2m 2m 2m 2m 2m 2m 2m
Open Lending (LPRO)
NASDAQ
$2.12-$0.06 (-2.75%)
Price as of Jun 03, 2026 7:55 PM EDT- $269.5MMarket Cap
- 13.54%1-Year Change
- Credit ServicesIndustry
Open Lending (LPRO)
$2.12-$0.06 (-2.75%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 54.3M -4.73% | 57.0M -51.44% | 117.5M -34.60% | 179.6M -16.72% | |
Cost of Revenue | 21.6M -9.64% | 23.9M +7.06% | 22.3M +11.59% | 20.0M +7.23% | |
Gross Profit | 71.7M +42,303.55% | 169,000 -99.82% | 95.2M -40.37% | 159.6M -18.99% | |
Sales and Marketing Expense | 14.8M -14.04% | 17.2M -1.53% | 17.5M -2.08% | 17.9M +48.80% | |
Research and Development Expense | -8.8M +96.71% | -4.5M -19.96% | -5.6M -32.05% | -8.2M +88.53% | |
Depreciation and Amortization Expense | 2.4M +43.97% | 1.7M +44.43% | 1.2M -13.44% | 1.3M +19.34% | |
Total Operating Expenses | 76.7M +16.97% | 65.5M -0.84% | 66.1M +6.60% | 62.0M +104.03% | |
Operating Profit | -5.0M -92.34% | -65.4M -324.86% | 29.1M -70.21% | 97.6M -35.05% | |
Interest Income | 9.3M -22.94% | 12.1M +16.98% | 10.3M +418.05% | 2.0M +836.62% | |
Interest Expense | N/A N/A | N/A N/A | -10.7M +82.80% | -5.8M -0.46% | |
Interest Income and Expense and Net | 9.3M -22.94% | 12.1M +3,808.59% | -326,000 -91.50% | -3.8M -32.04% | |
Total Nonoperating Income and Expense | -18,000 N/A | 0 -100.00% | 109,000 +145.80% | -238,000 +100.00% | |
Income before Taxes | -5.4M -91.69% | -64.6M -323.87% | 28.9M -69.15% | 93.5M -51.07% | |
Income Taxes | -1.1M -101.61% | 70.4M +937.20% | 6.8M -74.78% | 26.9M -40.29% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | -4.2M -96.86% | -135.0M -711.74% | 22.1M -66.87% | 66.6M -54.40% | |
Net Income from Continuing Operations Applicable to Common | -5.4M -91.69% | -64.6M -323.87% | 28.9M -56.68% | 66.6M -54.40% | |
Basic EPS and Net Income | -0.04 -96.46% | -1.13 -727.78% | 0.18 -66.04% | 0.53 -54.31% | |
Diluted EPS and Net Income | -0.04 -96.46% | -1.13 -727.78% | 0.18 -66.04% | 0.53 -54.31% | |
Basic Weighted Average Shares | 118.6M -0.48% | 119.2M -1.36% | 120.8M -4.19% | 126.1M -0.19% | |
Diluted Weighted Average Shares | 118.6M -0.48% | 119.2M -1.89% | 121.5M -3.79% | 126.3M -0.10% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 176.6M -27.37% | 243.2M +1.23% | 240.2M +17.49% | 204.4M +75.56% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 176.6M -27.37% | 243.2M +1.23% | 240.2M +17.49% | 204.4M +75.56% | |
Total Current Assets | 222.7M -19.24% | 275.7M -4.88% | 289.9M +3.25% | 280.7M +38.44% | |
Accumulated Depreciation | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Property and Plant and Equipment and Net | 458,000 -37.17% | 729,000 -81.37% | 3.9M +52.08% | 2.6M -3.38% | |
Total Long-Term Assets | 3.5M -36.43% | 5.6M +0.38% | 5.5M -0.72% | 5.6M +2,027.86% | |
Total Assets | 236.7M -20.14% | 296.4M -20.77% | 374.0M -1.47% | 379.6M +19.07% | |
Income Taxes Payable | N/A N/A | N/A N/A | 300,000 N/A | N/A N/A | |
Total Short-Term Debt | 7.5M 0.00% | 7.5M +59.98% | 4.7M +25.01% | 3.8M +20.00% | |
Total Current Liabilities | 49.3M +4.25% | 47.3M +129.49% | 20.6M +36.29% | 15.1M +25.21% | |
Total Long-Term Debt | 77.3M -41.56% | 132.2M -5.12% | 139.4M -3.01% | 143.7M +0.38% | |
Total Long-Term Liabilities | 5.2M -28.52% | 7.3M +44.84% | 5.1M +28.59% | 3.9M N/A | |
Total Liabilities | 161.7M -25.91% | 218.3M +29.58% | 168.5M +0.99% | 166.8M +4.36% | |
Retained Earnings | -333.0M +1.29% | -328.8M +69.68% | -193.7M -10.23% | -215.8M -23.59% | |
Total Stockholders Equity | 75.0M -4.00% | 78.1M -62.02% | 205.6M -3.40% | 212.8M +33.87% | |
Total Shares Outstanding | 117.7M -1.42% | 119.4M +0.45% | 118.8M -3.90% | 123.6M -2.03% | |
Cash Flow | |||||
Cash from Operating Activities | -3.2M -118.15% | 17.6M -78.71% | 82.7M -23.06% | 107.4M +12.90% | |
Capital Expenditures | 56,000 -66.06% | 165,000 +34.15% | 123,000 -80.29% | 624,000 -68.60% | |
Cash from Investing Activities | -1.0M -73.56% | -3.9M +78.88% | -2.2M +249.04% | -624,000 -68.60% | |
Dividends Paid | N/A N/A | N/A N/A | N/A N/A | 0 N/A | |
Cash from Financing Activities | -61.5M +853.65% | -6.4M -84.77% | -42.3M +137.85% | -17.8M -77.13% | |
Financials Ratio | |||||
Gross Margin | 60.33% +3.70% | 58.18% -28.20% | 81.03% -8.83% | 88.88% -2.72% | |
Operating Margin | -9.21% -91.96% | -114.62% -563.04% | 24.75% -54.46% | 54.35% -22.01% | |
Return on Assets | -1.59% -96.05% | -40.28% -787.71% | 5.86% -69.30% | 19.08% -59.99% | |
Return on Equity | -5.54% -94.18% | -95.19% -1,002.30% | 10.55% -70.56% | 35.84% -77.23% | |
Revenue Growth | -4.73% -90.80% | -51.44% +48.68% | -34.60% +106.90% | -16.72% -117.06% | |
Current Ratio | 4.52 -22.53% | 5.84 -58.55% | 14.08 -24.24% | 18.58 +10.56% | |
Cash Ratio | 3.59 -30.33% | 5.15 -55.89% | 11.67 -13.80% | 13.53 +40.21% | |
Debt-to-Equity Ratio | 1.13 -36.80% | 1.79 +155.34% | 0.70 +1.15% | 0.69 -24.71% | |
Debt-to-Assets Ratio | 0.36 -24.03% | 0.47 +22.41% | 0.39 -0.85% | 0.39 -15.33% | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow