• $580.6M
    Market Cap
  • -46.49%
    1-Year Change
  • Credit Services
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
5.2B
+10.27%
4.7B
-86.19%
34.0B
+8.83%
31.2B
+12.21%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
5.2B
+10.27%
4.7B
-86.19%
34.0B
+8.83%
31.2B
+12.21%
Sales and Marketing Expense
2.2B
+9.25%
2.0B
+6.72%
1.9B
+12.01%
1.7B
+6.36%
Research and Development Expense
-536.6M
+8.03%
-496.7M
-2.79%
-511.0M
+3.97%
-491.5M
+13.02%
Depreciation and Amortization Expense
66.5M
-4.33%
69.5M
+208.64%
22.5M
-5.50%
23.8M
-36.09%
Total Operating Expenses
10.7B
+1.19%
10.5B
+3.61%
10.2B
+17.92%
8.6B
+25.71%
Operating Profit
3.1B
+9.00%
2.8B
+2.40%
2.8B
+1.56%
2.7B
-0.004%
Interest Income
-28.7M
-470.77%
7.8M
-93.01%
110.8M
+9.57%
101.2M
+10.33%
Interest Expense
-28.5M
N/A
N/A
N/A
-53.1M
-63.70%
-146.3M
+98.12%
Interest Income and Expense and Net
-57.2M
-838.05%
7.8M
-86.57%
57.7M
+227.83%
-45.2M
-353.10%
Total Nonoperating Income and Expense
216.6M
-30.15%
310.1M
-21.43%
394.7M
+78.84%
220.7M
+80.35%
Income before Taxes
3.1B
+9.00%
2.8B
+2.40%
2.8B
+1.56%
2.7B
-0.004%
Income Taxes
556.2M
+21.61%
457.4M
+15.77%
395.1M
-13.12%
454.8M
+88.85%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
2.5B
+6.68%
2.4B
+1.81%
2.3B
+3.29%
2.3B
-9.67%
Net Income from Continuing Operations Applicable to Common
3.1B
+9.00%
2.8B
+2.40%
2.8B
+1.56%
2.7B
-0.004%
Basic EPS and Net Income
2.02
+9.19%
1.85
+8.82%
1.70
+6.25%
1.60
-9.60%
Diluted EPS and Net Income
1.92
+6.08%
1.81
+8.38%
1.67
+7.05%
1.56
-7.69%
Basic Weighted Average Shares
1.3B
-2.17%
1.3B
-6.32%
1.4B
-2.69%
1.4B
-0.58%
Diluted Weighted Average Shares
1.3B
+1.06%
1.3B
-5.90%
1.4B
-3.53%
1.5B
-1.90%
Balance Sheet
Cash and Cash Equivalents
4.3B
-8.30%
4.7B
-5.97%
5.0B
+36.66%
3.6B
-17.69%
Short-Term Investments
3.0B
+6.46%
2.8B
-4.34%
3.0B
-13.60%
3.4B
+184.42%
Cash and Cash Equivalents and Short-Term Investments
7.3B
-2.73%
7.5B
-5.36%
7.9B
+12.27%
7.1B
+25.62%
Total Current Assets
4.3B
-8.30%
4.7B
+2,699.46%
166.9M
+41.09%
118.3M
+51.10%
Accumulated Depreciation
354.9M
+12.53%
315.4M
+15.34%
273.4M
+8.97%
250.9M
+10.49%
Property and Plant and Equipment and Net
641.3M
+2.81%
623.8M
+342.62%
140.9M
-0.29%
141.3M
+25.76%
Total Long-Term Assets
223.9M
+6.36%
210.5M
+26.10%
166.9M
+41.09%
118.3M
+51.10%
Total Assets
25.4B
+7.65%
23.6B
+10.86%
21.3B
-0.42%
21.4B
+17.89%
Income Taxes Payable
282.3M
-58.12%
674.1M
+22.99%
548.1M
+49.66%
366.2M
+8.26%
Total Short-Term Debt
170.4M
N/A
N/A
N/A
5.8M
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
89.6M
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
638.0M
+130.63%
276.6M
-61.42%
717.1M
+11.81%
641.4M
+107.82%
Total Liabilities
8.6B
+6.41%
8.1B
+8.50%
7.4B
-16.96%
8.9B
+20.32%
Retained Earnings
12.1B
+18.05%
10.2B
+22.16%
8.4B
+28.63%
6.5B
+38.50%
Total Stockholders Equity
16.8B
+8.30%
15.6B
+13.13%
13.7B
+11.13%
12.4B
+16.11%
Total Shares Outstanding
649.7M
-7.12%
699.6M
-73.63%
2.7B
-6.14%
2.8B
-1.44%
Cash Flow
Cash from Operating Activities
1.9B
-35.45%
2.9B
+104.69%
1.4B
+425.76%
268.8M
-57.34%
Capital Expenditures
84.2M
+203.31%
27.8M
-94.84%
538.1M
+919.60%
52.8M
-4.52%
Cash from Investing Activities
-2.2B
-4.88%
-2.3B
-262.42%
1.4B
+191.00%
-1.6B
-177.86%
Dividends Paid
510.2M
+15.61%
441.3M
+2.55%
430.4M
+15.54%
372.5M
+17.29%
Cash from Financing Activities
-194.7M
-68.73%
-622.7M
-75.67%
-2.6B
+221.55%
-795.9M
+231.88%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
59.91%
-1.15%
60.61%
+641.60%
8.17%
-6.68%
8.76%
-10.89%
Return on Assets
10.37%
-2.28%
10.62%
-3.24%
10.97%
-4.35%
11.47%
-24.53%
Return on Equity
15.70%
-3.51%
16.27%
-9.25%
17.92%
-8.95%
19.68%
-25.39%
Revenue Growth
10.27%
+111.91%
-86.19%
-1,076.34%
8.83%
-27.72%
12.21%
-97.82%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.02
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
0.01
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow