IBCP
Independent Bk (IBCP)
NASDAQ
$33.19-$1.07 (-3.12%)
Price as of Jun 03, 2026 4:15 PM EDT
  • $707.2M
    Market Cap
  • 11.74%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
180.0M
+8.28%
166.2M
+6.34%
156.3M
+4.53%
149.6M
+15.26%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
180.0M
+8.28%
166.2M
+6.34%
156.3M
+4.53%
149.6M
+15.26%
Sales and Marketing Expense
3.2M
+5.00%
3.1M
+41.25%
2.2M
+4.39%
2.1M
+8.13%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
9.9M
-0.99%
10.0M
-0.14%
10.0M
-7.46%
10.8M
-10.74%
Total Operating Expenses
138.2M
+2.32%
135.1M
+6.28%
127.1M
-0.95%
128.3M
-2.05%
Operating Profit
81.3M
-2.11%
83.0M
+12.72%
73.7M
-5.29%
77.8M
+0.61%
Interest Income
269.7M
+1.11%
266.8M
+11.31%
239.7M
+41.81%
169.0M
+22.40%
Interest Expense
N/A
N/A
-4.1M
-95.11%
-83.3M
+328.59%
-19.4M
+133.88%
Interest Income and Expense and Net
269.7M
+2.68%
262.7M
+68.05%
156.3M
+4.53%
149.6M
+15.26%
Total Nonoperating Income and Expense
180.0M
+8.28%
166.2M
+6.34%
156.3M
+4.53%
149.6M
+15.26%
Income before Taxes
81.3M
-2.11%
83.0M
+12.72%
73.7M
-5.29%
77.8M
+0.61%
Income Taxes
12.8M
-21.57%
16.3M
+11.27%
14.6M
+1.19%
14.4M
+0.13%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
0
N/A
Net Income
68.5M
+2.62%
66.8M
+13.07%
59.1M
-6.76%
63.4M
+0.73%
Net Income from Continuing Operations Applicable to Common
81.3M
-2.11%
83.0M
+12.72%
73.7M
-5.29%
77.8M
+0.61%
Basic EPS and Net Income
3.30
+3.13%
3.20
+13.48%
2.82
-6.00%
3.00
+3.09%
Diluted EPS and Net Income
3.27
+3.48%
3.16
+13.26%
2.79
-6.06%
2.97
+3.13%
Basic Weighted Average Shares
20.8M
-0.64%
20.9M
-0.40%
21.0M
-0.57%
21.1M
-2.27%
Diluted Weighted Average Shares
20.8M
-0.64%
20.9M
-0.40%
21.0M
-0.57%
21.1M
-2.27%
Balance Sheet
Cash and Cash Equivalents
138.4M
+15.44%
119.9M
-29.39%
169.8M
+128.29%
74.4M
-32.06%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
138.4M
+15.44%
119.9M
-29.39%
169.8M
+128.29%
74.4M
-32.06%
Total Current Assets
167.5M
+13.53%
147.5M
+11.36%
132.5M
+2.79%
128.9M
+94.90%
Accumulated Depreciation
128.5M
+3.71%
123.9M
+2.64%
120.7M
+2.30%
118.0M
+2.98%
Property and Plant and Equipment and Net
39.0M
+3.95%
37.5M
+5.54%
35.5M
-1.03%
35.9M
-1.40%
Total Long-Term Assets
167.5M
+13.53%
147.5M
+11.36%
132.5M
+2.79%
128.9M
+94.90%
Total Assets
5.5B
+3.14%
5.3B
+1.41%
5.3B
+5.28%
5.0B
+6.27%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
116.9M
-6.05%
124.4M
-3.77%
129.3M
-21.71%
165.1M
+51.53%
Total Long-Term Liabilities
27.1M
+8.49%
25.0M
-7.38%
26.9M
+8.25%
24.9M
+98.17%
Total Liabilities
5.0B
+2.44%
4.9B
+0.50%
4.9B
+4.45%
4.7B
+8.03%
Retained Earnings
252.8M
+22.80%
205.9M
+29.38%
159.1M
+33.29%
119.4M
+60.05%
Total Stockholders Equity
503.0M
+10.62%
454.7M
+12.42%
404.4M
+16.36%
347.6M
-12.77%
Total Shares Outstanding
20.5M
-1.66%
20.9M
+0.29%
20.8M
-1.08%
21.1M
-0.51%
Cash Flow
Cash from Operating Activities
76.7M
+21.39%
63.2M
-16.45%
75.6M
-20.12%
94.6M
-14.09%
Capital Expenditures
6.5M
-18.31%
8.0M
+31.97%
6.0M
+6.08%
5.7M
-2.71%
Cash from Investing Activities
-122.5M
+3.67%
-118.2M
-27.49%
-162.9M
-61.62%
-424.6M
-24.59%
Dividends Paid
21.6M
+7.76%
20.0M
+3.72%
19.3M
+4.10%
18.6M
+2.26%
Cash from Financing Activities
64.3M
+1,159.35%
5.1M
-97.20%
182.8M
-38.02%
294.9M
-33.54%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
45.16%
-9.60%
49.95%
+5.99%
47.13%
-9.39%
52.01%
-12.70%
Return on Assets
1.26%
+0.33%
1.26%
+9.47%
1.15%
-11.84%
1.31%
-7.54%
Return on Equity
14.31%
-7.93%
15.55%
-1.02%
15.71%
-7.50%
16.98%
+6.39%
Revenue Growth
8.28%
+30.51%
6.35%
+40.21%
4.53%
-70.34%
15.26%
+206.47%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow