SBFG
SB Financial Gr (SBFG)
NASDAQ
$21.05+$0.02 (+0.10%)
Price as of Jun 03, 2026 4:10 PM EDT
  • $137.9M
    Market Cap
  • 17.76%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
48.5M
+21.37%
39.9M
+1.65%
39.3M
-37.46%
62.8M
-13.50%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
48.5M
+21.37%
39.9M
+1.65%
39.3M
-37.46%
62.8M
-13.50%
Sales and Marketing Expense
651,000
-20.71%
821,000
+4.99%
782,000
-14.16%
911,000
+16.20%
Research and Development Expense
-3.8M
+24.88%
-3.1M
+15.64%
-2.7M
+5.94%
-2.5M
-2.68%
Depreciation and Amortization Expense
237,000
+259.09%
66,000
-26.67%
90,000
+30.43%
69,000
-2.82%
Total Operating Expenses
47.0M
+9.40%
43.0M
+2.38%
42.0M
-0.83%
42.3M
-5.57%
Operating Profit
17.3M
+24.53%
13.9M
-5.85%
14.7M
-3.91%
15.3M
-32.60%
Interest Income
3.8M
+94.53%
2.0M
+133.06%
847,000
-98.10%
44.6M
+6.36%
Interest Expense
-1.4M
-76.15%
-6.0M
-68.48%
-18.9M
+265.16%
-5.2M
+28.61%
Interest Income and Expense and Net
2.4M
+160.89%
-4.0M
-77.95%
-18.0M
-145.77%
39.4M
+4.00%
Total Nonoperating Income and Expense
48.5M
+21.37%
39.9M
+1.65%
39.3M
+659.63%
5.2M
+28.61%
Income before Taxes
17.3M
+24.53%
13.9M
-5.85%
14.7M
-3.91%
15.3M
-32.60%
Income Taxes
3.3M
+37.51%
2.4M
-9.00%
2.6M
-6.19%
2.8M
-37.13%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
14.0M
+21.83%
11.5M
-5.17%
12.1M
-3.40%
12.5M
-31.49%
Net Income from Continuing Operations Applicable to Common
17.3M
+24.53%
13.9M
-5.85%
14.7M
-3.91%
15.3M
-32.60%
Basic EPS and Net Income
2.19
+27.33%
1.72
-2.82%
1.77
-1.12%
1.79
-30.62%
Diluted EPS and Net Income
2.19
+27.33%
1.72
-1.71%
1.75
-1.13%
1.77
-30.86%
Basic Weighted Average Shares
6.4M
-4.37%
6.7M
-2.47%
6.8M
-3.02%
7.0M
-0.58%
Diluted Weighted Average Shares
6.4M
-4.37%
6.7M
-3.43%
6.9M
-1.78%
7.0M
-1.23%
Balance Sheet
Cash and Cash Equivalents
71.5M
+175.93%
25.9M
+12.90%
23.0M
-17.44%
27.8M
-81.39%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
71.5M
+175.93%
25.9M
+12.90%
23.0M
-17.44%
27.8M
-81.39%
Total Current Assets
10.3M
-18.51%
12.6M
+5.42%
12.0M
-29.17%
16.9M
+36.29%
Accumulated Depreciation
30.2M
+7.85%
28.0M
+8.32%
25.9M
+9.44%
23.6M
+8.06%
Property and Plant and Equipment and Net
21.7M
+6.02%
20.5M
-4.31%
21.4M
-6.36%
22.8M
-1.65%
Total Long-Term Assets
10.3M
-18.51%
12.6M
+5.42%
12.0M
-29.17%
16.9M
+36.29%
Total Assets
1.5B
+12.02%
1.4B
+2.70%
1.3B
+0.57%
1.3B
+0.36%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
258.1M
+0.65%
256.4M
+14.92%
223.1M
+510.46%
36.5M
-2.98%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
30.8M
-1.45%
Total Long-Term Debt
10.3M
0.00%
10.3M
0.00%
10.3M
0.00%
10.3M
0.00%
Total Long-Term Liabilities
1.5M
-93.82%
23.7M
+551.98%
3.6M
-97.56%
149.2M
-15.30%
Total Liabilities
1.4B
+12.15%
1.3B
+2.72%
1.2B
+0.14%
1.2B
+2.64%
Retained Earnings
126.3M
+8.71%
116.2M
+7.10%
108.5M
+6.39%
102.0M
+2.26%
Total Stockholders Equity
141.2M
+10.77%
127.5M
+2.55%
124.3M
+4.99%
118.4M
-18.29%
Total Shares Outstanding
8.5M
-99.90%
8.5B
0.00%
8.5B
+99,900.00%
8.5M
+4.21%
Cash Flow
Cash from Operating Activities
24.0M
+154.35%
9.5M
-32.44%
14.0M
-45.29%
25.6M
+48.17%
Capital Expenditures
2.6M
+111.72%
1.2M
+28.29%
958,000
-49.47%
1.9M
-21.88%
Cash from Investing Activities
-68.1M
+135.20%
-28.9M
+66.46%
-17.4M
-89.50%
-165.7M
+130.14%
Dividends Paid
3.8M
+2.10%
3.8M
+5.19%
3.6M
+4.95%
3.4M
+8.79%
Cash from Financing Activities
89.7M
+299.20%
22.5M
+1,647.90%
-1.5M
-107.88%
18.4M
-71.03%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
35.61%
+2.60%
34.71%
-7.38%
37.47%
+53.65%
24.39%
-22.08%
Return on Assets
0.96%
+13.41%
0.84%
-6.70%
0.90%
-3.84%
0.94%
-33.50%
Return on Equity
10.40%
+14.17%
9.11%
-8.59%
9.96%
+4.79%
9.51%
-25.12%
Revenue Growth
21.37%
+1,193.14%
1.65%
+104.41%
-37.46%
+177.51%
-13.50%
+7,454.45%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
0.55
+38.31%
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
0.90
-81.12%
Debt-to-Equity Ratio
1.90
-9.16%
2.09
+11.43%
1.88
+374.52%
0.40
+19.48%
Debt-to-Assets Ratio
0.17
-10.14%
0.19
+11.22%
0.17
+395.16%
0.04
-2.77%

Earnings & Revenue History

Debt-to-Assets

Cash Flow