CZFS | CITIZENS FINANCI | Owners

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CITIZENS FINANCI (CZFS)

NASDAQ

$83.46+$1.89 (+2.32%)

Price as of Oct 22, 2026 7:46 PM EDT

$392.3M
Market Cap
47.64%
1-Year Change
Banks - Regional
Industry

Top Holders

Institutional

Mutual Funds

Holder	Ownership %	Shares Held	Change (Shares, %)	Report Date
BLACKROCK, INC.	7.37%	354,551	+23,257 (+6.56%)	Jun 30, 2026
BLACKROCK FUNDING, INC. /DE	6.72%	323,379	+5,036 (+1.56%)	Dec 31, 2024
BLACKROCK INC.	6.35%	305,588	+34,693 (+11.35%)	Jun 30, 2024
VANGUARD GROUP INC	5.27%	253,399	+6,664 (+2.63%)	Dec 31, 2025
VANGUARD CAPITAL MANAGEMENT LLC	4.17%	200,789	-912 (-0.45%)	Jun 30, 2026
GEODE CAPITAL MANAGEMENT, LLC	2.49%	119,810	+7,348 (+6.13%)	Jun 30, 2026
CITIZENS & NORTHERN CORP	2.43%	117,063	0 (0.00%)	Jun 30, 2026

Holder	Ownership %	Shares Held	Change (Shares, %)	Report Date
VANGUARD INDEX FUNDS	4.08%	196,452	+827 (+0.42%)	Jun 30, 2026
FIDELITY SALEM STREET TRUST	1.06%	51,075	+44,654 (+87.43%)	Jul 31, 2026
AMERICAN CENTURY ETF TRUST	0.89%	43,045	+3,896 (+9.05%)	May 31, 2026
VANGUARD SCOTTSDALE FUNDS	0.57%	27,428	+1,310 (+4.78%)	May 31, 2026
SCHWAB STRATEGIC TRUST	0.53%	25,415	-218 (-0.86%)	May 31, 2026
SCHWAB CAPITAL TRUST	0.28%	13,293	+1,345 (+10.12%)	Jul 31, 2026
Dimensional ETF Trust	0.26%	12,731	+1,548 (+12.16%)	Jul 31, 2026

Current Ownership Distribution

Institutions17.6M (67.41%)
Mutual Funds8.0M (30.57%)
Insiders529,925 (2.03%)
Other0 (0.00%)

Insider Transactions

2.03% (529,925)
Current InsiderOwnership (%, shares)
1
Number of InsiderBuying (last 12 months)
$264,906.19
Amount of InsiderBuying (last 12 months)
0
Number of InsiderSelling (last 12 months)
$0.00
Amount of InsiderSelling (last 12 months)

Insider Name & Title	Type	Date	Transaction Value	Shares	Share Price	Shares After Transactions
LANDY R JOSEPH	Gift	Sep 22, 2026	$0.00	40	$0.00	28,051
DePaola Rinaldo A	Award	Sep 15, 2026	$0.00	70	$0.00	16,851
GRAHAM ROGER C JR	Award	Sep 15, 2026	$0.00	70	$0.00	69,964
BOWER JOSEPH B JR	Award	Sep 15, 2026	$0.00	70	$0.00	2,092
JONES MICKEY L	Award	Sep 15, 2026	$0.00	70	$0.00	14,175
Painter John P II	Award	Sep 15, 2026	$0.00	70	$0.00	3,991
Behm John D	Award	Sep 15, 2026	$0.00	70	$0.00	13,204
Hilifger Janie M	Award	Sep 15, 2026	$0.00	70	$0.00	3,959
Chappell Robert W	Award	Sep 15, 2026	$0.00	70	$0.00	13,106
KUNES CHRISTOPHER W	Award	Sep 15, 2026	$0.00	70	$0.00	13,248
Freeman Thomas E.	Award	Sep 15, 2026	$0.00	70	$0.00	13,423
LANDY R JOSEPH	Award	Sep 15, 2026	$0.00	70	$0.00	28,091
LANDY R JOSEPH	Gift	Jul 09, 2026	$0.00	20	$0.00	28,041
Gephart LeeAnn EXECUTIVE VICE PRESIDENT	Award	Jun 25, 2026	$0.00	153	$0.00	961
Guillaume Stephen J EXECUTIVE VICE PRESIDENT	Award	Jun 25, 2026	$0.00	311	$0.00	5,029
WILSON JEFFREY L EXECUTIVE VICE PRESIDENT	Award	Jun 25, 2026	$0.00	49	$0.00	8,337
White Jeffrey R EXECUTIVE VICE PRESIDENT	Award	Jun 25, 2026	$0.00	336	$0.00	2,010
Freeman Thomas E.	Award	Jun 15, 2026	$0.00	88	$0.00	13,259
JONES MICKEY L	Award	Jun 15, 2026	$0.00	88	$0.00	14,105
OSBORNE TERRY B	Award	Jun 15, 2026	$0.00	88	$0.00	13,360
DePaola Rinaldo A	Award	Jun 15, 2026	$0.00	88	$0.00	16,781
Painter John P II	Award	Jun 15, 2026	$0.00	88	$0.00	3,750
Hilifger Janie M	Award	Jun 15, 2026	$0.00	88	$0.00	3,867
LANDY R JOSEPH	Award	Jun 15, 2026	$0.00	88	$0.00	28,061
BOWER JOSEPH B JR	Award	Jun 15, 2026	$0.00	88	$0.00	2,021
Behm John D	Award	Jun 15, 2026	$0.00	29	$0.00	13,134
LANDY R JOSEPH	Gift	Jun 10, 2026	$0.00	20	$0.00	27,973
Guillaume Stephen J SENIOR VICE PRESIDENT	Buy	Feb 27, 2026	$741.78	13	$57.06	4,656
LANDY R JOSEPH	Gift	Jan 12, 2026	$0.00	40	$0.00	27,783
BLACK RANDALL E CEO & PRESIDENT	Award	Dec 22, 2025	$0.00	1,552	$0.00	45,587