• $1.2B
    Market Cap
  • 24.60%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
355.2M
+1.87%
348.7M
+2.75%
339.4M
+33.91%
253.4M
+46.88%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
355.2M
+1.87%
348.7M
+2.75%
339.4M
+33.91%
253.4M
+46.88%
Sales and Marketing Expense
3.7M
-5.95%
3.9M
-21.99%
5.0M
+34.58%
3.7M
+1.91%
Research and Development Expense
-29.1M
+15.45%
-25.2M
+16.73%
-21.6M
+51.72%
-14.2M
+35.09%
Depreciation and Amortization Expense
14.5M
+311.98%
3.5M
-4.20%
3.7M
-78.82%
17.3M
-29.72%
Total Operating Expenses
282.3M
+3.11%
273.8M
+2.75%
266.5M
+28.65%
207.1M
+12.74%
Operating Profit
134.8M
-9.81%
149.5M
+2.99%
145.1M
+12.81%
128.6M
+125.80%
Interest Income
514.3M
-1.24%
520.8M
+18.52%
439.4M
+63.01%
269.6M
+45.87%
Interest Expense
N/A
N/A
N/A
N/A
-100.0M
+520.84%
-16.1M
+31.68%
Interest Income and Expense and Net
514.3M
-1.24%
520.8M
+53.45%
339.4M
+33.91%
253.4M
+46.88%
Total Nonoperating Income and Expense
355.2M
+1.87%
348.7M
+2.75%
339.4M
+33.91%
253.4M
+46.88%
Income before Taxes
134.8M
-9.81%
149.5M
+2.99%
145.1M
+12.81%
128.6M
+125.80%
Income Taxes
28.0M
-13.11%
32.3M
+1.56%
31.8M
+16.14%
27.3M
+190.48%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
106.8M
-8.90%
117.2M
+3.39%
113.4M
+11.92%
101.3M
+113.00%
Net Income from Continuing Operations Applicable to Common
106.8M
-8.90%
117.2M
+3.39%
113.4M
+11.92%
101.3M
+113.00%
Basic EPS and Net Income
3.03
-9.28%
3.34
-3.47%
3.46
-4.16%
3.61
+66.36%
Diluted EPS and Net Income
2.99
-9.67%
3.31
-3.78%
3.44
-4.44%
3.60
+67.44%
Basic Weighted Average Shares
35.0M
+0.56%
34.8M
+6.91%
32.5M
+16.57%
27.9M
+27.92%
Diluted Weighted Average Shares
35.4M
+0.60%
35.1M
+7.28%
32.8M
+17.00%
28.0M
+27.50%
Balance Sheet
Cash and Cash Equivalents
189.0M
-13.19%
217.7M
-48.99%
426.7M
+177.05%
154.0M
-62.95%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
189.0M
-13.19%
217.7M
-48.99%
426.7M
+177.05%
154.0M
-62.95%
Total Current Assets
158.8M
-7.28%
171.3M
-4.64%
179.6M
+28.88%
139.4M
+56.37%
Accumulated Depreciation
99.1M
+8.85%
91.1M
+10.03%
82.8M
+10.06%
75.2M
+10.25%
Property and Plant and Equipment and Net
100.5M
-3.05%
103.7M
-0.18%
103.9M
+25.23%
82.9M
-7.09%
Total Long-Term Assets
158.8M
-7.28%
171.3M
-4.64%
179.6M
+28.88%
139.4M
+56.37%
Total Assets
9.6B
+4.27%
9.3B
+1.06%
9.2B
+27.06%
7.2B
+2.04%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
530.3M
+174.09%
193.5M
-67.81%
601.1M
+20.19%
500.1M
+200.42%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
204.1M
-14.25%
238.1M
+10.10%
216.2M
+113.90%
101.1M
+1.63%
Total Long-Term Liabilities
204.1M
-14.25%
238.1M
+10.10%
216.2M
+113.90%
101.1M
+1.63%
Total Liabilities
8.4B
+3.69%
8.1B
+0.48%
8.1B
+26.19%
6.4B
+3.27%
Retained Earnings
436.7M
+12.53%
388.1M
+18.60%
327.2M
+23.05%
265.9M
+28.42%
Total Stockholders Equity
1.2B
+8.55%
1.1B
+5.51%
1.1B
+34.15%
785.3M
-7.06%
Total Shares Outstanding
36.8M
+0.15%
36.8M
+0.13%
36.7M
+23.04%
29.9M
+0.15%
Cash Flow
Cash from Operating Activities
134.7M
-5.91%
143.2M
-0.32%
143.6M
+19.86%
119.8M
-23.39%
Capital Expenditures
6.0M
-11.67%
6.8M
-49.31%
13.5M
+99.29%
6.8M
+1.02%
Cash from Investing Activities
-424.4M
+23.28%
-344.3M
+159.02%
-132.9M
-67.91%
-414.2M
+456.49%
Dividends Paid
58.1M
+4.13%
55.8M
+7.68%
51.8M
+22.36%
42.4M
+36.68%
Cash from Financing Activities
261.0M
+3,388.94%
-7.9M
-103.03%
262.0M
+701.92%
32.7M
-82.01%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
37.95%
-11.46%
42.86%
+0.23%
42.76%
-15.75%
50.76%
+53.74%
Return on Assets
1.13%
-11.27%
1.27%
-8.11%
1.39%
-2.40%
1.42%
+76.48%
Return on Equity
9.21%
-14.91%
10.83%
-12.19%
12.33%
-0.77%
12.43%
+85.61%
Revenue Growth
1.87%
-31.87%
2.75%
-91.89%
33.91%
-27.67%
46.88%
+93.65%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.61
+56.80%
0.39
-49.96%
0.78
+1.33%
0.77
+143.28%
Debt-to-Assets Ratio
0.08
+63.30%
0.05
-47.82%
0.09
+7.07%
0.08
+121.22%

Earnings & Revenue History

Debt-to-Assets

Cash Flow