CZFS
CITIZENS FINANCI (CZFS)
NASDAQ
$69.15+$1.70 (+2.53%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $324.0M
    Market Cap
  • 21.93%
    1-Year Change
  • Banks - Regional
    Industry

Key Performance

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  • Earnings Score: N/A
  • Momentum Score: 65
  • True Yield: 64
  • Financial Health Score: N/A
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Latest Research & News

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED THIRD QUARTER 2025 FINANCIAL RESULTS

Citizens Financial Services reported strong Q3 2025 financial performance, with net income increasing 31.5% year-to-date to $26.1 million, driven by higher net interest income and lower credit loss provisions.

10/30/2025, 8:50 AM • Benzinga

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2025 FINANCIAL RESULTS

Citizens Financial Services reported strong Q2 2025 financial performance, with net income of $8.5 million, a 60.4% increase from the same period in 2024, driven by increased net interest income and lower credit loss provisions.

07/30/2025, 4:15 PM • Benzinga

Peers

Statistics

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Day Range
$66.60
$67.93
$67.44
1-Year Range
$52.42
$69.65
$67.44
Latest Close$67.44
Change
-$0.52 (-0.77%)
Volume6,527
Market Cap$324.0M
Shares Outstanding4.8M
P/E (TTM)8.25
Diluted EPS (TTM)$8.17
Enterprise Value$688.4M

Information as of 06/22/2026

Company Profile

CITIZENS FINANCIAL SERVICES INC
CITIZENS FINANCIAL SERVICES INC
https://www.firstcitizensbank.com
$324.0M
Market Cap
$39.3M
Net Income
Sector: Financial Services
Industry: Banks - Regional
15 South Main Street, Mansfield, PA, United States, 16933
570 662 2121

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was founded in 1984 and is headquartered in Mansfield, Pennsylvania.

Key Executives

  • Randall E. Black
  • Jeffrey R. White
  • Jeffrey L. Wilson
  • Stephen J. Guillaume
  • Jeffrey Carr

Current Ownership Distribution

  • Institutions16.0M (69.53%)
  • Mutual Funds6.5M (28.19%)
  • Insiders524,110 (2.28%)
  • Other0 (0.00%)