• $201.8M
    Market Cap
  • N/A
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
40.9M
+18.03%
34.6M
+1.23%
34.2M
+3.40%
33.1M
+4.47%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
40.9M
+18.03%
34.6M
+1.23%
34.2M
+3.40%
33.1M
+4.47%
Sales and Marketing Expense
N/A
N/A
475,004
+0.63%
472,008
-5.41%
499,000
+6.17%
Research and Development Expense
N/A
N/A
-604,679
+4.75%
-577,260
+7.07%
-539,123
+6.43%
Depreciation and Amortization Expense
1.0M
+1.48%
1.0M
-3.74%
1.1M
-6.28%
1.1M
+3.33%
Total Operating Expenses
27.0M
+6.00%
25.5M
+8.06%
23.6M
+7.78%
21.9M
+1.00%
Operating Profit
20.4M
+34.21%
15.2M
-6.88%
16.3M
-3.25%
16.9M
+4.68%
Interest Income
60.9M
+10.69%
55.0M
+17.27%
46.9M
+26.37%
37.1M
+6.68%
Interest Expense
-20.0M
-1.79%
-20.4M
+60.48%
-12.7M
+214.95%
-4.0M
+29.11%
Interest Income and Expense and Net
40.9M
+18.03%
34.6M
+1.23%
34.2M
+3.40%
33.1M
+4.47%
Total Nonoperating Income and Expense
40.9M
+18.03%
34.6M
+1.23%
34.2M
+3.40%
33.1M
+4.47%
Income before Taxes
20.4M
+34.21%
15.2M
-6.88%
16.3M
-3.25%
16.9M
+4.68%
Income Taxes
3.4M
+40.92%
2.4M
-15.77%
2.9M
-7.66%
3.1M
+5.10%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
17.0M
+32.93%
12.8M
-4.97%
13.4M
-2.24%
13.7M
+4.58%
Net Income from Continuing Operations Applicable to Common
20.4M
+34.21%
15.2M
-6.88%
16.3M
-3.25%
16.9M
+28.44%
Basic EPS and Net Income
3.01
+32.02%
2.28
-6.17%
2.43
-3.95%
2.53
+3.27%
Diluted EPS and Net Income
3.01
+32.02%
2.28
-6.17%
2.43
-3.95%
2.53
+3.27%
Basic Weighted Average Shares
5.6M
+0.90%
5.6M
+1.49%
5.5M
+1.25%
5.4M
+1.08%
Diluted Weighted Average Shares
5.6M
+0.90%
5.6M
+1.49%
5.5M
+1.25%
5.4M
+1.08%
Balance Sheet
Cash and Cash Equivalents
11.8M
+19.51%
9.9M
-34.17%
15.0M
-78.91%
71.1M
-35.54%
Short-Term Investments
144.5M
-9.50%
159.7M
-16.26%
190.7M
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
156.3M
-7.81%
169.6M
-17.57%
205.7M
+189.16%
71.1M
-35.54%
Total Current Assets
22.7M
-3.18%
23.4M
+38.11%
17.0M
-1.56%
17.2M
+80.10%
Accumulated Depreciation
15.9M
+4.94%
15.2M
+7.06%
14.2M
+8.61%
13.1M
+10.47%
Property and Plant and Equipment and Net
12.1M
+0.15%
12.1M
-2.41%
12.4M
-5.15%
13.0M
-5.27%
Total Long-Term Assets
22.7M
-3.18%
23.4M
+38.11%
17.0M
-1.56%
17.2M
+80.10%
Total Assets
1.3B
+3.09%
1.2B
+13.61%
1.1B
+4.10%
1.1B
+3.62%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
500,000
-94.74%
9.5M
0.00%
9.5M
-53.66%
20.5M
0.00%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
12.9M
0.00%
12.9M
0.00%
12.9M
0.00%
12.9M
0.00%
Total Long-Term Liabilities
1.4M
+86.26%
742,516
-16.26%
886,740
-32.64%
1.3M
-23.80%
Total Liabilities
1.2B
+2.00%
1.2B
+13.91%
1.0B
+3.00%
980.9M
+4.98%
Retained Earnings
73.0M
+18.50%
61.6M
+13.70%
54.2M
+16.64%
46.5M
+23.06%
Total Stockholders Equity
113.7M
+15.95%
98.0M
+10.13%
89.0M
+18.43%
75.2M
-11.31%
Total Shares Outstanding
15,924
-24.84%
21,187
+1.99%
20,774
+23.29%
16,850
+17.53%
Cash Flow
Cash from Operating Activities
16.0M
+1.77%
15.8M
+5.62%
14.9M
-5.11%
15.7M
+12.04%
Capital Expenditures
780,773
-1.39%
791,790
+24.99%
633,462
+2.91%
615,549
-31.28%
Cash from Investing Activities
-16.2M
-71.36%
-56.6M
-38.58%
-92.1M
-3.06%
-95.0M
-9.17%
Dividends Paid
4.0M
+6.87%
3.7M
+0.98%
3.7M
-1.01%
3.7M
+9.63%
Cash from Financing Activities
17.3M
-86.85%
131.3M
+396.27%
26.5M
-33.93%
40.0M
-53.36%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
49.92%
+13.72%
43.90%
-8.02%
47.73%
-6.43%
51.01%
+0.20%
Return on Assets
1.34%
+23.07%
1.09%
-12.78%
1.25%
-5.88%
1.32%
-2.37%
Return on Equity
16.03%
+17.45%
13.65%
-16.59%
16.36%
-4.78%
17.18%
+5.96%
Revenue Growth
18.03%
+1,360.64%
1.23%
-63.70%
3.40%
-23.95%
4.47%
-63.48%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.12
-48.40%
0.23
-9.22%
0.25
-43.37%
0.44
+12.74%
Debt-to-Assets Ratio
0.01
-41.90%
0.02
-12.25%
0.02
-35.44%
0.03
-3.66%

Earnings & Revenue History

Debt-to-Assets

Cash Flow