SFST
Southern First (SFST)
NASDAQ
$59.81+$0.09 (+0.15%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $555.5M
    Market Cap
  • 61.53%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
105.0M
+29.21%
81.2M
+4.59%
77.7M
-20.45%
97.6M
+11.27%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
105.0M
+29.21%
81.2M
+4.59%
77.7M
-20.45%
97.6M
+11.27%
Sales and Marketing Expense
1.5M
+8.29%
1.4M
+4.05%
1.4M
+11.60%
1.2M
+39.29%
Research and Development Expense
-8.5M
+10.17%
-7.7M
+9.37%
-7.1M
+15.80%
-6.1M
+25.63%
Depreciation and Amortization Expense
4.3M
-10.46%
4.8M
-0.12%
4.8M
+30.23%
3.7M
+59.47%
Total Operating Expenses
75.5M
+3.01%
73.3M
+6.54%
68.8M
+9.37%
62.9M
+11.52%
Operating Profit
39.6M
+98.90%
19.9M
+14.26%
17.4M
-54.28%
38.1M
-37.32%
Interest Income
211.5M
+5.10%
201.2M
+13.30%
177.6M
+50.94%
117.7M
+26.29%
Interest Expense
-1.8M
-16.15%
-2.1M
-97.85%
-99.9M
+398.70%
-20.0M
+268.74%
Interest Income and Expense and Net
209.7M
+5.33%
199.1M
+156.35%
77.7M
-20.45%
97.6M
+11.27%
Total Nonoperating Income and Expense
105.0M
+29.21%
81.2M
+4.59%
77.7M
-20.45%
97.6M
+11.27%
Income before Taxes
39.6M
+98.90%
19.9M
+14.26%
17.4M
-54.28%
38.1M
-37.32%
Income Taxes
9.2M
+110.84%
4.4M
+9.52%
4.0M
-55.53%
9.0M
-36.15%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
34.4M
+121.40%
15.5M
+15.67%
13.4M
-53.89%
29.1M
-37.67%
Net Income from Continuing Operations Applicable to Common
39.6M
+98.90%
19.9M
+14.26%
17.4M
-54.28%
38.1M
-37.32%
Basic EPS and Net Income
3.75
+95.31%
1.92
+14.97%
1.67
-54.37%
3.66
-38.59%
Diluted EPS and Net Income
3.72
+94.76%
1.91
+15.06%
1.66
-54.02%
3.61
-38.29%
Basic Weighted Average Shares
8.1M
+0.13%
8.1M
+0.42%
8.0M
+1.11%
8.0M
+1.46%
Diluted Weighted Average Shares
8.2M
+0.53%
8.1M
+0.48%
8.1M
+0.08%
8.1M
+1.04%
Balance Sheet
Cash and Cash Equivalents
269.6M
+65.53%
162.9M
+4.29%
156.2M
-8.61%
170.9M
+2.19%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
269.6M
+65.53%
162.9M
+4.29%
156.2M
-8.61%
170.9M
+2.19%
Total Current Assets
18.8M
-7.86%
20.4M
+20.95%
16.8M
+8.91%
15.5M
+48.47%
Accumulated Depreciation
30.9M
+16.22%
26.5M
+21.18%
21.9M
+27.23%
17.2M
+8.42%
Property and Plant and Equipment and Net
83.5M
-6.00%
88.8M
-5.84%
94.3M
-4.92%
99.2M
+7.38%
Total Long-Term Assets
18.8M
-7.86%
20.4M
+20.95%
16.8M
+8.91%
15.5M
+48.47%
Total Assets
4.4B
+7.73%
4.1B
+0.78%
4.1B
+9.85%
3.7B
+26.20%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
21.7M
-6.47%
23.2M
-5.69%
24.6M
-12.14%
28.0M
+10,118.98%
Total Long-Term Debt
24.9M
0.00%
24.9M
-31.44%
36.3M
+0.30%
36.2M
+0.30%
Total Long-Term Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Liabilities
4.0B
+7.39%
3.8B
+0.37%
3.7B
+10.18%
3.4B
+28.32%
Retained Earnings
251.4M
+13.74%
221.1M
+7.56%
205.5M
+6.99%
192.1M
+15.90%
Total Stockholders Equity
N/A
N/A
330.4M
+5.75%
312.5M
+6.10%
294.5M
+5.98%
Total Shares Outstanding
8.2M
+0.59%
8.2M
+0.95%
8.1M
+0.96%
8.0M
+1.08%
Cash Flow
Cash from Operating Activities
30.5M
+19.17%
25.6M
+44.78%
17.7M
-64.91%
50.3M
-35.56%
Capital Expenditures
581,000
-25.99%
785,000
-36.80%
1.2M
-91.10%
13.9M
-47.38%
Cash from Investing Activities
N/A
N/A
-28.9M
-92.38%
-378.6M
-52.24%
-792.6M
+93.02%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
282.6M
+2,727.36%
10.0M
-97.11%
346.2M
-53.59%
745.9M
+86.92%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
37.74%
+53.93%
24.52%
+9.24%
22.44%
-42.52%
39.04%
-43.67%
Return on Assets
0.81%
+112.35%
0.38%
+10.04%
0.35%
-60.61%
0.88%
-49.06%
Return on Equity
N/A
N/A
4.83%
+9.21%
4.42%
-56.51%
10.17%
-44.88%
Revenue Growth
29.22%
+535.84%
4.59%
+122.46%
-20.45%
-281.46%
11.27%
+13.56%
Current Ratio
0.86
-1.49%
0.88
+28.26%
0.68
+23.96%
0.55
-98.55%
Cash Ratio
12.42
+76.97%
7.02
+10.58%
6.35
+4.03%
6.10
-99.00%
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow