FNWD
FINWARD BANCORP (FNWD)
NASDAQ
$32.25+$0.05 (+0.16%)
Price as of Jun 03, 2026 4:10 PM EDT
  • $142.8M
    Market Cap
  • 12.62%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
56.7M
+17.12%
48.4M
-11.20%
54.6M
-18.76%
67.1M
+38.24%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
56.7M
+17.12%
48.4M
-11.20%
54.6M
-18.76%
67.1M
+38.24%
Sales and Marketing Expense
787,000
-1.50%
799,000
-4.88%
840,000
-55.95%
1.9M
+75.76%
Research and Development Expense
N/A
N/A
-4.7M
-1.31%
-4.7M
-29.87%
-6.8M
+85.03%
Depreciation and Amortization Expense
6.2M
-15.09%
7.3M
+1.79%
7.2M
+20.02%
6.0M
+30.91%
Total Operating Expenses
58.1M
-0.01%
58.1M
+5.27%
55.2M
-11.06%
62.1M
+33.16%
Operating Profit
8.1M
-39.73%
13.5M
+67.25%
8.0M
-51.41%
16.6M
+1.11%
Interest Income
91.8M
+2.90%
89.2M
+3.96%
85.8M
+19.09%
72.0M
+42.21%
Interest Expense
N/A
N/A
N/A
N/A
-31.2M
+539.13%
-4.9M
+134.90%
Interest Income and Expense and Net
91.8M
+2.90%
89.2M
+63.46%
54.6M
-18.76%
67.1M
+38.24%
Total Nonoperating Income and Expense
56.7M
+17.12%
48.4M
-11.20%
54.6M
-18.76%
67.1M
+38.24%
Income before Taxes
8.1M
-39.73%
13.5M
+67.25%
8.0M
-51.41%
16.6M
+1.11%
Income Taxes
23,000
-98.26%
1.3M
+495.52%
-335,000
-122.67%
1.5M
+4.53%
Extraordinary Items
N/A
N/A
23.3M
N/A
N/A
N/A
N/A
N/A
Net Income
8.1M
-33.33%
12.1M
+44.75%
8.4M
-44.43%
15.1M
+0.78%
Net Income from Continuing Operations Applicable to Common
8.1M
-39.73%
13.5M
+67.25%
8.0M
-51.41%
16.6M
+1.11%
Basic EPS and Net Income
1.89
-33.68%
2.85
+45.41%
1.96
-45.71%
3.61
-16.05%
Diluted EPS and Net Income
1.88
-33.80%
2.84
+44.90%
1.96
-45.56%
3.60
-16.28%
Basic Weighted Average Shares
4.3M
+0.28%
4.3M
-0.33%
4.3M
+2.34%
4.2M
+20.10%
Diluted Weighted Average Shares
4.3M
+0.41%
4.3M
-0.18%
4.3M
+2.12%
4.2M
+20.60%
Balance Sheet
Cash and Cash Equivalents
119.6M
+69.51%
70.6M
-17.93%
86.0M
+174.94%
31.3M
-5.71%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
119.6M
+69.51%
70.6M
-17.93%
86.0M
+174.94%
31.3M
-5.71%
Total Current Assets
34.9M
-20.65%
43.9M
-2.91%
45.3M
-9.70%
50.1M
+237.44%
Accumulated Depreciation
36.5M
+8.39%
33.7M
-2.48%
34.5M
+8.77%
31.7M
-1.12%
Property and Plant and Equipment and Net
45.0M
-4.83%
47.3M
+22.96%
38.4M
-4.42%
40.2M
+28.12%
Total Long-Term Assets
34.9M
-20.65%
43.9M
-2.91%
45.3M
-9.70%
50.1M
+237.44%
Total Assets
2.0B
-1.92%
2.1B
-2.26%
2.1B
+1.83%
2.1B
+27.74%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
0
N/A
0
N/A
0
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
45.0M
-30.77%
65.0M
-18.75%
80.0M
-33.33%
120.0M
N/A
Total Long-Term Liabilities
18.2M
-11.31%
20.5M
+266.48%
5.6M
-37.68%
9.0M
+234.03%
Total Liabilities
1.8B
-3.29%
1.9B
-2.63%
2.0B
+1.40%
1.9B
+32.09%
Retained Earnings
146.0M
+4.68%
139.5M
+7.77%
129.4M
-1.72%
131.7M
+8.00%
Total Stockholders Equity
174.7M
+15.35%
151.4M
+2.76%
147.3M
+8.03%
136.4M
-12.91%
Total Shares Outstanding
4.3M
+0.65%
4.3M
0.00%
4.3M
+0.009%
4.3M
+23.49%
Cash Flow
Cash from Operating Activities
9.9M
+0.98%
9.8M
-59.50%
24.2M
+36.31%
17.8M
+4.22%
Capital Expenditures
853,000
-72.25%
3.1M
+167.77%
1.1M
-62.12%
3.0M
-3.10%
Cash from Investing Activities
94.9M
+121.73%
42.8M
+184.86%
15.0M
+1,391.57%
-1.2M
-99.08%
Dividends Paid
1.6M
-24.75%
2.1M
-61.22%
5.3M
+5.12%
5.1M
+17.75%
Cash from Financing Activities
-55.7M
-18.09%
-68.0M
-539.00%
15.5M
+183.78%
-18.5M
-115.14%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
14.29%
-48.54%
27.77%
+88.33%
14.75%
-40.20%
24.66%
-26.86%
Return on Assets
0.40%
-31.91%
0.58%
+45.08%
0.40%
-50.91%
0.82%
-14.86%
Return on Equity
4.96%
-38.92%
8.12%
+37.47%
5.91%
-42.61%
10.29%
+6.47%
Revenue Growth
17.12%
+252.95%
-11.20%
-40.30%
-18.76%
-149.05%
38.24%
+551.22%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
0.43
-20.92%
0.54
-38.29%
0.88
N/A
Debt-to-Assets Ratio
N/A
N/A
0.03
-16.89%
0.04
-34.66%
0.06
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow