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Navient (NAVI)
NASDAQ
$8.03+$0.16 (+2.02%)
Price as of Jun 23, 2026 5:03 PM EDT- $739.7MMarket Cap
- -38.43%1-Year Change
- Credit ServicesIndustry
Navient (NAVI)
$8.03+$0.16 (+2.02%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 519.0M -3.17% | 536.0M -37.82% | 862.0M -23.10% | 1.1B -15.84% | |
Cost of Revenue | 237.0M -46.74% | 445.0M -12.40% | 508.0M -4.87% | 534.0M -28.32% | |
Gross Profit | 282.0M +209.89% | 91.0M -74.29% | 354.0M -39.69% | 587.0M 0.00% | |
Sales and Marketing Expense | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Research and Development Expense | -34.0M -75.36% | -138.0M N/A | N/A N/A | N/A N/A | |
Depreciation and Amortization Expense | 3.0M -62.50% | 8.0M -20.00% | 10.0M -28.57% | 14.0M -26.32% | |
Total Operating Expenses | 421.0M -38.09% | 680.0M -15.00% | 800.0M +3.09% | 776.0M -35.71% | |
Operating Profit | -111.0M -163.79% | 174.0M -44.41% | 313.0M -62.15% | 827.0M -11.65% | |
Interest Income | 1.9B -80.40% | 9.7B -15.10% | 11.4B -0.14% | 11.4B +8.21% | |
Interest Expense | N/A N/A | -87.0M -97.55% | -3.6B +69.22% | -2.1B +59.73% | |
Interest Income and Expense and Net | 1.9B -80.22% | 9.6B +22.14% | 7.9B -15.74% | 9.3B +0.90% | |
Total Nonoperating Income and Expense | 519.0M -3.17% | 536.0M -37.82% | 862.0M -23.10% | 1.1B -15.84% | |
Income before Taxes | -111.0M -163.79% | 174.0M -44.41% | 313.0M -62.15% | 827.0M -11.65% | |
Income Taxes | -31.0M -172.09% | 43.0M -49.41% | 85.0M -53.30% | 182.0M -16.89% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | -80.0M -161.07% | 131.0M -42.54% | 228.0M -64.65% | 645.0M -10.04% | |
Net Income from Continuing Operations Applicable to Common | -111.0M -163.79% | 174.0M -44.41% | 313.0M -62.15% | 827.0M -11.65% | |
Basic EPS and Net Income | -0.81 -167.50% | 1.20 -35.83% | 1.87 -58.81% | 4.54 +7.33% | |
Diluted EPS and Net Income | -0.81 -168.64% | 1.18 -36.22% | 1.85 -58.80% | 4.49 +7.42% | |
Basic Weighted Average Shares | 99.0M -9.17% | 109.0M -10.66% | 122.0M -14.08% | 142.0M -16.47% | |
Diluted Weighted Average Shares | 99.0M -10.81% | 111.0M -9.76% | 123.0M -14.58% | 144.0M -16.28% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 637.0M -11.77% | 722.0M -13.95% | 839.0M -45.34% | 1.5B +69.61% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 637.0M -11.77% | 722.0M -13.95% | 839.0M -45.34% | 1.5B +69.61% | |
Total Current Assets | 637.0M -11.77% | 722.0M -13.95% | 839.0M -45.34% | 1.5B +69.61% | |
Accumulated Depreciation | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Property and Plant and Equipment and Net | 23.0M -55.77% | 52.0M -16.13% | 62.0M -16.22% | 74.0M -22.11% | |
Total Long-Term Assets | 23.0M -55.77% | 52.0M -16.13% | 62.0M -16.22% | 74.0M -22.11% | |
Total Assets | 48.7B -6.00% | 51.8B -15.62% | 61.4B -13.31% | 70.8B -12.17% | |
Income Taxes Payable | N/A N/A | N/A N/A | 0 N/A | N/A N/A | |
Total Short-Term Debt | 5.1B -1.19% | 5.1B +21.49% | 4.2B -28.01% | 5.9B +135.74% | |
Total Current Liabilities | N/A N/A | N/A N/A | 0 N/A | N/A N/A | |
Total Long-Term Debt | 40.6B -5.91% | 43.2B -19.13% | 53.4B -12.49% | 61.0B -18.07% | |
Total Long-Term Liabilities | 40.6B -5.91% | 43.2B -19.13% | 53.4B -12.49% | 61.0B -18.07% | |
Total Liabilities | 46.3B -5.83% | 49.1B -16.15% | 58.6B -13.57% | 67.8B -13.05% | |
Retained Earnings | 4.6B -3.09% | 4.7B +1.27% | 4.6B +3.30% | 4.5B +13.99% | |
Total Stockholders Equity | 8.0B -1.52% | 8.1B +0.87% | 8.0B +169.20% | 3.0B +14.63% | |
Total Shares Outstanding | 467.0M +0.43% | 465.0M +0.22% | 464.0M +0.65% | 461.0M +0.44% | |
Cash Flow | |||||
Cash from Operating Activities | 441.0M -3.92% | 459.0M -32.10% | 676.0M +121.64% | 305.0M -56.55% | |
Capital Expenditures | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash from Investing Activities | 2.7B -67.97% | 8.5B +15.07% | 7.4B -30.50% | 10.6B +58.62% | |
Dividends Paid | 63.0M -10.00% | 70.0M -10.26% | 78.0M -14.29% | 91.0M -14.95% | |
Cash from Financing Activities | -3.2B -67.22% | -9.6B -4.30% | -10.0B +4.00% | -9.7B +31.73% | |
Financials Ratio | |||||
Gross Margin | 54.34% +220.04% | 16.98% -58.66% | 41.07% -21.57% | 52.36% +18.82% | |
Operating Margin | -21.39% -165.88% | 32.46% -10.60% | 36.31% -50.78% | 73.77% +4.99% | |
Return on Assets | -0.16% -168.81% | 0.23% -32.90% | 0.35% -59.51% | 0.85% -0.18% | |
Return on Equity | -1.00% -161.27% | 1.63% -60.77% | 4.15% -82.07% | 23.14% -18.82% | |
Revenue Growth | -3.17% -91.61% | -37.82% +63.69% | -23.10% +45.85% | -15.84% -347.91% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 5.74 -3.95% | 5.98 -16.88% | 7.19 -68.00% | 22.47 -24.19% | |
Debt-to-Assets Ratio | 0.94 +0.63% | 0.93 -0.63% | 0.94 -0.63% | 0.94 -1.06% | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow