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PAGAYA (PGY)
NASDAQ
$14.95-$0.14 (-0.93%)
Price as of Jun 23, 2026 5:23 PM EDT- $907.8MMarket Cap
- -19.48%1-Year Change
- Software - InfrastructureIndustry
PAGAYA (PGY)
$14.95-$0.14 (-0.93%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 1.3B +26.07% | 1.0B +27.12% | 812.1M +8.43% | 748.9M N/A | |
Cost of Revenue | 749.2M +25.35% | 597.7M +17.43% | 508.9M +12.83% | 451.1M N/A | |
Gross Profit | 552.2M +27.06% | 434.6M +43.38% | 303.1M +1.77% | 297.8M N/A | |
Sales and Marketing Expense | 53.6M +6.32% | 50.4M +1.27% | 49.8M -52.23% | 104.2M N/A | |
Research and Development Expense | -75.2M -1.77% | -76.6M +2.94% | -74.4M -50.72% | -150.9M N/A | |
Depreciation and Amortization Expense | 30.1M +4.60% | 28.8M +50.33% | 19.1M +203.89% | 6.3M N/A | |
Total Operating Expenses | 1.0B +7.47% | 965.4M +15.42% | 836.5M -16.39% | 1.0B N/A | |
Operating Profit | 263.8M +294.71% | 66.8M +373.93% | -24.4M -90.30% | -251.5M N/A | |
Interest Income | 48.4M +49.99% | 32.3M -16.66% | 38.7M -32.91% | 57.8M N/A | |
Interest Expense | -12.4M +300.00% | -3.1M N/A | N/A N/A | N/A N/A | |
Interest Income and Expense and Net | 36.0M +23.44% | 29.2M -24.66% | 38.7M -32.91% | 57.8M N/A | |
Total Nonoperating Income and Expense | -80.4M -83.52% | -488.0M +211.26% | -156.8M +530.38% | -24.9M N/A | |
Income before Taxes | 51.6M +112.26% | -421.1M +132.45% | -181.2M -34.45% | -276.4M N/A | |
Income Taxes | -19.7M -180.34% | 24.6M +57.83% | 15.6M -5.05% | 16.4M N/A | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 81.4M +120.28% | -401.4M +212.53% | -128.4M -57.52% | -302.3M N/A | |
Net Income from Continuing Operations Applicable to Common | 51.6M +112.86% | -401.4M +212.53% | -128.4M -59.16% | -314.5M N/A | |
Basic EPS and Net Income | 0.99 +117.49% | -5.66 +164.49% | -2.14 +210.14% | -0.69 N/A | |
Diluted EPS and Net Income | 0.93 +116.43% | -5.66 +164.49% | -2.14 +210.14% | -0.69 N/A | |
Basic Weighted Average Shares | 78.3M +10.52% | 70.9M +18.06% | 60.0M -86.92% | 459.0M N/A | |
Diluted Weighted Average Shares | 83.1M +17.24% | 70.9M +18.06% | 60.0M -86.92% | 459.0M N/A | |
Balance Sheet | |||||
Cash and Cash Equivalents | 235.3M +25.23% | 187.9M +0.77% | 186.5M -39.81% | 309.8M N/A | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 235.3M +25.23% | 187.9M +0.77% | 186.5M -39.81% | 309.8M N/A | |
Total Current Assets | 235.3M -33.05% | 351.5M +15.85% | 303.4M -27.73% | 419.8M N/A | |
Accumulated Depreciation | 80.6M +46.08% | 55.2M +106.50% | 26.7M +254.46% | 7.5M N/A | |
Property and Plant and Equipment and Net | 30.2M -20.42% | 38.0M -8.62% | 41.6M +31.25% | 31.7M N/A | |
Total Long-Term Assets | 30.2M -96.78% | 939.6M +3.83% | 905.0M +44.73% | 625.3M N/A | |
Total Assets | 1.5B +19.74% | 1.3B +6.84% | 1.2B +15.63% | 1.0B N/A | |
Income Taxes Payable | 18.7M +89.56% | 9.9M -56.58% | 22.7M +53.78% | 14.8M N/A | |
Total Short-Term Debt | N/A N/A | 126.8M +236.55% | 37.7M -39.05% | 61.8M N/A | |
Total Current Liabilities | 3.9M -97.99% | 195.5M +160.92% | 74.9M -41.47% | 128.0M N/A | |
Total Long-Term Debt | 824.3M +59.46% | 516.9M +59.53% | 324.0M +249.16% | 92.8M N/A | |
Total Long-Term Liabilities | 38.9M -93.28% | 579.8M +47.36% | 393.5M +159.47% | 151.6M N/A | |
Total Liabilities | 960.5M +23.89% | 775.3M +65.52% | 468.4M +67.48% | 279.7M N/A | |
Retained Earnings | -862.7M -8.62% | -944.0M +73.97% | -542.6M +31.01% | -414.2M N/A | |
Total Stockholders Equity | 480.0M +47.02% | 326.5M -41.67% | 559.7M +1.12% | 553.5M N/A | |
Total Shares Outstanding | 70.7M -4.24% | 73.9M +19.08% | 62.0M -87.80% | 508.4M N/A | |
Cash Flow | |||||
Cash from Operating Activities | 238.6M +258.72% | 66.5M +594.58% | 9.6M +123.94% | -40.0M N/A | |
Capital Expenditures | 13.9M -21.62% | 17.7M -12.15% | 20.2M -9.89% | 22.4M N/A | |
Cash from Investing Activities | -309.7M -37.89% | -498.6M +20.83% | -412.7M +55.49% | -265.4M N/A | |
Dividends Paid | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash from Financing Activities | 129.6M -70.32% | 436.7M +51.05% | 289.1M -33.98% | 437.9M N/A | |
Financials Ratio | |||||
Gross Margin | 42.43% +0.78% | 42.10% +12.79% | 37.33% N/A | N/A N/A | |
Operating Margin | 20.27% +213.09% | 6.48% +315.50% | -3.00% N/A | N/A N/A | |
Return on Assets | 5.74% +117.86% | -32.12% +181.77% | -11.40% N/A | N/A N/A | |
Return on Equity | 20.18% +122.28% | -90.59% +292.59% | -23.07% N/A | N/A N/A | |
Revenue Growth | 26.07% -3.86% | 27.12% +221.72% | 8.43% N/A | N/A N/A | |
Current Ratio | 59.86 +3,229.71% | 1.80 -55.60% | 4.05 N/A | N/A N/A | |
Cash Ratio | 59.86 +6,127.49% | 0.96 -61.38% | 2.49 N/A | N/A N/A | |
Debt-to-Equity Ratio | N/A N/A | 1.97 +205.12% | 0.65 N/A | N/A N/A | |
Debt-to-Assets Ratio | N/A N/A | 0.50 +66.59% | 0.30 N/A | N/A N/A | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow