TRST
TRUSTCO BANK (TRST)
NASDAQ
$53.57$0.00 (0.00%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $922.9M
    Market Cap
  • 72.27%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
169.0M
+11.21%
151.9M
-11.58%
171.8M
-4.60%
180.1M
+12.30%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
169.0M
+11.21%
151.9M
-11.58%
171.8M
-4.60%
180.1M
+12.30%
Sales and Marketing Expense
1.6M
-12.15%
1.8M
-3.99%
1.9M
-8.21%
2.0M
+3.59%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
4.8M
+6.06%
4.5M
+10.35%
4.1M
+0.32%
4.1M
-2.80%
Total Operating Expenses
105.5M
-0.21%
105.7M
-5.00%
111.3M
+10.94%
100.3M
-1.32%
Operating Profit
80.8M
+26.18%
64.0M
-17.48%
77.6M
-21.93%
99.4M
+21.04%
Interest Income
259.4M
+6.62%
243.3M
+7.56%
226.2M
+21.22%
186.6M
+11.08%
Interest Expense
N/A
N/A
N/A
N/A
-54.4M
+740.59%
-6.5M
-14.62%
Interest Income and Expense and Net
259.4M
+6.62%
243.3M
+41.59%
171.8M
-4.60%
180.1M
+12.30%
Total Nonoperating Income and Expense
169.0M
+11.21%
151.9M
-11.58%
171.8M
-4.60%
180.1M
+12.30%
Income before Taxes
80.8M
+26.18%
64.0M
-17.48%
77.6M
-21.93%
99.4M
+21.04%
Income Taxes
19.7M
+29.34%
15.2M
-19.79%
19.0M
-21.57%
24.2M
+17.31%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
61.1M
+25.20%
48.8M
-16.73%
58.6M
-22.05%
75.2M
+22.29%
Net Income from Continuing Operations Applicable to Common
80.8M
+26.18%
64.0M
-17.48%
77.6M
-21.93%
99.4M
+61.60%
Basic EPS and Net Income
3.26
+26.85%
2.57
-16.56%
3.08
-21.63%
3.93
+23.04%
Diluted EPS and Net Income
3.25
+26.46%
2.57
-16.56%
3.08
-21.63%
3.93
+23.04%
Basic Weighted Average Shares
18.8M
-1.40%
19.0M
-0.03%
19.0M
-0.56%
19.1M
-0.66%
Diluted Weighted Average Shares
18.8M
-1.30%
19.0M
+0.06%
19.0M
-0.56%
19.1M
-0.67%
Balance Sheet
Cash and Cash Equivalents
730.4M
+13.81%
641.8M
+11.04%
578.0M
-11.16%
650.6M
-46.65%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
730.4M
+13.81%
641.8M
+11.04%
578.0M
-11.16%
650.6M
-46.65%
Total Current Assets
114.3M
+5.21%
108.7M
+12.73%
96.4M
+7.12%
90.0M
+15.06%
Accumulated Depreciation
99.0M
-7.01%
106.5M
+2.28%
104.1M
+2.76%
101.3M
+3.56%
Property and Plant and Equipment and Net
40.7M
+20.50%
33.8M
-0.66%
34.0M
+4.46%
32.6M
-1.43%
Total Long-Term Assets
114.3M
+5.21%
108.7M
+12.73%
96.4M
+7.12%
90.0M
+15.06%
Total Assets
6.4B
+3.24%
6.2B
+1.14%
6.2B
+2.80%
6.0B
-3.17%
Income Taxes Payable
N/A
N/A
0
-100.00%
179,000
+114.92%
-1.2M
N/A
Total Short-Term Debt
120.1M
+41.60%
84.8M
-4.73%
89.0M
-27.47%
122.7M
-49.85%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
36.4M
-9.38%
40.2M
-9.70%
44.5M
-9.21%
49.0M
-7.09%
Total Liabilities
5.8B
+3.45%
5.6B
+0.72%
5.5B
+2.27%
5.4B
-3.49%
Retained Earnings
480.0M
+7.50%
446.5M
+5.04%
425.1M
+7.93%
393.8M
+12.83%
Total Stockholders Equity
686.6M
+1.51%
676.3M
+4.81%
645.3M
+7.55%
600.0M
-0.19%
Total Shares Outstanding
18.0M
-5.21%
19.0M
-0.02%
19.0M
0.00%
19.0M
-1.02%
Cash Flow
Cash from Operating Activities
57.6M
-3.09%
59.4M
-7.31%
64.1M
-18.44%
78.6M
+42.01%
Capital Expenditures
11.9M
+142.94%
4.9M
-13.80%
5.7M
+49.70%
3.8M
+33.27%
Cash from Investing Activities
-104.7M
+2,691.28%
-3.8M
-98.39%
-233.6M
-43.93%
-416.6M
+137.72%
Dividends Paid
27.6M
+0.77%
27.4M
+0.08%
27.4M
+1.47%
27.0M
+2.71%
Cash from Financing Activities
135.7M
+1,571.82%
8.1M
-91.62%
96.9M
+141.96%
-230.9M
-199.40%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
47.83%
+13.46%
42.15%
-6.67%
45.16%
-18.17%
55.19%
+7.79%
Return on Assets
0.96%
+22.50%
0.79%
-18.33%
0.96%
-21.87%
1.23%
+21.31%
Return on Equity
8.97%
+21.40%
7.39%
-21.54%
9.42%
-24.81%
12.53%
+19.05%
Revenue Growth
11.21%
+196.78%
-11.58%
+151.70%
-4.60%
-137.42%
12.30%
+176.61%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow