FOA
FIN AMER COS-A (FOA)
NYSE
$19.07-$0.02 (-0.13%)
Price as of Jun 03, 2026 4:10 PM EDT
  • $177.1M
    Market Cap
  • -10.38%
    1-Year Change
  • Credit Services
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
497.4M
+47.09%
338.2M
+44.36%
234.3M
-59.14%
573.2M
-53.34%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
497.4M
+47.09%
338.2M
+44.36%
234.3M
-59.14%
573.2M
-53.34%
Sales and Marketing Expense
48.6M
+23.28%
39.4M
+23.62%
31.9M
-6.74%
34.2M
+11.04%
Research and Development Expense
-18.3M
-19.74%
-22.7M
-30.96%
-32.9M
-41.87%
-56.7M
+39.51%
Depreciation and Amortization Expense
38.6M
-0.90%
38.9M
-18.08%
47.5M
-26.84%
65.0M
+29.97%
Total Operating Expenses
369.5M
+7.51%
343.7M
-12.32%
392.0M
-65.87%
1.1B
-2.97%
Operating Profit
113.1M
+164.15%
42.8M
+125.66%
-166.8M
-77.21%
-732.1M
-44.61%
Interest Income
1.9B
+0.77%
1.9B
+15,525.47%
12.2M
-74.40%
47.6M
+8.45%
Interest Expense
-57.6M
+39.00%
-41.4M
-65.12%
-118.7M
-21.75%
-151.7M
+40.90%
Interest Income and Expense and Net
1.9B
-0.07%
1.9B
+1,849.47%
-106.5M
+2.34%
-104.1M
+63.25%
Total Nonoperating Income and Expense
-14.8M
+113.59%
-6.9M
-3,384.83%
211,000
-99.41%
35.8M
+153.37%
Income before Taxes
113.1M
+164.15%
42.8M
+125.66%
-166.8M
-77.21%
-732.1M
-44.61%
Income Taxes
3.5M
+46.75%
2.4M
+504.38%
-593,000
-96.41%
-16.5M
-20.06%
Extraordinary Items
500,000
0.00%
500,000
-72.22%
1.8M
-74.29%
7.0M
N/A
Net Income
45.2M
+192.06%
15.5M
+119.34%
-80.1M
-58.00%
-190.7M
-48.71%
Net Income from Continuing Operations Applicable to Common
48.2M
+175.62%
17.5M
+128.55%
-61.3M
-91.63%
-732.1M
-44.61%
Basic EPS and Net Income
4.72
+200.64%
1.57
+260.20%
-0.98
-67.97%
-3.06
-50.72%
Diluted EPS and Net Income
3.74
+216.95%
1.18
+220.41%
-0.98
-68.59%
-3.12
-52.15%
Basic Weighted Average Shares
9.5M
-3.18%
9.9M
-87.98%
82.0M
+31.59%
62.3M
+4.09%
Diluted Weighted Average Shares
26.9M
+15.06%
23.4M
-71.45%
82.0M
-56.45%
188.2M
-1.24%
Balance Sheet
Cash and Cash Equivalents
89.5M
+88.89%
47.4M
+1.94%
46.5M
-52.26%
97.4M
-31.07%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
89.5M
+88.89%
47.4M
+1.94%
46.5M
-52.26%
97.4M
-31.07%
Total Current Assets
197.4M
+25.51%
157.3M
-29.13%
221.9M
-28.76%
311.5M
-13.09%
Accumulated Depreciation
4.3M
-59.81%
10.7M
+3.40%
10.3M
-5.92%
11.0M
+31.74%
Property and Plant and Equipment and Net
4.4M
+15.79%
3.8M
-36.32%
6.0M
-68.62%
19.0M
-35.00%
Total Long-Term Assets
197.4M
+25.51%
157.3M
-29.13%
221.9M
-28.76%
311.5M
-13.09%
Total Assets
30.7B
+5.41%
29.2B
+7.56%
27.1B
+29.87%
20.9B
-4.21%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
77.6M
-32.50%
Total Short-Term Debt
737.4M
+68.24%
438.3M
-52.79%
928.5M
-36.20%
1.5B
-56.52%
Total Current Liabilities
134.5M
-3.39%
139.2M
-36.75%
220.1M
-37.37%
351.4M
-40.11%
Total Long-Term Debt
1.2B
+14.90%
1.1B
-19.33%
1.3B
-27.79%
1.9B
-49.88%
Total Long-Term Liabilities
10.0B
+6.31%
9.4B
+2,007.78%
445.7M
-2.96%
459.3M
-92.36%
Total Liabilities
30.3B
+5.19%
28.8B
+7.47%
26.8B
+31.11%
20.5B
-1.15%
Retained Earnings
-653.7M
-6.47%
-698.9M
-2.17%
-714.4M
+12.63%
-634.3M
+42.98%
Total Stockholders Equity
395.6M
+25.33%
315.7M
+15.88%
272.4M
-32.71%
404.8M
-62.62%
Total Shares Outstanding
7.9M
-20.49%
9.9M
-94.84%
192.7M
+51.90%
126.8M
-31.99%
Cash Flow
Cash from Operating Activities
-429.7M
+1.40%
-423.8M
+492.19%
-71.6M
-105.08%
1.4B
+755.93%
Capital Expenditures
N/A
N/A
N/A
N/A
N/A
N/A
11.2M
-19.46%
Cash from Investing Activities
854.9M
+150.76%
340.9M
+115.58%
158.1M
+108.69%
-1.8B
+64.86%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
-402.5M
-351.38%
160.1M
+214.99%
-139.2M
-161.82%
225.2M
-80.50%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
22.74%
+79.58%
12.66%
+117.78%
-71.22%
-44.23%
-127.70%
+18.71%
Return on Assets
0.15%
+174.23%
0.06%
+116.51%
-0.33%
-62.66%
-0.89%
-73.45%
Return on Equity
12.72%
+141.47%
5.27%
+122.27%
-23.65%
-7.73%
-25.63%
-64.03%
Revenue Growth
47.09%
+6.16%
44.36%
+175.02%
-59.14%
+10.86%
-53.34%
N/A
Current Ratio
1.47
+29.91%
1.13
+12.04%
1.01
+13.74%
0.89
+45.13%
Cash Ratio
0.67
+95.53%
0.34
+61.13%
0.21
-23.75%
0.28
+15.08%
Debt-to-Equity Ratio
5.00
+3.96%
4.81
-42.21%
8.33
+1.82%
8.18
+25.64%
Debt-to-Assets Ratio
0.06
+23.61%
0.05
-37.75%
0.08
-47.23%
0.16
-50.97%

Earnings & Revenue History

Debt-to-Assets

Cash Flow