EFSI
EAGLE FINL SVCS (EFSI)
NASDAQ
$39.91$0.00 (0.00%)
Price as of Jun 03, 2026 4:10 PM EDT
  • $213.6M
    Market Cap
  • 34.98%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
62.6M
+22.23%
51.2M
+1.86%
50.3M
+2.19%
49.2M
+20.03%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
62.6M
+22.23%
51.2M
+1.86%
50.3M
+2.19%
49.2M
+20.03%
Sales and Marketing Expense
861,000
-17.05%
1.0M
-10.29%
1.2M
+50.26%
770,000
+16.84%
Research and Development Expense
-1.4M
+28.18%
-1.1M
-21.47%
-1.4M
+41.67%
-960,000
-3.61%
Depreciation and Amortization Expense
780,000
-20.33%
979,000
-2.30%
1.0M
+2.35%
979,000
-1.71%
Total Operating Expenses
55.9M
+8.84%
51.3M
-2.70%
52.8M
+22.52%
43.1M
+13.16%
Operating Profit
9.9M
-47.49%
18.9M
+77.76%
10.6M
-39.83%
17.7M
+38.20%
Interest Income
99.0M
+8.41%
91.3M
+9.86%
83.1M
+52.01%
54.7M
+28.14%
Interest Expense
-30.9M
-6.37%
-33.0M
+0.65%
-32.8M
+499.98%
-5.5M
+226.36%
Interest Income and Expense and Net
68.1M
+16.80%
58.3M
+15.87%
50.3M
+2.19%
49.2M
+20.03%
Total Nonoperating Income and Expense
62.6M
+22.23%
51.2M
+1.86%
50.3M
+2.19%
49.2M
+20.03%
Income before Taxes
9.9M
-47.49%
18.9M
+77.76%
10.6M
-39.83%
17.7M
+38.20%
Income Taxes
1.7M
-51.91%
3.6M
+178.84%
1.3M
-59.49%
3.1M
+78.37%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
8.2M
-46.46%
15.3M
+63.97%
9.4M
-35.56%
14.5M
+31.76%
Net Income from Continuing Operations Applicable to Common
9.9M
-47.49%
18.9M
+77.76%
10.6M
-39.83%
17.7M
+38.20%
Basic EPS and Net Income
1.59
-63.19%
4.32
+62.41%
2.66
-36.21%
4.17
+30.31%
Diluted EPS and Net Income
1.59
-63.19%
4.32
+62.41%
2.66
-36.21%
4.17
+30.31%
Basic Weighted Average Shares
5.2M
+45.71%
3.6M
+0.86%
3.5M
+1.18%
3.5M
+1.23%
Diluted Weighted Average Shares
5.2M
+45.71%
3.6M
+0.86%
3.5M
+1.18%
3.5M
+1.23%
Balance Sheet
Cash and Cash Equivalents
217.2M
+12.44%
193.2M
+39.61%
138.4M
+106.82%
66.9M
+4.41%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
217.2M
+12.44%
193.2M
+39.61%
138.4M
+106.82%
66.9M
+4.41%
Total Current Assets
38.9M
-12.56%
44.5M
+4.29%
42.7M
+16.39%
36.7M
+39.44%
Accumulated Depreciation
15.5M
+0.70%
15.4M
-11.96%
17.5M
+5.66%
16.6M
+5.09%
Property and Plant and Equipment and Net
14.9M
+3.95%
14.3M
-20.81%
18.1M
+0.24%
18.1M
-1.01%
Total Long-Term Assets
38.9M
-12.56%
44.5M
+4.29%
42.7M
+16.39%
36.7M
+39.44%
Total Assets
1.9B
+1.20%
1.9B
+2.22%
1.8B
+12.92%
1.6B
+24.07%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
69.6M
-44.12%
124.5M
-28.62%
174.4M
+493.81%
29.4M
N/A
Total Long-Term Liabilities
10.9M
-2.62%
11.2M
+113.22%
5.3M
+5.95%
5.0M
+282.92%
Total Liabilities
1.7B
-2.72%
1.7B
+1.75%
1.7B
+13.35%
1.5B
+27.02%
Retained Earnings
116.1M
+1.84%
114.0M
+10.22%
103.4M
+3.16%
100.3M
+11.71%
Total Stockholders Equity
188.8M
+58.71%
119.0M
+9.79%
108.4M
+6.54%
101.7M
-7.75%
Total Shares Outstanding
5.4M
+52.64%
3.5M
0.00%
3.5M
+0.88%
3.5M
+1.04%
Cash Flow
Cash from Operating Activities
25.8M
+37.27%
18.8M
+172.90%
6.9M
-50.23%
13.8M
-2.86%
Capital Expenditures
1.4M
+37.98%
1.0M
-4.86%
1.1M
+27.80%
838,000
+61.15%
Cash from Investing Activities
-965,000
-105.76%
16.7M
+112.85%
-130.3M
-60.68%
-331.3M
+73.49%
Dividends Paid
6.1M
+42.15%
4.3M
+1.66%
4.2M
+11.06%
3.8M
+16.77%
Cash from Financing Activities
-754,000
-103.91%
19.3M
-90.10%
194.9M
-39.17%
320.3M
+99.09%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
15.85%
-57.04%
36.90%
+74.51%
21.14%
-41.12%
35.91%
+15.13%
Return on Assets
0.44%
-47.37%
0.83%
+52.91%
0.54%
-45.35%
0.99%
+9.80%
Return on Equity
5.34%
-60.46%
13.50%
+51.53%
8.91%
-34.98%
13.70%
+33.84%
Revenue Growth
22.23%
+1,094.31%
1.86%
-15.03%
2.19%
-89.07%
20.03%
+32.87%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow