MSBI
Midland Sts Banc (MSBI)
NASDAQ
$30.21+$0.68 (+2.32%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $611.9M
    Market Cap
  • 87.20%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
236.8M
+0.19%
236.3M
+0.14%
236.0M
-3.95%
245.7M
+18.33%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
236.8M
+0.19%
236.3M
+0.14%
236.0M
-3.95%
245.7M
+18.33%
Sales and Marketing Expense
5.9M
+49.29%
3.9M
+24.32%
3.2M
-4.82%
3.3M
+2.44%
Research and Development Expense
-28.0M
-0.66%
-28.2M
+7.13%
-26.3M
+7.95%
-24.4M
-1.00%
Depreciation and Amortization Expense
3.2M
-19.56%
4.0M
-15.76%
4.8M
-12.05%
5.4M
-7.60%
Total Operating Expenses
380.0M
+82.82%
207.9M
+19.52%
173.9M
-1.00%
175.7M
+0.34%
Operating Profit
-114.9M
-344.92%
46.9M
-56.40%
107.6M
-17.15%
129.8M
+31.00%
Interest Income
387.9M
-8.98%
426.1M
+5.40%
404.3M
+33.98%
301.8M
+26.89%
Interest Expense
-1.0M
-33.40%
-1.5M
-99.10%
-168.3M
+200.39%
-56.0M
+85.85%
Interest Income and Expense and Net
386.9M
-8.89%
424.6M
+79.91%
236.0M
-3.95%
245.7M
+18.33%
Total Nonoperating Income and Expense
236.8M
+0.19%
236.3M
+0.14%
236.0M
-3.95%
245.7M
+18.33%
Income before Taxes
-114.9M
-344.92%
46.9M
-56.40%
107.6M
-17.15%
129.8M
+31.00%
Income Taxes
9.4M
+6.29%
8.9M
-72.42%
32.1M
+4.22%
30.8M
+73.16%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
-124.3M
-426.68%
38.0M
-49.58%
75.5M
-23.80%
99.0M
+21.78%
Net Income from Continuing Operations Applicable to Common
-114.9M
-344.92%
46.9M
-56.40%
107.6M
-17.15%
129.8M
+31.00%
Basic EPS and Net Income
-6.12
-563.64%
1.32
-55.56%
2.97
-29.95%
4.24
+18.44%
Diluted EPS and Net Income
-6.12
-563.64%
1.32
-55.56%
2.97
-29.79%
4.23
+18.49%
Basic Weighted Average Shares
21.8M
+0.47%
21.7M
-1.74%
22.1M
-1.01%
22.3M
-0.62%
Diluted Weighted Average Shares
21.8M
+0.44%
21.7M
-1.75%
22.1M
-1.21%
22.4M
-0.67%
Balance Sheet
Cash and Cash Equivalents
127.8M
+11.37%
114.8M
-15.03%
135.1M
-10.15%
150.3M
-77.91%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
127.8M
+11.37%
114.8M
-15.03%
135.1M
-10.15%
150.3M
-77.91%
Total Current Assets
162.1M
-22.36%
208.8M
+14.12%
183.0M
+4.62%
174.9M
+33.62%
Accumulated Depreciation
63.6M
+7.88%
58.9M
+7.67%
54.7M
+8.09%
50.6M
+11.05%
Property and Plant and Equipment and Net
85.1M
-0.67%
85.7M
+3.50%
82.8M
+5.77%
78.3M
+10.60%
Total Long-Term Assets
162.1M
-22.36%
208.8M
+14.12%
183.0M
+4.62%
174.9M
+33.62%
Total Assets
6.5B
-13.23%
7.5B
-4.58%
7.9B
+0.14%
7.9B
+5.53%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
60.2M
-31.22%
87.5M
+150.97%
34.9M
-17.60%
42.3M
-44.91%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
78.9M
-38.83%
129.0M
-10.55%
144.2M
-3.73%
149.7M
-20.54%
Total Long-Term Liabilities
12.2M
+13.46%
10.8M
+15.63%
9.3M
+4.49%
8.9M
-16.93%
Total Liabilities
5.9B
-12.48%
6.8B
-3.94%
7.1B
-0.31%
7.1B
+4.67%
Retained Earnings
86.8M
-64.95%
247.7M
-23.17%
322.4M
+14.15%
282.4M
+32.91%
Total Stockholders Equity
565.5M
-20.45%
710.8M
-10.23%
791.9M
+4.39%
758.6M
+14.27%
Total Shares Outstanding
21.2M
-1.51%
21.5M
-0.26%
21.6M
-2.99%
22.2M
+0.75%
Cash Flow
Cash from Operating Activities
125.7M
-28.81%
176.5M
+14.17%
154.6M
-34.68%
236.8M
-29.21%
Capital Expenditures
5.3M
-22.53%
6.9M
-20.96%
8.7M
+151.61%
3.5M
+27.67%
Cash from Investing Activities
748.9M
+447.81%
136.7M
+279.69%
-76.1M
-93.08%
-1.1B
+129.65%
Dividends Paid
27.7M
+2.24%
27.1M
+1.88%
26.6M
+2.51%
25.9M
+2.98%
Cash from Financing Activities
-861.5M
+158.29%
-333.5M
+220.33%
-104.1M
-131.36%
332.1M
-31.22%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
-48.51%
-344.45%
19.84%
-56.46%
45.58%
-13.74%
52.84%
+10.71%
Return on Assets
-1.77%
-458.23%
0.49%
-48.44%
0.96%
-25.85%
1.29%
+13.92%
Return on Equity
-19.47%
-484.61%
5.06%
-47.98%
9.73%
-30.09%
13.92%
+10.03%
Revenue Growth
0.19%
+39.02%
0.14%
+103.52%
-3.95%
-121.58%
18.33%
+327.40%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.25
-19.24%
0.30
+34.67%
0.23
-10.70%
0.25
-36.64%
Debt-to-Assets Ratio
0.02
-26.04%
0.03
+26.32%
0.02
-6.56%
0.02
-31.46%

Earnings & Revenue History

Debt-to-Assets

Cash Flow