MBIN
MERCHANTS BANCRP (MBIN)
NASDAQ
$49.85+$0.35 (+0.71%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $2.3B
    Market Cap
  • 55.81%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
517.1M
-1.06%
522.6M
+16.64%
448.1M
+40.66%
318.6M
+14.59%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
517.1M
-1.06%
522.6M
+16.64%
448.1M
+40.66%
318.6M
+14.59%
Sales and Marketing Expense
25,000
-75.96%
104,000
+67.74%
62,000
N/A
N/A
N/A
Research and Development Expense
-10.0M
+28.39%
-7.8M
+20.02%
-6.5M
+23.34%
-5.3M
+25.76%
Depreciation and Amortization Expense
3.5M
+14.96%
3.0M
+5.68%
2.9M
+14.77%
2.5M
+13.42%
Total Operating Expenses
299.9M
+33.99%
223.8M
+28.18%
174.6M
+28.34%
136.1M
+8.51%
Operating Profit
263.8M
-37.58%
422.6M
+21.48%
347.9M
+19.50%
291.1M
-4.52%
Interest Income
14.0M
-21.71%
17.9M
+54.07%
11.6M
+187.41%
4.0M
+394.98%
Interest Expense
N/A
N/A
N/A
N/A
-629.7M
+288.04%
-162.3M
+378.82%
Interest Income and Expense and Net
14.0M
-21.71%
17.9M
+102.90%
-618.1M
+290.62%
-158.2M
+378.42%
Total Nonoperating Income and Expense
517.1M
-1.06%
522.6M
+16.64%
448.1M
+40.66%
318.6M
+14.59%
Income before Taxes
263.8M
-37.58%
422.6M
+21.48%
347.9M
+19.50%
291.1M
-4.52%
Income Taxes
45.0M
-55.96%
102.3M
+48.90%
68.7M
-3.85%
71.4M
-8.23%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
218.8M
-31.72%
320.4M
+14.74%
279.2M
+27.09%
219.7M
-3.25%
Net Income from Continuing Operations Applicable to Common
173.6M
-38.82%
283.7M
+15.98%
244.6M
+26.23%
193.7M
-6.06%
Basic EPS and Net Income
3.78
-40.19%
6.32
+11.66%
5.66
+26.06%
4.49
-6.07%
Diluted EPS and Net Income
3.78
-40.00%
6.30
+11.70%
5.64
+26.17%
4.47
-6.09%
Basic Weighted Average Shares
45.9M
+2.27%
44.9M
+3.77%
43.2M
+0.14%
43.2M
-0.02%
Diluted Weighted Average Shares
45.9M
+2.08%
45.0M
+3.83%
43.3M
+0.07%
43.3M
-0.02%
Balance Sheet
Cash and Cash Equivalents
15.8M
+44.18%
11.0M
-29.52%
15.6M
-93.11%
226.2M
-78.10%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
15.8M
+44.18%
11.0M
-29.52%
15.6M
-93.11%
226.2M
-78.10%
Total Current Assets
212.2M
-55.48%
476.6M
-18.45%
584.4M
+158.41%
226.2M
-78.10%
Accumulated Depreciation
16.3M
+21.97%
13.4M
+19.57%
11.2M
+28.42%
8.7M
+23.03%
Property and Plant and Equipment and Net
73.9M
+26.12%
58.6M
+38.44%
42.3M
+19.48%
35.4M
+13.54%
Total Long-Term Assets
73.9M
+26.12%
58.6M
+38.44%
42.3M
+19.48%
35.4M
+13.54%
Total Assets
19.4B
+3.42%
18.8B
+10.93%
17.0B
+34.38%
12.6B
+11.85%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
3.8B
-10.59%
4.3B
+450.95%
771.4M
-12.28%
879.4M
+91.17%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
3.8B
-12.39%
4.4B
+354.93%
964.1M
+3.63%
930.4M
-10.02%
Total Long-Term Liabilities
7.4M
-22.22%
9.5M
-16.16%
11.3M
-5.98%
12.0M
+66.04%
Total Liabilities
17.2B
+3.66%
16.6B
+8.60%
15.3B
+36.72%
11.2B
+10.20%
Retained Earnings
1.5B
+11.66%
1.3B
+25.14%
1.1B
+27.70%
832.9M
+26.74%
Total Stockholders Equity
2.3B
+1.67%
2.2B
+31.88%
1.7B
+16.53%
1.5B
+26.34%
Total Shares Outstanding
45.9M
+0.28%
45.8M
+5.84%
43.2M
+0.30%
43.1M
-0.16%
Cash Flow
Cash from Operating Activities
-341.2M
-59.15%
-835.3M
+134.36%
-356.4M
-136.53%
975.8M
+2,082.64%
Capital Expenditures
20.9M
+13.87%
18.4M
+144.30%
7.5M
+11.34%
6.8M
+85.49%
Cash from Investing Activities
-195.7M
-77.62%
-874.3M
-73.18%
-3.3B
+13.88%
-2.9B
+503.64%
Dividends Paid
59.4M
+16.13%
51.2M
+5.49%
48.5M
+27.42%
38.1M
+21.87%
Cash from Financing Activities
272.5M
-82.99%
1.6B
-59.70%
4.0B
+267.82%
1.1B
-21.49%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
51.02%
-36.91%
80.87%
+4.15%
77.65%
-15.04%
91.40%
-16.68%
Return on Assets
1.14%
-36.17%
1.79%
-5.12%
1.89%
+2.70%
1.84%
-15.28%
Return on Equity
9.67%
-40.47%
16.25%
-8.06%
17.67%
+5.15%
16.80%
-27.27%
Revenue Growth
-1.06%
-106.40%
16.64%
-59.08%
40.66%
+178.69%
14.59%
-39.27%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
3.35
-12.96%
3.85
+277.35%
1.02
-17.71%
1.24
-4.11%
Debt-to-Assets Ratio
0.39
-14.42%
0.46
+348.44%
0.10
-28.64%
0.14
+8.30%

Earnings & Revenue History

Debt-to-Assets

Cash Flow