28%	3.6M +62.48%
Cash from Investing Activities	-223.6M -32.43%	-330.9M -1.58%	-336.2M -58.99%	-819.9M +247.33%
Dividends Paid	18.2M +14.62%	15.8M +8.65%	14.6M +8.84%	13.4M +18.92%
Cash from Financing Activities	-330.8M -167.13%	492.8M +127.12%	217.0M -65.06%	620.9M +162.96%
Financials Ratio
Gross Margin	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Operating Margin	44.96% -2.85%	46.28% +5.03%	44.06% +1.94%	43.22% -17.74%
Return on Assets	1.36% +3.36%	1.31% -1.05%	1.33% +6.15%	1.25% -11.76%
Return on Equity	11.02% -4.98%	11.60% -5.57%	12.29% +11.91%	10.98% -2.86%
Revenue Growth	10.72% +103.35%	5.27% -78.58%	24.61% +100.98%	12.24% +22.95%
Current Ratio	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Cash Ratio	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Debt-to-Equity Ratio	0.11 -13.70%	0.13 -15.47%	0.16 +8.34%	0.15 +9.85%
Debt-to-Assets Ratio	0.02 -1.31%	0.02 -12.57%	0.02 +15.89%	0.02 -8.48%

Earnings & Revenue History

Debt-to-Assets

Cash Flow