FUNC
First United (FUNC)
NASDAQ
$38.17+$0.05 (+0.12%)
Price as of Jun 03, 2026 4:10 PM EDT
  • $254.9M
    Market Cap
  • 35.79%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
68.1M
+13.56%
60.0M
+5.47%
56.9M
-1.32%
57.6M
+9.69%
Cost of Revenue
2.5M
-5.79%
2.6M
-0.86%
2.7M
+56.76%
1.7M
-77.66%
Gross Profit
65.6M
+14.46%
57.3M
+5.78%
54.2M
-3.09%
55.9M
+24.48%
Sales and Marketing Expense
904,000
+34.12%
674,000
-11.55%
762,000
+40.33%
543,000
+1.50%
Research and Development Expense
-6.2M
+8.37%
-5.8M
+44.75%
-4.0M
+15.56%
-3.4M
+7.49%
Depreciation and Amortization Expense
329,000
-0.30%
330,000
0.00%
330,000
+50.68%
219,000
N/A
Total Operating Expenses
53.4M
+7.58%
49.6M
-1.20%
50.2M
+16.45%
43.1M
-9.67%
Operating Profit
32.5M
+19.47%
27.2M
+39.81%
19.5M
-41.30%
33.2M
+26.12%
Interest Income
100.8M
+9.63%
92.0M
+13.35%
81.2M
+30.01%
62.4M
+7.15%
Interest Expense
N/A
N/A
N/A
N/A
-24.3M
+407.12%
-4.8M
-16.19%
Interest Income and Expense and Net
100.8M
+9.63%
92.0M
+61.76%
56.9M
-1.32%
57.6M
+9.69%
Total Nonoperating Income and Expense
68.1M
+13.56%
60.0M
+5.47%
56.9M
-1.32%
57.6M
+9.69%
Income before Taxes
32.5M
+19.47%
27.2M
+39.81%
19.5M
-41.30%
33.2M
+26.12%
Income Taxes
8.0M
+20.37%
6.7M
+50.84%
4.4M
-45.70%
8.1M
+24.38%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
24.5M
+19.18%
20.6M
+36.58%
15.1M
-39.88%
25.0M
+26.70%
Net Income from Continuing Operations Applicable to Common
32.5M
+19.47%
27.2M
+39.81%
19.5M
-22.25%
25.0M
+26.70%
Basic EPS and Net Income
3.78
+20.00%
3.15
+40.00%
2.25
-40.32%
3.77
+27.80%
Diluted EPS and Net Income
3.77
+19.68%
3.15
+40.00%
2.25
-40.16%
3.76
+27.46%
Basic Weighted Average Shares
6.5M
-0.57%
6.5M
-2.38%
6.7M
+0.54%
6.7M
-0.89%
Diluted Weighted Average Shares
6.5M
-0.55%
6.5M
-2.40%
6.7M
+0.60%
6.7M
-0.83%
Balance Sheet
Cash and Cash Equivalents
131.6M
+68.03%
78.3M
+57.43%
49.8M
-33.05%
74.3M
-35.78%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
131.6M
+68.03%
78.3M
+57.43%
49.8M
-33.05%
74.3M
-35.78%
Total Current Assets
26.2M
+14.81%
22.8M
-1.96%
23.2M
+74.30%
13.3M
+50.93%
Accumulated Depreciation
32.8M
-4.24%
34.3M
+9.01%
31.5M
+3.36%
30.4M
+11.24%
Property and Plant and Equipment and Net
29.7M
-1.38%
30.1M
-4.38%
31.5M
-9.98%
34.9M
+0.72%
Total Long-Term Assets
26.2M
+14.81%
22.8M
-1.96%
23.2M
+74.30%
13.3M
+50.93%
Total Assets
2.1B
+5.80%
2.0B
+3.52%
1.9B
+3.12%
1.8B
+6.84%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
17.7M
-73.00%
65.4M
+44.02%
45.4M
-29.66%
64.6M
+11.90%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
95.9M
-20.67%
120.9M
+9.01%
110.9M
+258.66%
30.9M
0.00%
Total Long-Term Liabilities
97.1M
-20.61%
122.3M
+8.74%
112.5M
+237.77%
33.3M
-1.15%
Total Liabilities
1.9B
+5.02%
1.8B
+2.85%
1.7B
+2.81%
1.7B
+6.83%
Retained Earnings
207.3M
+9.67%
189.0M
+8.68%
173.9M
+4.54%
166.3M
+14.34%
Total Stockholders Equity
203.6M
+13.57%
179.3M
+10.76%
161.9M
+6.64%
151.8M
+6.97%
Total Shares Outstanding
6.5M
+0.44%
6.5M
-2.54%
6.6M
-0.40%
6.7M
+0.69%
Cash Flow
Cash from Operating Activities
19.4M
-13.05%
22.3M
-0.84%
22.5M
-15.34%
26.5M
+32.58%
Capital Expenditures
4.0M
+106.40%
1.9M
+444.76%
353,000
-90.13%
3.6M
+217.30%
Cash from Investing Activities
-48.0M
+24.91%
-38.4M
-52.96%
-81.7M
-52.61%
-172.4M
+506.52%
Dividends Paid
6.0M
+11.06%
5.4M
+2.99%
5.2M
+30.88%
4.0M
+2.44%
Cash from Financing Activities
81.9M
+83.15%
44.7M
+28.98%
34.7M
-66.80%
104.5M
+512.74%
Financials Ratio
Gross Margin
96.35%
+0.79%
95.60%
+0.30%
95.31%
-1.79%
97.05%
+13.49%
Operating Margin
47.76%
+5.21%
45.40%
+32.57%
34.25%
-40.52%
57.57%
+14.98%
Return on Assets
1.21%
+13.85%
1.06%
+32.19%
0.80%
-42.70%
1.40%
+22.63%
Return on Equity
12.80%
+6.19%
12.06%
+25.57%
9.60%
-43.70%
17.06%
+17.75%
Revenue Growth
13.56%
+148.18%
5.47%
+512.80%
-1.32%
-113.66%
9.69%
+17.71%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.56
-46.33%
1.04
+7.60%
0.97
+53.54%
0.63
+0.72%
Debt-to-Assets Ratio
0.05
-42.37%
0.09
+15.12%
0.08
+58.61%
0.05
+0.98%

Earnings & Revenue History

Debt-to-Assets

Cash Flow