NWFL
Norwood Financia (NWFL)
NASDAQ
$31.03+$0.03 (+0.10%)
Price as of Jun 24, 2026 5:44 PM EDT
  • $337.6M
    Market Cap
  • 26.61%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
6.4M
-13.22%
7.4M
+3.69%
7.1M
-18.55%
8.8M
+25.43%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
6.4M
-13.22%
7.4M
+3.69%
7.1M
-18.55%
8.8M
+25.43%
Sales and Marketing Expense
742,000
-20.22%
930,000
+47.62%
630,000
+22.09%
516,000
+9.09%
Research and Development Expense
-4.6M
+0.95%
-4.5M
+35.25%
-3.3M
+13.36%
-2.9M
+22.07%
Depreciation and Amortization Expense
54,000
-21.74%
69,000
-18.82%
85,000
-15.84%
101,000
-17.89%
Total Operating Expenses
51.1M
+5.19%
48.6M
+11.79%
43.5M
+5.98%
41.0M
+6.39%
Operating Profit
35.0M
+13,673.26%
-258,000
-101.22%
21.1M
-41.88%
36.4M
+17.90%
Interest Income
126.5M
+12.39%
112.6M
+17.84%
95.5M
+26.27%
75.7M
+6.47%
Interest Expense
N/A
N/A
N/A
N/A
-33.5M
+360.49%
-7.3M
+26.26%
Interest Income and Expense and Net
126.5M
+12.39%
112.6M
+81.38%
62.1M
-9.25%
68.4M
+4.72%
Total Nonoperating Income and Expense
78.3M
+25.94%
62.2M
+0.20%
62.1M
-9.25%
68.4M
+4.72%
Income before Taxes
35.0M
+13,673.26%
-258,000
-101.22%
21.1M
-41.88%
36.4M
+17.90%
Income Taxes
7.3M
+7,512.24%
-98,000
-102.23%
4.4M
-38.66%
7.2M
+20.30%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
27.8M
+17,446.88%
-160,000
-100.95%
16.8M
-42.67%
29.2M
+17.33%
Net Income from Continuing Operations Applicable to Common
35.0M
+13,673.26%
-258,000
-101.22%
21.1M
-41.88%
36.4M
+17.90%
Basic EPS and Net Income
3.01
+15,150.00%
-0.02
-100.96%
2.08
-42.06%
3.59
+17.70%
Diluted EPS and Net Income
3.01
+15,150.00%
-0.02
-100.97%
2.07
-42.18%
3.58
+17.76%
Basic Weighted Average Shares
9.2M
+14.06%
8.1M
+0.38%
8.1M
-0.92%
8.1M
-0.50%
Diluted Weighted Average Shares
9.2M
+14.11%
8.1M
+0.11%
8.1M
-1.14%
8.2M
-0.27%
Balance Sheet
Cash and Cash Equivalents
32.1M
+16.53%
27.6M
-3.40%
28.5M
-1.09%
28.8M
+36.89%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
32.1M
+16.53%
27.6M
-3.40%
28.5M
-1.09%
28.8M
+36.89%
Total Current Assets
8.4M
-54.11%
18.2M
+36.04%
13.4M
+9.43%
12.2M
-31.97%
Accumulated Depreciation
22.9M
+6.19%
21.6M
+6.04%
20.4M
+2.41%
19.9M
+6.83%
Property and Plant and Equipment and Net
23.0M
+16.86%
19.7M
+10.20%
17.8M
-0.48%
17.9M
+3.67%
Total Long-Term Assets
8.4M
-54.11%
18.2M
+36.04%
13.4M
+9.43%
12.2M
-31.97%
Total Assets
2.4B
+4.63%
2.3B
+5.29%
2.2B
+7.52%
2.0B
-1.04%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
14.7M
-86.99%
113.1M
+52.64%
74.1M
-20.53%
93.2M
+53.26%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
59.4M
-41.63%
101.8M
-18.06%
124.2M
+210.59%
40.0M
+33.34%
Total Long-Term Liabilities
4.2M
-17.88%
5.1M
-2.94%
5.2M
-7.44%
5.7M
+17.60%
Total Liabilities
2.2B
+3.74%
2.1B
+4.16%
2.0B
+7.45%
1.9B
+0.90%
Retained Earnings
141.1M
-7.74%
153.0M
+13.07%
135.3M
+4.05%
130.0M
+18.18%
Total Stockholders Equity
242.2M
+13.42%
213.5M
+17.91%
181.1M
+8.37%
167.1M
-18.60%
Total Shares Outstanding
9.5M
+0.31%
9.5M
+14.15%
8.3M
+0.23%
8.3M
+0.30%
Cash Flow
Cash from Operating Activities
34.0M
+48.93%
22.8M
-23.53%
29.8M
-2.96%
30.7M
+5.26%
Capital Expenditures
4.7M
+50.94%
3.1M
+121.46%
1.4M
-34.42%
2.2M
+71.14%
Cash from Investing Activities
-129.0M
+11.93%
-115.2M
-1.17%
-116.6M
-43.96%
-208.0M
+58.82%
Dividends Paid
11.5M
+18.21%
9.7M
+3.21%
9.4M
+2.83%
9.2M
+7.25%
Cash from Financing Activities
67.1M
-31.98%
98.6M
-18.50%
121.0M
+4,848.79%
2.4M
-98.76%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
545.38%
+15,740.44%
-3.49%
-101.18%
296.33%
-28.65%
415.31%
-6.00%
Return on Assets
1.17%
+16,585.92%
-0.007%
-100.90%
0.79%
-44.46%
1.42%
+11.76%
Return on Equity
12.18%
+15,121.21%
-0.08%
-100.84%
9.63%
-38.69%
15.70%
+26.06%
Revenue Growth
-13.22%
-458.65%
3.69%
+119.87%
-18.55%
-172.95%
25.43%
+103.44%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.31
-69.58%
1.01
-8.12%
1.10
+37.36%
0.80
+80.18%
Debt-to-Assets Ratio
0.03
-66.99%
0.09
+2.89%
0.09
+38.40%
0.07
+48.29%

Earnings & Revenue History

Debt-to-Assets

Cash Flow