SFBC
Sound Finl Banco (SFBC)
NASDAQ
$41.49+$0.16 (+0.40%)
Price as of Jun 03, 2026 4:10 PM EDT
  • $99.3M
    Market Cap
  • -14.59%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
34.9M
+12.66%
31.0M
-8.41%
33.9M
-4.09%
35.3M
+17.96%
Cost of Revenue
-131,000
-39.63%
-217,000
-18.11%
-265,000
+97.76%
-134,000
N/A
Gross Profit
35.1M
+12.30%
31.2M
-8.49%
34.1M
-3.71%
35.4M
+18.41%
Sales and Marketing Expense
6.0M
+1.34%
5.9M
-3.30%
6.1M
+4.87%
5.8M
+0.82%
Research and Development Expense
-5.0M
+18.81%
-4.2M
-3.69%
-4.4M
+30.60%
-3.4M
+2.97%
Depreciation and Amortization Expense
491,000
-20.68%
619,000
-13.67%
717,000
+1.85%
704,000
+4.14%
Total Operating Expenses
30.1M
-0.13%
30.1M
+0.007%
30.1M
+8.47%
27.8M
+9.37%
Operating Profit
8.7M
+53.60%
5.6M
-37.27%
9.0M
-17.25%
10.9M
-4.83%
Interest Income
57.6M
+0.32%
57.4M
+13.37%
50.6M
+27.17%
39.8M
+17.48%
Interest Expense
N/A
N/A
N/A
N/A
-16.8M
+272.42%
-4.5M
+13.81%
Interest Income and Expense and Net
57.6M
+0.32%
57.4M
+69.49%
33.9M
-4.09%
35.3M
+17.96%
Total Nonoperating Income and Expense
34.9M
+12.66%
31.0M
-8.41%
33.9M
-4.09%
35.3M
+17.96%
Income before Taxes
8.7M
+53.60%
5.6M
-37.27%
9.0M
-17.25%
10.9M
-4.83%
Income Taxes
1.5M
+50.50%
1.0M
-35.55%
1.6M
-24.66%
2.1M
-8.80%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
7.2M
+54.27%
4.6M
-37.63%
7.4M
-15.50%
8.8M
-3.84%
Net Income from Continuing Operations Applicable to Common
8.7M
+53.60%
5.6M
-37.27%
9.0M
-17.25%
10.9M
-4.83%
Basic EPS and Net Income
2.79
+54.14%
1.81
-37.15%
2.88
-15.04%
3.39
-3.69%
Diluted EPS and Net Income
2.77
+53.89%
1.80
-37.06%
2.86
-14.63%
3.35
-3.18%
Basic Weighted Average Shares
2.6M
+0.53%
2.5M
-0.76%
2.6M
-0.63%
2.6M
-0.17%
Diluted Weighted Average Shares
2.6M
+0.42%
2.6M
-0.61%
2.6M
-1.21%
2.6M
-0.50%
Balance Sheet
Cash and Cash Equivalents
138.5M
+217.25%
43.6M
-12.17%
49.7M
-14.08%
57.8M
-68.50%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
138.5M
+217.25%
43.6M
-12.17%
49.7M
-14.08%
57.8M
-68.50%
Total Current Assets
6.3M
-10.23%
7.0M
+15.15%
6.1M
+34.58%
4.5M
+26.87%
Accumulated Depreciation
9.8M
-1.09%
9.9M
+5.90%
9.4M
+8.28%
8.7M
+8.83%
Property and Plant and Equipment and Net
4.2M
-9.75%
4.7M
-10.36%
5.2M
-4.95%
5.5M
-5.26%
Total Long-Term Assets
6.3M
-10.23%
7.0M
+15.15%
6.1M
+34.58%
4.5M
+26.87%
Total Assets
1.1B
+9.92%
993.6M
-0.16%
995.2M
+1.93%
976.4M
+6.16%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
N/A
0
N/A
0
-100.00%
43.0M
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
7.8M
-33.66%
11.8M
+0.36%
11.7M
+0.35%
11.7M
+0.36%
Total Long-Term Liabilities
3.6M
-11.16%
4.0M
-16.76%
4.8M
-11.51%
5.4M
-12.72%
Total Liabilities
982.8M
+10.43%
890.0M
-0.51%
894.6M
+1.81%
878.6M
+6.33%
Retained Earnings
81.5M
+6.83%
76.3M
+3.59%
73.6M
+4.00%
70.8M
+8.52%
Total Stockholders Equity
109.4M
+5.53%
103.7M
+2.99%
100.7M
+3.02%
97.7M
+4.66%
Total Shares Outstanding
2.6M
+0.12%
2.6M
+0.61%
2.5M
-1.32%
2.6M
-1.15%
Cash Flow
Cash from Operating Activities
7.2M
+144.24%
2.9M
-57.42%
6.9M
-31.51%
10.1M
-47.29%
Capital Expenditures
170,000
+123.68%
76,000
-82.88%
444,000
+11.56%
398,000
+76.89%
Cash from Investing Activities
-2.5M
-36.65%
-3.9M
-85.01%
-26.3M
-85.81%
-185.6M
+138.10%
Dividends Paid
1.9M
-0.05%
1.9M
+1.83%
1.9M
-5.81%
2.0M
-0.39%
Cash from Financing Activities
90.2M
+1,890.11%
-5.0M
-144.60%
11.3M
-77.31%
49.8M
+2.34%
Financials Ratio
Gross Margin
100.38%
-0.32%
100.70%
-0.08%
100.78%
+0.40%
100.38%
+0.38%
Operating Margin
24.83%
+36.33%
18.21%
-31.50%
26.59%
-13.72%
30.81%
-19.32%
Return on Assets
0.69%
+47.11%
0.47%
-38.17%
0.75%
-18.75%
0.93%
-9.67%
Return on Equity
6.72%
+47.94%
4.54%
-39.45%
7.50%
-18.61%
9.22%
-9.99%
Revenue Growth
12.66%
+250.48%
-8.41%
+105.51%
-4.09%
-122.79%
17.96%
+102.87%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.07
-37.13%
0.11
-2.58%
0.12
-79.20%
0.56
+349.12%
Debt-to-Assets Ratio
0.007
-39.83%
0.01
0.00%
0.01
-78.93%
0.06
+344.44%

Earnings & Revenue History

Debt-to-Assets

Cash Flow