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LIVE OAK BANKSHA (LOB)
NYSE
$36.04-$1.77 (-4.68%)
Price as of Jun 03, 2026 4:35 PM EDT- $1.7BMarket Cap
- 36.90%1-Year Change
- Banks - RegionalIndustry
LIVE OAK BANKSHA (LOB)
$36.04-$1.77 (-4.68%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 448.4M +19.27% | 375.9M +8.86% | 345.3M +5.44% | 327.5M +10.35% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 448.4M +19.27% | 375.9M +8.86% | 345.3M +5.44% | 327.5M +10.35% | |
Sales and Marketing Expense | 12.2M +9.63% | 11.1M -11.23% | 12.6M +19.12% | 10.5M +110.78% | |
Research and Development Expense | -42.9M +25.56% | -34.2M +7.37% | -31.9M +12.04% | -28.4M +56.39% | |
Depreciation and Amortization Expense | 30.4M +30.56% | 23.3M +9.45% | 21.3M +2.37% | 20.8M -2.75% | |
Total Operating Expenses | 338.7M +7.78% | 314.2M -2.68% | 322.9M +2.76% | 314.2M +36.04% | |
Operating Profit | 142.8M +60.04% | 89.2M +7.73% | 82.8M -60.62% | 210.3M -0.22% | |
Interest Income | 908.5M +11.83% | 812.4M +18.03% | 688.3M +54.85% | 444.5M +23.05% | |
Interest Expense | -6.7M +20.05% | -5.6M -98.37% | -343.0M +193.21% | -117.0M +81.55% | |
Interest Income and Expense and Net | 901.8M +11.77% | 806.8M +133.65% | 345.3M +5.44% | 327.5M +10.35% | |
Total Nonoperating Income and Expense | 448.4M +19.27% | 375.9M +8.86% | 345.3M +5.44% | 327.5M +10.35% | |
Income before Taxes | 142.8M +60.04% | 89.2M +7.73% | 82.8M -60.62% | 210.3M -0.22% | |
Income Taxes | 37.2M +214.54% | 11.8M +32.31% | 8.9M -73.82% | 34.1M -22.10% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 105.9M +36.65% | 77.5M +4.84% | 73.9M -58.06% | 176.2M +5.52% | |
Net Income from Continuing Operations Applicable to Common | 102.8M +15.23% | 89.2M +7.73% | 82.8M -60.62% | 210.3M -0.22% | |
Basic EPS and Net Income | 2.25 +30.81% | 1.72 +2.99% | 1.67 -58.46% | 4.02 +3.88% | |
Diluted EPS and Net Income | 2.23 +31.95% | 1.69 +3.05% | 1.64 -58.16% | 3.92 +5.66% | |
Basic Weighted Average Shares | 45.7M +1.54% | 45.0M +1.48% | 44.4M +1.12% | 43.9M +1.60% | |
Diluted Weighted Average Shares | 46.0M +0.49% | 45.8M +1.61% | 45.1M +0.42% | 44.9M -0.37% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 864.9M +42.07% | 608.8M +4.51% | 582.5M +107.87% | 280.2M +49.70% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 864.9M +42.07% | 608.8M +4.51% | 582.5M +107.87% | 280.2M +49.70% | |
Total Current Assets | 329.2M -6.50% | 352.1M -0.66% | 354.5M +7.97% | 328.3M +31.19% | |
Accumulated Depreciation | 133.9M +13.51% | 117.9M +21.41% | 97.1M +0.32% | 96.8M +25.04% | |
Property and Plant and Equipment and Net | 240.2M -9.03% | 264.1M +2.40% | 257.9M -2.05% | 263.3M +9.61% | |
Total Long-Term Assets | 329.2M -6.50% | 352.1M -0.66% | 354.5M +7.97% | 328.3M +31.19% | |
Total Assets | 15.1B +16.93% | 12.9B +14.83% | 11.3B +14.37% | 9.9B +19.99% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 0 N/A | 0 N/A | 0 N/A | 0 N/A | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | 16.9M -55.08% | |
Total Long-Term Debt | 102.4M -9.23% | 112.8M +383.09% | 23.4M -71.93% | 83.2M -73.86% | |
Total Long-Term Liabilities | 2.2M -18.02% | 2.6M -17.11% | 3.2M -81.07% | 16.8M +19.55% | |
Total Liabilities | 13.9B +16.25% | 11.9B +15.15% | 10.4B +14.64% | 9.0B +20.62% | |
Retained Earnings | 809.9M +13.15% | 715.8M +11.35% | 642.8M +12.28% | 572.5M +42.81% | |
Total Stockholders Equity | 1.2B +25.11% | 999.0M +10.68% | 902.7M +11.30% | 811.0M +13.41% | |
Total Shares Outstanding | 46.0M +1.48% | 45.4M +1.66% | 44.6M +1.26% | 44.1M +1.01% | |
Cash Flow | |||||
Cash from Operating Activities | 158.2M +8.64% | 145.7M -76.51% | 620.1M +398.11% | 124.5M +203.98% | |
Capital Expenditures | 14.8M -70.07% | 49.3M +5.27% | 46.8M +7.06% | 43.8M +1,319.57% | |
Cash from Investing Activities | -1.9B +12.79% | -1.7B -4.88% | -1.8B +23.06% | -1.4B +862.83% | |
Dividends Paid | 5.5M +1.54% | 5.4M +1.48% | 5.3M +1.14% | 5.3M +1.54% | |
Cash from Financing Activities | 2.0B +27.61% | 1.6B +18.79% | 1.3B -13.72% | 1.5B +887.90% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 31.85% +34.18% | 23.74% -1.04% | 23.99% -62.65% | 64.22% -9.58% | |
Return on Assets | 0.75% +17.85% | 0.64% -8.53% | 0.70% -64.13% | 1.95% -6.06% | |
Return on Equity | 9.42% +15.56% | 8.15% -5.53% | 8.62% -62.65% | 23.09% -11.30% | |
Revenue Growth | 19.27% +117.50% | 8.86% +63.01% | 5.44% -47.47% | 10.35% -80.25% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | 19.37 +192.07% | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | 16.54 +233.28% | |
Debt-to-Equity Ratio | 0.08 -27.46% | 0.11 +335.91% | 0.03 -74.76% | 0.10 -76.95% | |
Debt-to-Assets Ratio | 0.007 -21.84% | 0.009 +314.29% | 0.002 -75.00% | 0.008 -78.35% | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow