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First Bancorp (FBNC)

NASDAQ

$62.03+$1.23 (+2.01%)

Price as of Jun 23, 2026 4:10 PM EDT

$2.5B
Market Cap
48.09%
1-Year Change
Banks - Regional
Industry

Annual

Quarterly

	12/31/2025	12/31/2024	12/31/2023	12/31/2022
Income Statement
Total Operating Revenue	398.2M +19.86%	332.3M -4.15%	346.7M +6.71%	324.9M +31.84%
Cost of Revenue	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Gross Profit	398.2M +19.86%	332.3M -4.15%	346.7M +6.71%	324.9M +31.84%
Sales and Marketing Expense	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Research and Development Expense	-9.8M +9.54%	-8.9M +2.10%	-8.7M +15.90%	-7.5M +108.21%
Depreciation and Amortization Expense	5.7M -14.11%	6.6M -17.48%	8.0M +117.24%	3.7M +4.33%
Total Operating Expenses	239.3M +1.57%	235.6M -7.38%	254.4M +30.30%	195.2M +5.72%
Operating Profit	139.5M +42.18%	98.1M -25.64%	132.0M -28.76%	185.2M +53.94%
Interest Income	557.2M +7.32%	519.2M +6.24%	488.8M +43.35%	341.0M +33.23%
Interest Expense	-6.5M -16.75%	-7.8M -94.53%	-142.1M +782.45%	-16.1M +69.10%
Interest Income and Expense and Net	550.8M +7.68%	511.5M +47.54%	346.7M +6.71%	324.9M +31.84%
Total Nonoperating Income and Expense	8.7M +745.43%	1.0M -61.38%	2.7M -63.73%	7.3M +345.39%
Income before Taxes	139.5M +42.18%	98.1M -25.64%	132.0M -28.76%	185.2M +53.94%
Income Taxes	28.5M +29.91%	21.9M -21.29%	27.8M -27.32%	38.3M +55.15%
Extraordinary Items	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Net Income	111.0M +45.70%	76.2M -26.81%	104.1M -29.13%	146.9M +53.63%
Net Income from Continuing Operations Applicable to Common	139.5M +42.18%	98.1M -25.64%	132.0M -28.76%	185.2M +53.94%
Basic EPS and Net Income	2.68 +44.86%	1.85 -27.17%	2.54 -38.35%	4.12 +29.15%
Diluted EPS and Net Income	2.68 +45.65%	1.84 -27.27%	2.53 -38.59%	4.12 +29.15%
Basic Weighted Average Shares	41.2M +0.43%	41.0M +0.67%	40.7M +14.83%	35.5M +18.78%
Diluted Weighted Average Shares	41.5M +0.30%	41.3M +0.39%	41.2M +15.39%	35.7M +18.81%
Balance Sheet
Cash and Cash Equivalents	309.6M -39.00%	507.5M +113.37%	237.9M -12.01%	270.3M -41.38%
Short-Term Investments	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Cash and Cash Equivalents and Short-Term Investments	309.6M -39.00%	507.5M +113.37%	237.9M -12.01%	270.3M -41.38%
Total Current Assets	322.9M +40.88%	229.2M +9.01%	210.2M +6.04%	198.3M +128.78%
Accumulated Depreciation	77.0M +5.12%	73.3M +6.66%	68.7M +12.92%	60.9M +10.53%
Property and Plant and Equipment and Net	139.1M -3.02%	143.5M -4.97%	151.0M +12.50%	134.2M -1.40%
Total Long-Term Assets	322.9M +40.88%	229.2M +9.01%	210.2M +6.04%	198.3M +128.78%
Total Assets	12.7B +4.29%	12.1B +0.27%	12.1B +14.02%	10.6B +1.11%
Income Taxes Payable	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Total Short-Term Debt	800,000 0.00%	800,000 -99.90%	809.9M +83.32%	441.8M +21,990.00%
Total Current Liabilities	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Total Long-Term Debt	74.6M -18.84%	91.9M -85.42%	630.2M +119.18%	287.5M +326.66%
Total Long-Term Liabilities	74.6M -18.84%	91.9M -85.82%	648.0M +111.14%	306.9M +246.47%
Total Liabilities	11.0B +2.92%	10.7B -0.38%	10.7B +11.98%	9.6B +3.40%
Retained Earnings	829.7M +9.70%	756.3M +5.57%	716.4M +10.49%	648.4M +21.68%
Total Stockholders Equity	1.7B +14.43%	1.4B +5.34%	1.4B +33.03%	1.0B -16.17%
Total Shares Outstanding	41.5M +0.29%	41.3M +0.58%	41.1M +15.14%	35.7M +0.21%
Cash Flow
Cash from Operating Activities	203.1M +16.22%	174.8M +33.02%	131.4M -43.03%	230.7M +66.06%
Capital Expenditures	4.2M +59.77%	2.7M -39.90%	4.4M -16.38%	5.3M -43.77%
Cash from Investing Activities	-562.1M -431.28%	169.7M +188.66%	-191.4M -73.17%	-713.4M -43.85%
Dividends Paid	37.3M +2.86%	36.2M +3.75%	34.9M +13.96%	30.7M +37.93%
Cash from Financing Activities	161.0M +315.29%	-74.8M -371.92%	27.5M -90.58%	291.9M -76.18%
Financials Ratio
Gross Margin	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Operating Margin	35.03% +18.62%	29.53% -22.43%	38.07% -33.24%	57.02% +16.76%
Return on Assets	0.90% +42.47%	0.63% -31.40%	0.92% -34.14%	1.39% +29.38%
Return on Equity	7.16% +32.46%	5.41% -37.56%	8.66% -33.31%	12.99% +44.24%
Revenue Growth	19.86% +578.49%	-4.15% -161.82%	6.71% -78.92%	31.84% +145.66%
Current Ratio	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Cash Ratio	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Debt-to-Equity Ratio	0.05 -28.86%	0.06 -93.89%	1.05 +48.42%	0.71 +1,153.55%
Debt-to-Assets Ratio	0.006 -22.37%	0.008 -93.61%	0.12 +73.32%	0.07 +939.39%

Earnings & Revenue History

Debt-to-Assets

Cash Flow