• $1.2B
    Market Cap
  • 38.21%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
219.0M
+17.73%
186.0M
+7.44%
173.1M
+2.37%
169.1M
+3.69%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
219.0M
+17.73%
186.0M
+7.44%
173.1M
+2.37%
169.1M
+3.69%
Sales and Marketing Expense
3.2M
+1.18%
3.1M
-2.61%
3.2M
+6.96%
3.0M
+2.63%
Research and Development Expense
-12.6M
+13.11%
-11.2M
+14.87%
-9.7M
+9.16%
-8.9M
+10.83%
Depreciation and Amortization Expense
4.1M
-17.29%
5.0M
-6.50%
5.4M
+2.53%
5.2M
+3.70%
Total Operating Expenses
143.1M
+9.28%
130.9M
+4.41%
125.4M
+3.57%
121.1M
+1.50%
Operating Profit
127.1M
+19.13%
106.7M
+8.24%
98.6M
-2.45%
101.0M
-8.68%
Interest Income
345.7M
+10.30%
313.4M
+16.67%
268.6M
+35.86%
197.7M
+10.99%
Interest Expense
N/A
N/A
-4.3M
-95.52%
-95.5M
+233.59%
-28.6M
+89.79%
Interest Income and Expense and Net
345.7M
+11.82%
309.2M
+78.60%
173.1M
+2.37%
169.1M
+3.69%
Total Nonoperating Income and Expense
219.0M
+17.73%
186.0M
+7.44%
173.1M
+2.37%
169.1M
+3.69%
Income before Taxes
127.1M
+19.13%
106.7M
+8.24%
98.6M
-2.45%
101.0M
-8.68%
Income Taxes
29.0M
+21.62%
23.9M
+16.09%
20.6M
+6.95%
19.2M
-15.31%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
98.1M
+18.41%
82.8M
+6.17%
78.0M
-4.66%
81.8M
-6.97%
Net Income from Continuing Operations Applicable to Common
127.1M
+19.13%
106.7M
+8.24%
98.6M
-2.45%
101.0M
-8.68%
Basic EPS and Net Income
5.44
+18.00%
4.61
+5.73%
4.36
-5.01%
4.59
-7.09%
Diluted EPS and Net Income
5.43
+17.79%
4.61
+5.73%
4.36
-4.80%
4.58
-7.29%
Basic Weighted Average Shares
18.0M
+0.35%
17.9M
+0.35%
17.9M
+0.29%
17.8M
+0.28%
Diluted Weighted Average Shares
18.0M
+0.37%
18.0M
+0.43%
17.9M
+0.27%
17.9M
+0.26%
Balance Sheet
Cash and Cash Equivalents
363.7M
-1.58%
369.5M
+36.15%
271.4M
+110.90%
128.7M
-58.72%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
363.7M
-1.58%
369.5M
+36.15%
271.4M
+110.90%
128.7M
-58.72%
Total Current Assets
36.8M
+39.80%
26.3M
-15.28%
31.1M
+9.24%
28.5M
-8.09%
Accumulated Depreciation
88.8M
+0.78%
88.1M
+3.70%
85.0M
-3.04%
87.6M
+1.10%
Property and Plant and Equipment and Net
52.6M
+6.01%
49.6M
+9.53%
45.3M
+6.28%
42.6M
+5.32%
Total Long-Term Assets
36.8M
+39.80%
26.3M
-15.28%
31.1M
+9.24%
28.5M
-8.09%
Total Assets
6.7B
+7.93%
6.2B
+7.34%
5.8B
+7.24%
5.4B
-0.70%
Income Taxes Payable
9.9M
N/A
N/A
N/A
N/A
N/A
0
-100.00%
Total Short-Term Debt
450.6M
+30.85%
344.4M
+42.04%
242.4M
+12.28%
215.9M
-20.49%
Total Current Liabilities
9.9M
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
63.8M
-0.36%
64.0M
-0.35%
64.2M
+11.06%
57.8M
0.00%
Total Long-Term Liabilities
11.9M
+1.47%
11.8M
-9.31%
13.0M
-8.49%
14.2M
+11.72%
Total Liabilities
5.8B
+7.22%
5.4B
+7.27%
5.1B
+6.63%
4.8B
+0.68%
Retained Earnings
593.9M
+11.66%
531.9M
+9.80%
484.4M
+10.44%
438.6M
+13.41%
Total Stockholders Equity
856.1M
+13.00%
757.6M
+7.89%
702.2M
+11.81%
628.0M
-10.05%
Total Shares Outstanding
18.1M
+0.32%
18.1M
+0.32%
18.0M
+0.46%
17.9M
+0.42%
Cash Flow
Cash from Operating Activities
105.0M
-0.17%
105.2M
+22.68%
85.7M
-14.00%
99.7M
-13.84%
Capital Expenditures
7.6M
-5.88%
8.1M
+27.78%
6.3M
+1.67%
6.2M
+162.03%
Cash from Investing Activities
-463.2M
+38.00%
-335.7M
+48.14%
-226.6M
-19.07%
-280.0M
-21.92%
Dividends Paid
36.0M
+7.71%
33.4M
+3.79%
32.2M
+7.51%
29.9M
+7.24%
Cash from Financing Activities
352.4M
+7.24%
328.6M
+15.88%
283.6M
+10,423.30%
-2.7M
-101.27%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
58.04%
+1.18%
57.36%
+0.74%
56.94%
-4.71%
59.75%
-11.93%
Return on Assets
1.52%
+10.00%
1.38%
-1.05%
1.40%
-7.66%
1.52%
-9.04%
Return on Equity
12.15%
+7.12%
11.35%
-3.26%
11.73%
-4.94%
12.34%
-5.08%
Revenue Growth
17.73%
+138.25%
7.44%
+214.03%
2.37%
-35.82%
3.69%
-53.87%
Current Ratio
3.72
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
36.74
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.60
+11.46%
0.54
+23.45%
0.44
+0.18%
0.44
-7.61%
Debt-to-Assets Ratio
0.08
+16.84%
0.07
+23.87%
0.05
+4.52%
0.05
-16.28%

Earnings & Revenue History

Debt-to-Assets

Cash Flow