FFBC
First Finl Banco (FFBC)
NASDAQ
$32.48+$0.54 (+1.68%)
Price as of Jun 23, 2026 5:39 PM EDT
  • $3.4B
    Market Cap
  • 39.57%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
642.0M
+4.91%
612.0M
-2.51%
627.8M
+20.92%
519.1M
+14.82%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
642.0M
+4.91%
612.0M
-2.51%
627.8M
+20.92%
519.1M
+14.82%
Sales and Marketing Expense
10.2M
+12.67%
9.0M
-6.44%
9.6M
+10.33%
8.7M
+9.53%
Research and Development Expense
-37.8M
+7.55%
-35.2M
-1.88%
-35.9M
+6.51%
-33.7M
+7.33%
Depreciation and Amortization Expense
31.8M
+4.97%
30.3M
+0.99%
30.0M
-3.70%
31.2M
-2.97%
Total Operating Expenses
540.5M
+4.03%
519.6M
+8.59%
478.5M
+5.08%
455.3M
+13.61%
Operating Profit
321.3M
+19.73%
268.3M
-15.78%
318.6M
+31.80%
241.7M
+0.33%
Interest Income
1.0B
-0.02%
1.0B
+10.97%
903.0M
+54.36%
585.0M
+21.06%
Interest Expense
N/A
N/A
N/A
N/A
-275.2M
+317.89%
-65.9M
+111.78%
Interest Income and Expense and Net
1.0B
-0.02%
1.0B
+59.63%
627.8M
+20.92%
519.1M
+14.82%
Total Nonoperating Income and Expense
642.0M
+4.91%
612.0M
-2.51%
627.8M
+20.92%
519.1M
+14.82%
Income before Taxes
321.3M
+19.73%
268.3M
-15.78%
318.6M
+31.80%
241.7M
+0.33%
Income Taxes
65.7M
+66.27%
39.5M
-37.04%
62.7M
+160.19%
24.1M
-32.60%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
255.6M
+11.70%
228.8M
-10.57%
255.9M
+17.58%
217.6M
+6.07%
Net Income from Continuing Operations Applicable to Common
255.6M
+11.70%
228.8M
-10.57%
255.9M
+17.58%
217.6M
+6.07%
Basic EPS and Net Income
2.68
+10.74%
2.42
-11.03%
2.72
+16.74%
2.33
+7.87%
Diluted EPS and Net Income
2.66
+10.83%
2.40
-10.78%
2.69
+16.96%
2.30
+7.48%
Basic Weighted Average Shares
95.3M
+0.93%
94.4M
+0.50%
93.9M
+0.44%
93.5M
-1.58%
Diluted Weighted Average Shares
96.2M
+0.79%
95.4M
+0.33%
95.1M
+0.54%
94.6M
-1.37%
Balance Sheet
Cash and Cash Equivalents
178.6M
+2.46%
174.3M
-18.21%
213.1M
+2.68%
207.5M
-5.69%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
178.6M
+2.46%
174.3M
-18.21%
213.1M
+2.68%
207.5M
-5.69%
Total Current Assets
178.6M
+2.46%
174.3M
-18.21%
213.1M
+2.68%
207.5M
+169.02%
Accumulated Depreciation
146.8M
+8.26%
135.6M
+4.84%
129.3M
+2.98%
125.6M
+3.88%
Property and Plant and Equipment and Net
204.8M
+3.43%
198.0M
+1.66%
194.7M
+2.99%
189.1M
-2.05%
Total Long-Term Assets
181.3M
+63.23%
111.1M
+9.95%
101.0M
+16.96%
86.4M
+11.96%
Total Assets
21.1B
+13.78%
18.6B
+5.92%
17.5B
+3.11%
17.0B
+4.13%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
1.9B
-6.23%
2.0B
-15.64%
2.4B
-23.41%
3.1B
+201.12%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
1.7B
+17.44%
1.5B
-10.80%
1.6B
-17.90%
2.0B
+77.49%
Total Long-Term Liabilities
514.1M
+47.92%
347.5M
+0.99%
344.1M
-0.74%
346.7M
-15.41%
Total Liabilities
18.4B
+13.81%
16.1B
+5.68%
15.3B
+2.03%
15.0B
+6.34%
Retained Earnings
1.4B
+12.61%
1.3B
+12.28%
1.1B
+17.40%
968.2M
+15.61%
Total Stockholders Equity
2.8B
+13.58%
2.4B
+7.50%
2.3B
+11.10%
2.0B
-9.63%
Total Shares Outstanding
104.3M
0.00%
104.3M
0.00%
104.3M
0.00%
104.3M
0.00%
Cash Flow
Cash from Operating Activities
337.9M
+28.88%
262.2M
-46.17%
487.0M
+142.46%
200.8M
-48.56%
Capital Expenditures
20.8M
-1.51%
21.1M
-12.68%
24.1M
+75.17%
13.8M
-10.14%
Cash from Investing Activities
-546.7M
-45.33%
-1.0B
+42.60%
-701.3M
-20.59%
-883.1M
+72.37%
Dividends Paid
94.6M
+5.70%
89.5M
+2.74%
87.2M
+0.64%
86.6M
-0.81%
Cash from Financing Activities
213.2M
-69.51%
699.1M
+217.97%
219.9M
-67.17%
669.7M
+504.18%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
50.04%
+14.13%
43.84%
-13.61%
50.75%
+9.00%
46.56%
-12.63%
Return on Assets
1.29%
+1.59%
1.27%
-14.45%
1.48%
+13.48%
1.31%
+2.79%
Return on Equity
9.82%
+0.95%
9.73%
-18.10%
11.87%
+17.33%
10.12%
+12.01%
Revenue Growth
4.91%
+295.49%
-2.51%
-112.00%
20.92%
+41.14%
14.82%
+1,640.55%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
1.29
-8.66%
1.41
-19.69%
1.76
-29.12%
2.48
+161.82%
Debt-to-Assets Ratio
0.17
-8.80%
0.19
-18.49%
0.23
-23.63%
0.30
+127.27%

Earnings & Revenue History

Debt-to-Assets

Cash Flow