• $282.2M
    Market Cap
  • N/A
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
67.5M
+4.84%
64.4M
-3.27%
66.5M
+21.65%
54.7M
+18.23%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
67.5M
+4.84%
64.4M
-3.27%
66.5M
+21.65%
54.7M
+18.23%
Sales and Marketing Expense
491,000
+6.74%
460,000
-2.95%
474,000
-4.44%
496,000
+29.84%
Research and Development Expense
-4.6M
+8.26%
-4.2M
+4.48%
-4.0M
+17.19%
-3.5M
+2.16%
Depreciation and Amortization Expense
731,000
-10.85%
820,000
-1.09%
829,000
+7.11%
774,000
+1.31%
Total Operating Expenses
46.2M
+7.89%
42.8M
-1.95%
43.6M
+11.71%
39.1M
+7.91%
Operating Profit
27.4M
-1.56%
27.8M
-6.09%
29.6M
+36.83%
21.7M
+11.53%
Interest Income
82.3M
+4.65%
78.7M
+6.11%
74.1M
+32.64%
55.9M
+18.45%
Interest Expense
N/A
N/A
N/A
N/A
-7.6M
+539.46%
-1.2M
+30.04%
Interest Income and Expense and Net
82.3M
+4.65%
78.7M
+18.20%
66.5M
+21.65%
54.7M
+18.23%
Total Nonoperating Income and Expense
67.5M
+4.84%
64.4M
-3.27%
66.5M
+21.65%
54.7M
+18.23%
Income before Taxes
27.4M
-1.56%
27.8M
-6.09%
29.6M
+36.83%
21.7M
+11.53%
Income Taxes
6.3M
-19.59%
7.8M
-3.53%
8.1M
+39.95%
5.8M
+10.34%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
21.1M
+5.46%
20.0M
-7.05%
21.6M
+35.70%
15.9M
+11.97%
Net Income from Continuing Operations Applicable to Common
27.4M
-1.56%
27.8M
-6.09%
29.6M
+36.83%
21.7M
+52.73%
Basic EPS and Net Income
1.30
+3.17%
1.26
-11.27%
1.42
+27.93%
1.11
+9.90%
Diluted EPS and Net Income
1.27
+2.42%
1.24
-12.06%
1.41
+29.36%
1.09
+9.00%
Basic Weighted Average Shares
16.3M
+2.48%
15.9M
+4.68%
15.2M
+5.71%
14.4M
+2.23%
Diluted Weighted Average Shares
16.6M
+2.87%
16.1M
+5.09%
15.3M
+5.55%
14.5M
+2.05%
Balance Sheet
Cash and Cash Equivalents
145.6M
+21.86%
119.4M
-19.95%
149.2M
-20.39%
187.4M
-45.82%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
145.6M
+21.86%
119.4M
-19.95%
149.2M
-20.39%
187.4M
-45.82%
Total Current Assets
145.6M
+21.86%
119.4M
-19.95%
149.2M
-20.39%
187.4M
-45.82%
Accumulated Depreciation
21.2M
+4.92%
20.2M
+5.51%
19.2M
+5.07%
18.2M
+4.44%
Property and Plant and Equipment and Net
8.7M
-5.81%
9.2M
-7.17%
10.0M
+62.72%
6.1M
-6.56%
Total Long-Term Assets
8.7M
-5.81%
9.2M
-7.17%
10.0M
+62.72%
6.1M
-6.56%
Total Assets
1.9B
+1.02%
1.9B
+1.06%
1.9B
+0.03%
1.9B
-1.46%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
0
N/A
0
N/A
0
N/A
0
N/A
Total Long-Term Liabilities
5.8M
+58.98%
3.6M
-20.50%
4.6M
-15.44%
5.4M
-4.27%
Total Liabilities
1.7B
-0.96%
1.7B
+0.16%
1.7B
-1.93%
1.7B
-0.11%
Retained Earnings
92.0M
+13.10%
81.3M
+18.24%
68.8M
+26.18%
54.5M
+22.90%
Total Stockholders Equity
212.0M
+20.24%
176.3M
+10.73%
159.2M
+27.36%
125.0M
-17.14%
Total Shares Outstanding
16.4M
+2.91%
15.9M
+2.98%
15.5M
+5.66%
14.7M
+5.80%
Cash Flow
Cash from Operating Activities
6.9M
-64.69%
19.5M
-28.44%
27.3M
+25.34%
21.8M
-13.83%
Capital Expenditures
1.7M
+395.63%
343,000
-71.91%
1.2M
+254.94%
344,000
-57.16%
Cash from Investing Activities
44.8M
+184.12%
-53.3M
-163.72%
83.6M
+146.76%
-178.8M
-4.07%
Dividends Paid
7.5M
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
-25.6M
-744.11%
4.0M
+102.67%
-149.1M
+9,794.76%
-1.5M
-100.63%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
40.62%
-6.10%
43.26%
-2.91%
44.55%
+12.48%
39.61%
-5.66%
Return on Assets
1.11%
+4.38%
1.06%
-7.55%
1.15%
+36.67%
0.84%
+5.56%
Return on Equity
10.88%
-8.87%
11.94%
-21.26%
15.16%
+31.72%
11.51%
+22.36%
Revenue Growth
4.84%
+247.65%
-3.27%
-115.12%
21.65%
+18.80%
18.23%
+873.79%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.00
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
0.00
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow