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SMARTFINANCIAL (SMBK)
NYSE
$40.70-$0.95 (-2.27%)
Price as of Jun 03, 2026 4:10 PM EDT- $713.0MMarket Cap
- 30.66%1-Year Change
- Banks - RegionalIndustry
SMARTFINANCIAL (SMBK)
$40.70-$0.95 (-2.27%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 166.1M +20.93% | 137.3M +5.59% | 130.1M -5.40% | 137.5M +21.26% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 166.1M +20.93% | 137.3M +5.59% | 130.1M -5.40% | 137.5M +21.26% | |
Sales and Marketing Expense | 1.6M +22.56% | 1.3M -1.56% | 1.3M +3.79% | 1.3M +55.78% | |
Research and Development Expense | -10.3M +3.89% | -9.9M +7.53% | -9.2M +26.80% | -7.3M +14.44% | |
Depreciation and Amortization Expense | 7.6M -15.57% | 9.0M -17.33% | 10.9M +8.34% | 10.0M +48.81% | |
Total Operating Expenses | 131.2M +8.53% | 120.9M +6.84% | 113.2M +6.45% | 106.3M +16.30% | |
Operating Profit | 61.5M +35.29% | 45.5M +25.49% | 36.2M -34.02% | 54.9M +23.89% | |
Interest Income | 286.0M +13.88% | 251.1M +15.17% | 218.0M +37.28% | 158.8M +26.83% | |
Interest Expense | N/A N/A | N/A N/A | -88.0M +312.33% | -21.3M +80.21% | |
Interest Income and Expense and Net | 286.0M +13.88% | 251.1M +93.05% | 130.1M -5.40% | 137.5M +21.26% | |
Total Nonoperating Income and Expense | 166.1M +20.93% | 137.3M +5.59% | 130.1M -5.40% | 137.5M +21.26% | |
Income before Taxes | 61.5M +35.29% | 45.5M +25.49% | 36.2M -34.02% | 54.9M +23.89% | |
Income Taxes | 11.2M +19.70% | 9.3M +22.08% | 7.6M -35.78% | 11.9M +24.74% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 50.3M +39.31% | 36.1M +26.40% | 28.6M -33.54% | 43.0M +23.66% | |
Net Income from Continuing Operations Applicable to Common | 61.5M +70.17% | 36.1M +26.40% | 28.6M -33.54% | 43.0M +23.66% | |
Basic EPS and Net Income | 3.00 +38.89% | 2.16 +27.06% | 1.70 -33.85% | 2.57 +15.25% | |
Diluted EPS and Net Income | 2.98 +39.25% | 2.14 +26.63% | 1.69 -33.73% | 2.55 +14.86% | |
Basic Weighted Average Shares | 16.8M +0.06% | 16.8M -0.21% | 16.8M +0.39% | 16.7M +7.50% | |
Diluted Weighted Average Shares | 16.9M +0.12% | 16.9M -0.21% | 16.9M +0.24% | 16.9M +7.47% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 464.4M +19.83% | 387.6M +10.02% | 352.3M +32.22% | 266.4M -74.51% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 464.4M +19.83% | 387.6M +10.02% | 352.3M +32.22% | 266.4M -74.51% | |
Total Current Assets | 81.2M +4.35% | 77.8M +2.44% | 75.9M +10.90% | 68.5M +79.10% | |
Accumulated Depreciation | 35.5M +14.92% | 30.9M +16.17% | 26.6M +7.30% | 24.8M +19.78% | |
Property and Plant and Equipment and Net | 88.4M -2.97% | 91.1M -2.01% | 93.0M +0.49% | 92.5M +7.62% | |
Total Long-Term Assets | 81.2M +4.35% | 77.8M +2.44% | 75.9M +10.90% | 68.5M +79.10% | |
Total Assets | 5.9B +11.09% | 5.3B +9.25% | 4.8B +4.14% | 4.6B +0.56% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 0 -100.00% | 4.0M -50.00% | 8.0M -36.00% | 12.5M +66.67% | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 101.7M +112.62% | 47.8M -13.34% | 55.2M -34.22% | 83.9M -35.24% | |
Total Long-Term Liabilities | 25.3M -1.52% | 25.7M +2.23% | 25.1M +11.27% | 22.6M +52.75% | |
Total Liabilities | 5.3B +10.95% | 4.8B +9.50% | 4.4B +3.91% | 4.2B +0.55% | |
Retained Earnings | 248.7M +22.03% | 203.8M +17.75% | 173.1M +10.58% | 156.5M +32.39% | |
Total Stockholders Equity | 552.4M +12.42% | 491.3M +6.84% | 459.9M +6.34% | 432.5M +0.70% | |
Total Shares Outstanding | 17.0M +0.61% | 16.9M -0.37% | 17.0M +0.52% | 16.9M +0.58% | |
Cash Flow | |||||
Cash from Operating Activities | 61.7M +17.12% | 52.7M +32.69% | 39.7M -30.07% | 56.8M +22.98% | |
Capital Expenditures | 2.4M -62.70% | 6.4M +2.15% | 6.3M -49.79% | 12.5M +425.33% | |
Cash from Investing Activities | -499.0M +18.76% | -420.2M +210.72% | -135.2M -83.92% | -840.8M +217.30% | |
Dividends Paid | 5.5M +0.55% | 5.4M -0.09% | 5.4M +14.88% | 4.7M +26.72% | |
Cash from Financing Activities | 514.2M +27.64% | 402.8M +122.10% | 181.4M +3,276.23% | 5.4M -99.31% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 37.03% +11.87% | 33.10% +18.85% | 27.85% -30.26% | 39.93% +2.17% | |
Return on Assets | 0.90% +26.41% | 0.72% +18.41% | 0.60% -35.06% | 0.93% +5.85% | |
Return on Equity | 9.65% +26.96% | 7.60% +18.57% | 6.41% -35.81% | 9.98% +12.86% | |
Revenue Growth | 20.93% +274.58% | 5.59% +203.55% | -5.40% -125.39% | 21.26% +71.17% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 0.18 +74.50% | 0.11 -23.22% | 0.14 -38.36% | 0.22 -30.15% | |
Debt-to-Assets Ratio | 0.02 +76.53% | 0.010 -25.19% | 0.01 -37.02% | 0.02 -29.97% | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow