• $261.2M
    Market Cap
  • 54.28%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
69.6M
+21.09%
57.5M
+7.23%
53.6M
+3.98%
51.6M
+15.48%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
69.6M
+21.09%
57.5M
+7.23%
53.6M
+3.98%
51.6M
+15.48%
Sales and Marketing Expense
1.7M
-8.73%
1.9M
-8.69%
2.1M
+8.15%
1.9M
+24.92%
Research and Development Expense
-472,000
+8.51%
-435,000
+7.41%
-405,000
+2.27%
-396,000
-2.70%
Depreciation and Amortization Expense
2.1M
+2.68%
2.1M
+3.67%
2.0M
+40.29%
1.4M
+19.55%
Total Operating Expenses
59.7M
+6.73%
55.9M
+11.77%
50.0M
+2.71%
48.7M
+12.59%
Operating Profit
26.3M
+97.27%
13.3M
-15.48%
15.8M
-9.96%
17.5M
-23.98%
Interest Income
114.4M
+12.74%
101.5M
+32.16%
76.8M
+35.98%
56.4M
+18.66%
Interest Expense
N/A
N/A
N/A
N/A
-23.1M
+375.53%
-4.9M
+67.57%
Interest Income and Expense and Net
114.4M
+12.74%
101.5M
+89.14%
53.6M
+3.98%
51.6M
+15.48%
Total Nonoperating Income and Expense
69.6M
+21.09%
57.5M
+7.23%
53.6M
+3.98%
51.6M
+15.48%
Income before Taxes
26.3M
+97.27%
13.3M
-15.48%
15.8M
-9.96%
17.5M
-23.98%
Income Taxes
5.0M
+127.48%
2.2M
+2.83%
2.2M
-15.72%
2.6M
-24.75%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
21.2M
+91.24%
11.1M
-18.38%
13.6M
-8.97%
14.9M
-23.85%
Net Income from Continuing Operations Applicable to Common
26.3M
+97.27%
13.3M
-15.48%
15.8M
-9.96%
17.5M
-23.98%
Basic EPS and Net Income
4.76
+88.89%
2.52
-18.97%
3.11
-7.99%
3.38
-23.87%
Diluted EPS and Net Income
4.74
+88.84%
2.51
-19.03%
3.10
-7.74%
3.36
-23.98%
Basic Weighted Average Shares
4.5M
+1.36%
4.4M
+0.66%
4.4M
-1.06%
4.4M
+0.02%
Diluted Weighted Average Shares
4.5M
+1.40%
4.4M
+0.75%
4.4M
-1.44%
4.4M
+0.11%
Balance Sheet
Cash and Cash Equivalents
127.7M
-37.27%
203.6M
+779.92%
23.1M
-64.34%
64.9M
-62.95%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
127.7M
-37.27%
203.6M
+779.92%
23.1M
-64.34%
64.9M
-62.95%
Total Current Assets
16.4M
-0.96%
16.6M
+23.41%
13.4M
+5.91%
12.7M
+0.16%
Accumulated Depreciation
21.9M
+9.62%
20.0M
-0.45%
20.1M
+5.23%
19.1M
+7.54%
Property and Plant and Equipment and Net
27.1M
-6.55%
29.0M
+1.74%
28.5M
-4.94%
30.0M
+56.47%
Total Long-Term Assets
16.4M
-0.96%
16.6M
+23.41%
13.4M
+5.91%
12.7M
+0.16%
Total Assets
2.2B
+1.87%
2.2B
+19.71%
1.8B
+8.03%
1.7B
-4.18%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
200.0M
-8.97%
219.7M
+69.00%
130.0M
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
200.0M
-8.97%
219.7M
+1,017.44%
19.7M
+0.19%
19.6M
+0.18%
Total Long-Term Liabilities
3.8M
-9.92%
4.3M
-11.48%
4.8M
-21.61%
6.1M
+26.50%
Total Liabilities
2.1B
+0.52%
2.1B
+20.50%
1.7B
+7.48%
1.6B
-1.94%
Retained Earnings
154.8M
+11.03%
139.5M
+4.08%
134.0M
+6.43%
125.9M
+7.96%
Total Stockholders Equity
175.2M
+21.09%
144.7M
+9.52%
132.1M
+15.71%
114.2M
-27.29%
Total Shares Outstanding
4.5M
+1.21%
4.4M
+1.28%
4.4M
-0.44%
4.4M
-1.15%
Cash Flow
Cash from Operating Activities
25.4M
+16.95%
21.8M
-18.11%
26.6M
+5.23%
25.2M
-4.19%
Capital Expenditures
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Investing Activities
-107.0M
-41.95%
-184.4M
+3.42%
-178.3M
+87.54%
-95.1M
-29.03%
Dividends Paid
5.8M
+3.84%
5.6M
+0.61%
5.6M
-1.11%
5.7M
+2.43%
Cash from Financing Activities
5.7M
-98.34%
343.1M
+212.06%
109.9M
+371.87%
-40.4M
-117.93%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
37.72%
+62.91%
23.15%
-21.17%
29.37%
-13.40%
33.91%
-34.17%
Return on Assets
0.96%
+73.87%
0.55%
-28.46%
0.77%
-10.57%
0.86%
-27.46%
Return on Equity
13.27%
+65.48%
8.02%
-27.38%
11.04%
+0.24%
11.01%
-15.15%
Revenue Growth
21.09%
+191.83%
7.23%
+81.80%
3.98%
-74.32%
15.48%
+139.68%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
2.28
-24.82%
3.04
+168.08%
1.13
N/A
N/A
N/A
Debt-to-Assets Ratio
0.18
-10.66%
0.20
+145.28%
0.08
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow