MCY
Mercury General (MCY)
NYSE
$106.59+$3.43 (+3.33%)
Price as of Jun 23, 2026 6:32 PM EDT
  • $5.7B
    Market Cap
  • 59.83%
    1-Year Change
  • Insurance - Property & Casualty
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
6.0B
+9.44%
5.5B
+18.27%
4.6B
+27.08%
3.6B
-8.77%
Cost of Revenue
15.2M
+13.43%
13.4M
+17.54%
11.4M
+3.64%
11.0M
-14.06%
Gross Profit
6.0B
+9.43%
5.5B
+18.28%
4.6B
+27.15%
3.6B
-8.75%
Sales and Marketing Expense
32.0M
+53.85%
20.8M
+133.71%
8.9M
-24.58%
11.8M
-76.45%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
75.0M
+2.12%
73.4M
+1.65%
72.2M
-12.32%
82.4M
+4.22%
Total Operating Expenses
5.3B
+8.73%
4.9B
+8.18%
4.5B
+5.02%
4.3B
+16.78%
Operating Profit
663.6M
+15.44%
574.9M
+478.19%
99.4M
+114.82%
-670.7M
-324.09%
Interest Income
328.7M
+17.40%
280.0M
+19.33%
234.6M
+39.37%
168.4M
+29.78%
Interest Expense
-28.6M
-6.89%
-30.7M
+27.01%
-24.2M
+40.26%
-17.2M
+0.70%
Interest Income and Expense and Net
300.1M
+20.39%
249.3M
+18.45%
210.5M
+39.26%
151.1M
+34.20%
Total Nonoperating Income and Expense
26.8M
-15.01%
31.5M
+30.40%
24.2M
+40.26%
17.2M
+0.70%
Income before Taxes
663.6M
+15.44%
574.9M
+478.19%
99.4M
+114.82%
-670.7M
-324.09%
Income Taxes
122.6M
+14.62%
106.9M
+3,358.18%
3.1M
+101.96%
-158.0M
-407.66%
Extraordinary Items
0
N/A
0
N/A
0
N/A
0
N/A
Net Income
541.1M
+15.63%
468.0M
+385.75%
96.3M
+118.79%
-512.7M
-306.78%
Net Income from Continuing Operations Applicable to Common
663.6M
+15.44%
574.9M
+478.19%
99.4M
+119.39%
-512.7M
-306.78%
Basic EPS and Net Income
9.77
+15.62%
8.45
+385.63%
1.74
+118.79%
-9.26
-306.70%
Diluted EPS and Net Income
9.77
+15.62%
8.45
+385.63%
1.74
+118.79%
-9.26
-306.70%
Basic Weighted Average Shares
55.4M
+0.03%
55.4M
+0.004%
55.4M
0.00%
55.4M
+0.005%
Diluted Weighted Average Shares
55.4M
+0.02%
55.4M
+0.01%
55.4M
0.00%
55.4M
-0.005%
Balance Sheet
Cash and Cash Equivalents
1.3B
+82.65%
720.3M
+30.74%
550.9M
+90.11%
289.8M
-13.64%
Short-Term Investments
0
N/A
0
-100.00%
12.0M
-76.73%
51.6M
+3,453.89%
Cash and Cash Equivalents and Short-Term Investments
1.3B
+82.65%
720.3M
+27.95%
562.9M
+64.88%
341.4M
+1.31%
Total Current Assets
51.3M
-37.10%
81.6M
+40.93%
57.9M
+16.70%
49.6M
+77.43%
Accumulated Depreciation
345.9M
+7.61%
321.5M
+6.32%
302.3M
-4.81%
317.6M
+2.79%
Property and Plant and Equipment and Net
146.9M
+6.30%
138.2M
-8.60%
151.2M
-11.82%
171.4M
-10.40%
Total Long-Term Assets
51.3M
-37.10%
81.6M
+40.93%
57.9M
+16.70%
49.6M
+77.43%
Total Assets
9.6B
+15.04%
8.3B
+17.00%
7.1B
+9.05%
6.5B
-3.81%
Income Taxes Payable
30.8M
+48.27%
20.8M
-2.15%
21.2M
N/A
0
-100.00%
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
448.7M
+85.32%
242.1M
+38.18%
175.2M
+15.51%
151.7M
-10.31%
Total Long-Term Debt
574.5M
+0.07%
574.1M
+0.07%
573.7M
+44.03%
398.3M
+6.81%
Total Long-Term Liabilities
12.3M
-9.22%
13.6M
-4.57%
14.2M
-35.09%
21.9M
-84.53%
Total Liabilities
7.1B
+12.25%
6.4B
+14.56%
5.6B
+11.28%
5.0B
+7.77%
Retained Earnings
2.3B
+25.49%
1.8B
+27.44%
1.4B
+1.83%
1.4B
-30.28%
Total Stockholders Equity
2.4B
+24.18%
1.9B
+25.73%
1.5B
+1.71%
1.5B
-28.88%
Total Shares Outstanding
55.4M
0.00%
55.4M
+0.03%
55.4M
0.00%
55.4M
0.00%
Cash Flow
Cash from Operating Activities
1.1B
+4.83%
1.0B
+128.95%
453.0M
+28.47%
352.6M
-29.70%
Capital Expenditures
58.4M
+26.64%
46.1M
+25.34%
36.8M
+3.67%
35.5M
-14.32%
Cash from Investing Activities
-420.2M
-47.26%
-796.7M
+169.65%
-295.4M
-6.62%
-316.4M
-15.33%
Dividends Paid
70.3M
+0.02%
70.3M
+0.006%
70.3M
-33.33%
105.5M
-24.78%
Cash from Financing Activities
-71.7M
+0.86%
-71.1M
-168.65%
103.6M
+226.33%
-82.0M
-41.79%
Financials Ratio
Gross Margin
99.75%
-0.009%
99.76%
+0.002%
99.75%
+0.06%
99.70%
+0.02%
Operating Margin
11.07%
+5.48%
10.50%
+388.87%
2.15%
+111.66%
-18.41%
-345.64%
Return on Assets
6.06%
-0.27%
6.07%
+329.13%
1.41%
+118.33%
-7.72%
-303.88%
Return on Equity
24.80%
-7.40%
26.78%
+326.76%
6.28%
+122.42%
-28.00%
-335.59%
Revenue Growth
9.44%
-48.35%
18.27%
-32.52%
27.08%
+408.72%
-8.77%
-258.96%
Current Ratio
0.11
-66.06%
0.34
+2.00%
0.33
+1.01%
0.33
+97.82%
Cash Ratio
2.93
-1.44%
2.97
-5.38%
3.14
+64.58%
1.91
-3.71%
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow