PBFS
PIONEER BANCORP (PBFS)
NASDAQ
$15.82-$0.97 (-5.78%)
Price as of Jun 03, 2026 4:10 PM EDT
  • $364.5M
    Market Cap
  • 46.25%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
06/30/2023
06/30/2022
Income Statement
Total Operating Revenue
79.1M
+123.14%
35.5M
-45.88%
65.5M
+54.66%
42.4M
+1.34%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
79.1M
+19.00%
66.5M
+1.48%
65.5M
+54.66%
42.4M
+1.34%
Sales and Marketing Expense
1.0M
+111.51%
478,000
-42.06%
825,000
+58.65%
520,000
-15.86%
Research and Development Expense
-3.7M
+90.33%
-2.0M
-57.14%
-4.6M
+12.15%
-4.1M
+10.25%
Depreciation and Amortization Expense
1.9M
+51.56%
1.3M
-53.56%
2.7M
-1.68%
2.7M
-3.96%
Total Operating Expenses
66.1M
+108.87%
31.6M
-38.94%
51.8M
+18.71%
43.7M
-14.14%
Operating Profit
26.5M
+113.43%
12.4M
-55.44%
27.9M
+108.84%
13.3M
+401.43%
Interest Income
109.5M
+124.30%
48.8M
-31.25%
71.0M
+62.02%
43.8M
-0.19%
Interest Expense
N/A
N/A
-21.8M
+297.00%
-5.5M
+275.14%
-1.5M
-30.62%
Interest Income and Expense and Net
109.5M
+305.23%
27.0M
-58.76%
65.5M
+54.66%
42.4M
+1.34%
Total Nonoperating Income and Expense
79.1M
+123.14%
35.5M
-45.88%
65.5M
+54.66%
42.4M
+1.34%
Income before Taxes
26.5M
+113.43%
12.4M
-55.44%
27.9M
+108.84%
13.3M
+401.43%
Income Taxes
6.2M
+120.63%
2.8M
-52.41%
5.9M
+93.10%
3.1M
+93.24%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
20.3M
+111.32%
9.6M
-56.26%
21.9M
+113.52%
10.3M
+854.41%
Net Income from Continuing Operations Applicable to Common
26.5M
+113.43%
12.4M
-55.44%
27.9M
+108.84%
13.3M
+1,138.44%
Basic EPS and Net Income
0.83
+118.42%
0.38
-56.32%
0.87
+112.20%
0.41
+925.00%
Diluted EPS and Net Income
0.83
+118.42%
0.38
-56.32%
0.87
+112.20%
0.41
+925.00%
Basic Weighted Average Shares
24.5M
-2.16%
25.0M
-0.63%
25.2M
+0.15%
25.1M
+0.25%
Diluted Weighted Average Shares
24.6M
-2.12%
25.1M
-0.28%
25.2M
+0.15%
25.1M
+0.25%
Balance Sheet
Cash and Cash Equivalents
133.7M
+38.49%
96.5M
-35.86%
150.5M
-59.99%
376.1M
+15.72%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
133.7M
+38.49%
96.5M
-35.86%
150.5M
-59.99%
376.1M
+15.72%
Total Current Assets
30.6M
+30.58%
23.5M
-10.78%
26.3M
-0.18%
26.3M
-35.14%
Accumulated Depreciation
22.2M
+5.62%
21.0M
+5.44%
19.9M
+6.04%
18.8M
+14.55%
Property and Plant and Equipment and Net
35.6M
+0.27%
35.5M
-14.75%
41.6M
+11.54%
37.3M
-4.13%
Total Long-Term Assets
30.6M
+30.58%
23.5M
-10.78%
26.3M
-0.18%
26.3M
-35.14%
Total Assets
2.2B
+8.64%
2.0B
+6.66%
1.9B
-5.50%
2.0B
+9.35%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
11.8M
-35.73%
18.4M
-25.13%
24.5M
+24.49%
19.7M
+2,994.66%
Total Liabilities
1.8B
+9.05%
1.7B
+5.39%
1.6B
-7.67%
1.7B
+10.47%
Retained Earnings
203.0M
+4.56%
194.2M
+12.22%
173.0M
+14.53%
151.1M
+7.30%
Total Stockholders Equity
323.9M
+6.34%
304.6M
+14.19%
266.7M
+9.92%
242.6M
+2.02%
Total Shares Outstanding
25.1M
-3.49%
26.0M
+0.005%
26.0M
0.00%
26.0M
0.00%
Cash Flow
Cash from Operating Activities
11.1M
-34.04%
16.9M
-35.84%
26.3M
-47.43%
50.0M
+53.02%
Capital Expenditures
N/A
N/A
753,000
+66.96%
451,000
-42.18%
780,000
+30.87%
Cash from Investing Activities
-125.8M
-19.31%
-155.9M
+35.72%
-114.9M
-22.40%
-148.0M
+18.33%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
151.8M
+115.73%
70.4M
+151.38%
-137.0M
-191.83%
149.2M
-42.74%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
33.47%
-4.35%
34.99%
-17.67%
42.50%
+35.03%
31.47%
+394.79%
Return on Assets
0.98%
+96.26%
0.50%
-56.44%
1.15%
+110.17%
0.55%
+743.67%
Return on Equity
6.46%
+92.10%
3.36%
-61.00%
8.62%
+101.42%
4.28%
+817.43%
Revenue Growth
123.14%
+368.39%
-45.88%
-183.94%
54.66%
+3,974.10%
1.34%
+109.39%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow