Delhi Bank Corp. operates as a bank holding company for The Delaware National Bank of Delhi that provides commercial banking products and services to individual and small business customers. The company accepts demand, interest bearing time and savings, personal and business checking, NOW, health savings, money market, club, certificates of deposit, and individual retirement accounts. Its loan products include automobile, motorcycle, recreational vehicle, and boat loans; residential and commercial real estate, home improvements, rental property, vacant land, overdraft protection, personal, commercial and construction loans, commercial real estate, manufactured housing, second homes, and agricultural; and home equity and commercial lines of credit. The company also offers ATM and debit card services, external transfers, automatic transfers and payments, card valet, direct deposit of social security and other pensions, free night depository, personal money orders, safe deposit boxes, telephone banking, wire transfers, automatic clearing house transfers, bank-by-mail, coin redemption, notary public services, rolled coin, and visa / MasterCard merchant account services. Delhi Bank Corp. was founded in 1839 and is headquartered in Delhi, New York.