2m 2m 2m 2m 2m 2m 2m
Credit Acceptanc (CACC)
NASDAQ
$590.27+$12.74 (+2.21%)
Price as of Jun 23, 2026 4:10 PM EDT- $6.0BMarket Cap
- 15.43%1-Year Change
- Credit ServicesIndustry
Credit Acceptanc (CACC)
$590.27+$12.74 (+2.21%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 2.3B +7.16% | 2.2B +13.70% | 1.9B +3.79% | 1.8B -1.27% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 2.3B +7.16% | 2.2B +13.70% | 1.9B +3.79% | 1.8B -1.27% | |
Sales and Marketing Expense | 101.4M +7.42% | 94.4M +2.94% | 91.7M +21.30% | 75.6M +15.77% | |
Research and Development Expense | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Depreciation and Amortization Expense | 3.6M -46.27% | 6.7M -24.72% | 8.9M -1.11% | 9.0M -7.22% | |
Total Operating Expenses | 599.9M +19.62% | 501.5M +9.24% | 459.1M -59.03% | 1.1B +88.32% | |
Operating Profit | 565.4M +71.59% | 329.5M -10.36% | 367.6M -48.35% | 711.7M -43.56% | |
Interest Income | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Interest Expense | -462.9M +10.35% | -419.5M +57.41% | -266.5M +59.96% | -166.6M +1.46% | |
Interest Income and Expense and Net | -462.9M +10.35% | -419.5M +57.41% | -266.5M +59.96% | -166.6M +1.46% | |
Total Nonoperating Income and Expense | 462.9M +10.35% | 419.5M +57.41% | 266.5M +59.96% | 166.6M +1.46% | |
Income before Taxes | 565.4M +71.59% | 329.5M -10.36% | 367.6M -48.35% | 711.7M -43.56% | |
Income Taxes | 141.5M +73.41% | 81.6M +0.12% | 81.5M -53.67% | 175.9M -41.87% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 423.9M +71.00% | 247.9M -13.35% | 286.1M -46.60% | 535.8M -44.09% | |
Net Income from Continuing Operations Applicable to Common | 565.4M +71.59% | 329.5M -10.36% | 367.6M -48.35% | 711.7M -43.56% | |
Basic EPS and Net Income | 37.02 +84.00% | 20.12 -8.92% | 22.09 -44.08% | 39.50 -33.69% | |
Diluted EPS and Net Income | 36.38 +83.00% | 19.88 -9.60% | 21.99 -44.07% | 39.32 -33.94% | |
Basic Weighted Average Shares | 11.5M -7.07% | 12.3M -4.86% | 13.0M -4.50% | 13.6M -15.68% | |
Diluted Weighted Average Shares | 11.7M -6.56% | 12.5M -4.16% | 13.0M -4.51% | 13.6M -15.38% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 22.8M -93.37% | 343.7M +2,503.79% | 13.2M +71.43% | 7.7M -66.95% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 22.8M -93.37% | 343.7M +2,503.79% | 13.2M +71.43% | 7.7M -66.95% | |
Total Current Assets | 35.8M +5.29% | 34.0M -15.00% | 40.0M -29.70% | 56.9M +9.85% | |
Accumulated Depreciation | 53.8M +3.66% | 51.9M -23.45% | 67.8M +12.07% | 60.5M +9.40% | |
Property and Plant and Equipment and Net | 12.6M -14.29% | 14.7M -68.39% | 46.5M -9.53% | 51.4M -10.30% | |
Total Long-Term Assets | 35.8M +5.29% | 34.0M -15.00% | 40.0M -29.70% | 56.9M +9.85% | |
Total Assets | 8.6B -2.52% | 8.9B +16.35% | 7.6B +10.22% | 6.9B -2.07% | |
Income Taxes Payable | 354.0M -18.86% | 436.3M -7.21% | 470.2M +9.55% | 429.2M -1.42% | |
Total Short-Term Debt | 107.3M +107,200.00% | 100,000 -99.87% | 79.2M +156.31% | 30.9M +1,088.46% | |
Total Current Liabilities | 400.2M +26.73% | 315.8M -0.94% | 318.8M +22.24% | 260.8M +49.03% | |
Total Long-Term Debt | 5.2B -3.78% | 5.4B +34.06% | 4.0B +6.21% | 3.8B -1.46% | |
Total Long-Term Liabilities | 708.0M +10.94% | 638.2M -18.01% | 778.4M -8.79% | 853.4M -1.95% | |
Total Liabilities | 7.1B +0.04% | 7.1B +21.32% | 5.9B +10.90% | 5.3B +1.03% | |
Retained Earnings | 1.1B -20.89% | 1.4B -4.13% | 1.5B +6.84% | 1.4B -15.10% | |
Total Stockholders Equity | 1.5B -12.92% | 1.7B -0.23% | 1.8B +7.99% | 1.6B -10.97% | |
Total Shares Outstanding | 10.7M -11.35% | 12.0M -3.79% | 12.5M -1.84% | 12.8M -9.82% | |
Cash Flow | |||||
Cash from Operating Activities | 1.1B -7.32% | 1.1B -5.47% | 1.2B -2.82% | 1.2B +15.83% | |
Capital Expenditures | 1.6M -11.11% | 1.8M -55.00% | 4.0M +29.03% | 3.1M -59.21% | |
Cash from Investing Activities | -674.3M -60.82% | -1.7B +21.48% | -1.4B +207.60% | -460.6M -205.33% | |
Dividends Paid | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash from Financing Activities | -724.6M -175.69% | 957.3M +259.62% | 266.2M +133.50% | -794.6M -45.90% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 24.40% +60.13% | 15.24% -21.16% | 19.33% -50.24% | 38.84% -42.83% | |
Return on Assets | 4.85% +61.01% | 3.01% -23.61% | 3.94% -48.66% | 7.68% -41.75% | |
Return on Equity | 25.90% +83.02% | 14.15% -16.46% | 16.94% -45.49% | 31.08% -33.09% | |
Revenue Growth | 7.16% -47.73% | 13.70% +261.13% | 3.79% +398.27% | -1.27% -111.37% | |
Current Ratio | 0.09 -16.90% | 0.11 -14.18% | 0.13 -42.48% | 0.22 -26.28% | |
Cash Ratio | 0.06 -94.76% | 1.09 +2,528.74% | 0.04 +40.34% | 0.03 -77.84% | |
Debt-to-Equity Ratio | 3.46 +12.79% | 3.06 +31.77% | 2.33 -0.51% | 2.34 +11.52% | |
Debt-to-Assets Ratio | 0.61 +0.76% | 0.61 +12.99% | 0.54 -2.53% | 0.55 +1.38% | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow