OVLY
Oak Valley Banc (OVLY)
NASDAQ
$32.66+$0.02 (+0.05%)
Price as of Jun 03, 2026 4:10 PM EDT
  • $276.9M
    Market Cap
  • 36.97%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
74.6M
+6.54%
70.0M
-7.61%
75.8M
+26.18%
60.1M
+23.02%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
74.6M
+6.54%
70.0M
-7.61%
75.8M
+26.18%
60.1M
+23.02%
Sales and Marketing Expense
1.0M
+13.56%
922,000
+148.52%
371,000
+4.51%
355,000
-12.35%
Research and Development Expense
-3.0M
+7.64%
-2.8M
+3.11%
-2.7M
+16.47%
-2.3M
+10.68%
Depreciation and Amortization Expense
1.4M
+4.15%
1.3M
-0.30%
1.3M
+1.30%
1.3M
-1.06%
Total Operating Expenses
50.3M
+9.25%
46.0M
+11.81%
41.2M
+10.32%
37.3M
+12.31%
Operating Profit
30.6M
-4.79%
32.2M
-20.13%
40.3M
+35.76%
29.7M
+36.96%
Interest Income
87.9M
+6.07%
82.9M
+2.76%
80.7M
+31.82%
61.2M
+22.87%
Interest Expense
N/A
N/A
N/A
N/A
-4.9M
+334.67%
-1.1M
+15.24%
Interest Income and Expense and Net
87.9M
+6.07%
82.9M
+9.36%
75.8M
+26.18%
60.1M
+23.02%
Total Nonoperating Income and Expense
74.6M
+6.54%
70.0M
-7.61%
75.8M
+26.18%
60.1M
+23.02%
Income before Taxes
30.6M
-4.79%
32.2M
-20.13%
40.3M
+35.76%
29.7M
+36.96%
Income Taxes
6.7M
-7.00%
7.2M
-23.41%
9.5M
+39.35%
6.8M
+27.10%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
23.9M
-4.15%
24.9M
-19.13%
30.8M
+34.70%
22.9M
+40.18%
Net Income from Continuing Operations Applicable to Common
30.6M
-4.79%
32.2M
-20.13%
40.3M
+35.76%
29.7M
+36.96%
Basic EPS and Net Income
2.90
-4.61%
3.04
-19.15%
3.76
+34.29%
2.80
+39.30%
Diluted EPS and Net Income
2.88
-4.64%
3.02
-19.47%
3.75
+34.41%
2.79
+39.50%
Basic Weighted Average Shares
8.2M
+0.30%
8.2M
+0.30%
8.2M
+0.30%
8.2M
+0.30%
Diluted Weighted Average Shares
8.3M
+0.40%
8.3M
+0.34%
8.2M
+0.32%
8.2M
+0.32%
Balance Sheet
Cash and Cash Equivalents
232.2M
+37.59%
168.8M
-22.08%
216.6M
-49.59%
429.6M
-44.80%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
232.2M
+37.59%
168.8M
-22.08%
216.6M
-49.59%
429.6M
-44.80%
Total Current Assets
232.2M
+37.59%
168.8M
+365.19%
36.3M
-33.04%
54.2M
+130.08%
Accumulated Depreciation
14.6M
+9.70%
13.3M
+9.25%
12.2M
+10.77%
11.0M
+13.43%
Property and Plant and Equipment and Net
19.0M
+16.72%
16.3M
+2.86%
15.9M
+3.69%
15.3M
-0.79%
Total Long-Term Assets
19.0M
+16.72%
16.3M
-55.01%
36.3M
-33.04%
54.2M
+130.08%
Total Assets
2.0B
+6.45%
1.9B
+3.16%
1.8B
-6.40%
2.0B
+0.20%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
7.6M
+8.64%
7.0M
-2.04%
7.2M
-10.59%
8.0M
+52.63%
Total Liabilities
1.8B
+5.71%
1.7B
+2.44%
1.7B
-8.98%
1.8B
+1.09%
Retained Earnings
194.4M
+10.76%
175.5M
+13.74%
154.3M
+21.76%
126.7M
+19.22%
Total Stockholders Equity
208.0M
+13.38%
183.4M
+10.44%
166.1M
+31.17%
126.6M
-11.21%
Total Shares Outstanding
8.4M
+0.37%
8.4M
+0.77%
8.3M
+0.43%
8.3M
+0.23%
Cash Flow
Cash from Operating Activities
28.7M
+11.82%
25.6M
-22.45%
33.1M
+41.76%
23.3M
+106.90%
Capital Expenditures
4.1M
+130.92%
1.8M
-6.07%
1.9M
+59.16%
1.2M
+21.68%
Cash from Investing Activities
-57.2M
-50.13%
-114.7M
+44.27%
-79.5M
-78.89%
-376.7M
-463.33%
Dividends Paid
5.0M
+34.03%
3.7M
+41.61%
2.6M
+6.95%
2.5M
+3.69%
Cash from Financing Activities
92.0M
+122.94%
41.3M
+124.76%
-166.6M
-3,618.16%
4.7M
-98.92%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
41.08%
-10.64%
45.97%
-13.55%
53.17%
+7.60%
49.42%
+11.33%
Return on Assets
1.22%
-8.56%
1.33%
-17.67%
1.62%
+39.01%
1.16%
+23.90%
Return on Equity
12.22%
-14.41%
14.28%
-32.27%
21.08%
+23.89%
17.01%
+41.78%
Revenue Growth
6.54%
+185.96%
-7.61%
-129.07%
26.18%
+13.72%
23.02%
+166.85%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow