ROOT
ROOT-A (ROOT)
NASDAQ
$52.09+$1.02 (+1.99%)
Price as of Jun 23, 2026 6:35 PM EDT
  • $716.0M
    Market Cap
  • -61.08%
    1-Year Change
  • Insurance - Property & Casualty
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
1.5B
+28.95%
1.2B
+158.57%
455.0M
+46.40%
310.8M
-10.02%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
1.5B
+28.95%
1.2B
+158.57%
455.0M
+46.40%
310.8M
-10.02%
Sales and Marketing Expense
174.8M
+28.72%
135.8M
+175.46%
49.3M
+2.71%
48.0M
-82.24%
Research and Development Expense
-53.1M
-0.38%
-53.3M
+18.97%
-44.8M
-19.28%
-55.5M
-15.27%
Depreciation and Amortization Expense
11.8M
-20.81%
14.9M
+18.25%
12.6M
-8.70%
13.8M
-16.87%
Total Operating Expenses
1.5B
+32.54%
1.1B
+97.38%
556.3M
-3.07%
573.9M
-30.91%
Operating Profit
61.8M
-21.27%
78.5M
+177.49%
-101.3M
-61.50%
-263.1M
-45.77%
Interest Income
N/A
N/A
0
N/A
0
-100.00%
500,000
-79.17%
Interest Expense
N/A
N/A
N/A
N/A
-46.1M
+33.24%
-34.6M
+73.00%
Interest Income and Expense and Net
0
N/A
0
+100.00%
-46.1M
+35.19%
-34.1M
+93.75%
Total Nonoperating Income and Expense
3.4M
-8.11%
3.7M
-91.97%
46.1M
+33.24%
34.6M
+73.00%
Income before Taxes
40.8M
+32.04%
30.9M
+120.96%
-147.4M
-50.49%
-297.7M
-42.87%
Income Taxes
500,000
N/A
0
N/A
0
N/A
0
N/A
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
40.3M
+30.42%
30.9M
+120.96%
-147.4M
-50.49%
-297.7M
-42.87%
Net Income from Continuing Operations Applicable to Common
38.3M
+31.16%
29.2M
+119.81%
-147.4M
-50.49%
-297.7M
-42.87%
Basic EPS and Net Income
2.49
+27.04%
1.96
+119.14%
-10.24
-51.49%
-21.11
+910.05%
Diluted EPS and Net Income
2.36
+28.96%
1.83
+117.87%
-10.24
-51.49%
-21.11
+910.05%
Basic Weighted Average Shares
15.4M
+3.36%
14.9M
+3.47%
14.4M
+2.13%
14.1M
-94.34%
Diluted Weighted Average Shares
17.1M
+1.18%
16.9M
+17.36%
14.4M
+2.13%
14.1M
-94.34%
Balance Sheet
Cash and Cash Equivalents
669.3M
+11.68%
599.3M
-11.70%
678.7M
-10.94%
762.1M
+7.95%
Short-Term Investments
N/A
N/A
N/A
N/A
900,000
+125.00%
400,000
N/A
Cash and Cash Equivalents and Short-Term Investments
669.3M
+11.68%
599.3M
-11.82%
679.6M
-10.87%
762.5M
+8.00%
Total Current Assets
124.3M
+20.45%
103.2M
+35.43%
76.2M
-6.73%
81.7M
+10.70%
Accumulated Depreciation
6.8M
-51.43%
14.0M
+5.26%
13.3M
+3.91%
12.8M
+29.29%
Property and Plant and Equipment and Net
1.2M
-33.33%
1.8M
-35.71%
2.8M
-49.09%
5.5M
-46.60%
Total Long-Term Assets
124.3M
+20.45%
103.2M
+35.43%
76.2M
-6.73%
81.7M
+10.70%
Total Assets
1.7B
+11.95%
1.5B
+10.98%
1.3B
+2.65%
1.3B
-0.49%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
74.2M
+4.36%
71.1M
+8.38%
65.6M
+65.24%
39.7M
+36.43%
Total Long-Term Debt
200.3M
+0.10%
200.1M
-33.08%
299.0M
+1.22%
295.4M
N/A
Total Long-Term Liabilities
200.3M
+0.10%
200.1M
-33.08%
299.0M
+1.22%
295.4M
N/A
Total Liabilities
1.3B
+8.32%
1.2B
+10.28%
1.1B
+15.83%
923.8M
+37.70%
Retained Earnings
-1.6B
-2.40%
-1.7B
-1.94%
-1.7B
+9.40%
-1.6B
+23.44%
Total Stockholders Equity
284.3M
+39.57%
203.7M
+22.93%
165.7M
-40.20%
277.1M
-48.34%
Total Shares Outstanding
13.7M
-54.64%
30.2M
+4.14%
29.0M
+2.11%
28.4M
-88.77%
Cash Flow
Cash from Operating Activities
206.5M
+5.52%
195.7M
+682.44%
-33.6M
-84.05%
-210.6M
-47.79%
Capital Expenditures
0
-100.00%
400,000
+100.00%
200,000
N/A
0
-100.00%
Cash from Investing Activities
-91.7M
-40.61%
-154.4M
+237.86%
-45.7M
+175.30%
-16.6M
-121.59%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
-25.2M
-79.12%
-120.7M
+2,843.90%
-4.1M
-101.45%
283.3M
+452.80%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
4.07%
-38.95%
6.67%
+129.97%
-22.26%
-73.70%
-84.65%
-39.74%
Return on Assets
2.54%
+16.97%
2.17%
+119.62%
-11.08%
-51.02%
-22.62%
-33.12%
Return on Equity
16.52%
-1.28%
16.73%
+125.13%
-66.58%
-9.04%
-73.19%
+10.17%
Revenue Growth
28.95%
-81.74%
158.57%
+241.78%
46.40%
+563.16%
-10.02%
+2,381.40%
Current Ratio
1.68
+15.41%
1.45
+24.96%
1.16
-43.55%
2.06
-18.86%
Cash Ratio
9.02
+7.01%
8.43
-18.53%
10.35
-46.10%
19.20
-20.88%
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow