Gen Z Drives Canada’s Credit Growth as Delinquencies Begin to Stabilize

TransUnion's Q1 2026 Credit Industry Insights Report shows Gen Z is the fastest-growing credit segment in Canada with 460,000 new participants (7.8% YoY growth) and 9% higher non-mortgage debt balances. While Gen Z maintains higher delinquency rates than other generations, credit performance improved YoY across all delinquency levels. Overall Canadian consumer delinquencies are stabilizing above pre-2023 levels, with mortgage balances growing 3.85% YoY to $1.91 trillion, though balance-level delinquency is rising faster than account-level delinquency, indicating higher-balance loans are disproportionately affected.

06/23/2026, 6:00 AM • GlobeNewswire

Identity Verification Market to Reach USD 62.11 Billion by 2035, Driven by Rising Fraud Risks, AI-Based Authentication, and Global KYC Compliance Demand | Report by SNS Insider

The global identity verification market is projected to grow from USD 14.93 billion in 2025 to USD 62.11 billion by 2035 at a 15.4% CAGR, driven by rising identity fraud costs, regulatory compliance mandates, and adoption of AI-powered biometric solutions. The U.S. market is expected to grow from $4.92 billion to $20.44 billion, while Europe is projected to reach $16.18 billion by 2035. Cloud-based solutions dominate with 64% market share, while biometric verification leads with 58% revenue share. BFSI sector remains the largest vertical, with retail and e-commerce showing the fastest growth.

06/11/2026, 4:41 AM • GlobeNewswire

Upstart's Auto Loan Push Is the 1 Story That Could Change the AI Lending Thesis

Upstart Holdings is expanding beyond its core unsecured personal loan business into auto loans and mortgages, with Q1 auto loan originations quadrupling year-over-year to $263 million and mortgage originations reaching $143 million. While these segments remain small compared to the $3 billion in personal loans, they represent significant growth opportunities given the massive size of the auto loan ($1.7 trillion) and mortgage ($18.8 trillion) markets. The company has originated only 12,202 car loans and 2,300 home loans versus 410,854 personal loans, indicating substantial room for market penetration.

05/28/2026, 2:11 PM • The Motley Fool

New TransUnion Study Challenges Credit Myths About Canadian Gig Workers

A TransUnion study reveals that Canadian gig workers, representing 11% of the workforce, demonstrate credit profiles broadly aligned with the general population, with 68% in prime or above credit tiers. However, nearly half of gig workers face application challenges due to complex processes and income documentation barriers, despite showing strong demand for credit products. The findings suggest lenders have an opportunity to better assess gig income and improve credit inclusion for this growing segment.

05/26/2026, 6:00 AM • GlobeNewswire

Une nouvelle étude réalisée par TransUnion remet en question les mythes sur le crédit concernant les travailleurs à la demande canadiens

A TransUnion study reveals that Canadian gig workers, representing 11% of the workforce, demonstrate responsible credit behavior comparable to the general population, with 68% in preferred credit risk levels. However, nearly half face difficulties when applying for credit due to complex processes and income documentation challenges. The research highlights that gig work is becoming a permanent income component for 71% of workers, presenting opportunities for lenders to better evaluate non-traditional income sources.

05/26/2026, 6:00 AM • GlobeNewswire

TransUnion Declares First Quarter 2026 Dividend of $0.125 per Share

TransUnion announced a cash dividend of $0.125 per share for Q1 2026, payable on June 11, 2026, to shareholders of record as of May 27, 2026.

05/13/2026, 6:50 AM • Benzinga

Digital Fraud Attempts from Canada Surpass Global Average as Canadians Who Said They Lost Money to Digital Fraud in the Last Year Report Losing a Median of CAD $1,301

TransUnion reports that Canada's suspected digital fraud rate reached 4.4% in 2025, exceeding the global average of 3.8%. Canadian consumers who lost money to digital fraud reported a median loss of CAD $1,301, with stolen credit card fraud being the most common cause at 26%. Online communities and video gaming sectors experienced the sharpest rise in fraud activity in Canada, with 63% and 53% year-over-year increases respectively.

05/13/2026, 6:00 AM • GlobeNewswire

Les tentatives de fraude numérique au Canada dépassent la moyenne mondiale : les Canadiens qui déclarent avoir perdu de l’argent en raison d’une fraude numérique au cours de la dernière année indiquent avoir perdu en moyenne 1 301 $ CA

TransUnion's analysis reveals that Canada's digital fraud rate reached 4.4% in 2025, exceeding the global average of 3.8%. Canadian consumers reported losing a median of CAD $1,301 to digital fraud, with stolen credit cards being the most common cause. Online communities and video games saw the highest fraud attempt rates in Canada at 11.9% and 11.7% respectively, with significant year-over-year increases.

05/13/2026, 6:00 AM • GlobeNewswire

TransUnion Applauds FHFA, HUD for Advancing VantageScore in Mortgage Lending

TransUnion celebrates the Federal Housing Finance Agency and Department of Housing and Urban Development's decision to include VantageScore 4.0 in the U.S. mortgage market. The company has announced industry-leading pricing at 99 cents, multi-year pricing commitments, and a free credit score simulator to support affordable homeownership and reduce costs across the mortgage lifecycle.

04/22/2026, 5:26 PM • GlobeNewswire

Is Upstart Stock a Millionaire Maker?

Upstart, an AI-powered credit scoring alternative to traditional bureaus, has shown impressive growth with 64% revenue increase to $1 billion in 2024 and returned to profitability. However, the article argues it likely won't be a millionaire-maker stock due to low competitive barriers. Major competitors like Equifax, Experian, and TransUnion are rapidly developing their own AI credit scoring platforms, which will eventually erode Upstart's advantage despite its current head start since 2012.

04/03/2026, 12:30 PM • The Motley Fool

TransUnion Completes Acquisition of the Mobile Division of RealNetworks

TransUnion has completed its acquisition of RealNetworks' mobile division, enhancing its communications solutions with advanced telecom technology powered by artificial intelligence. The acquisition aims to strengthen TransUnion's voice, messaging, and analytics capabilities for secure customer engagement. The transaction was funded with existing cash and is not expected to materially impact leverage or 2026 operating results.

04/01/2026, 4:05 PM • Benzinga

TransUnion Completes Acquisition of Majority Ownership of the Consumer Credit Business of Buró de Crédito

TransUnion has completed its acquisition of an additional 68% stake in Trans Union de México, bringing its total ownership to approximately 94%. The transaction, valued at approximately $662 million, positions TransUnion as the largest credit bureau operation in Spanish-speaking Latin America. The company plans to invest in the business, introduce innovative solutions, and leverage its global portfolio to expand credit risk, fraud solutions, and other services in the Mexican market.

03/02/2026, 4:08 PM • Benzinga

TransUnion Announces Definitive Agreement to Acquire Mobile Division of RealNetworks to Enhance Voice and Messaging Solutions

TransUnion has signed a definitive agreement to acquire RealNetworks' mobile division to enhance its fraud prevention and trusted communications capabilities. The acquisition will integrate RealNetworks' AI-powered voice and messaging technologies, expected to close in the first half of 2026 and be funded with existing cash without material impact on TransUnion's leverage or 2026 results.

02/02/2026, 7:07 AM • Benzinga

TransUnion and FrontLobby to Launch Rental Payment Reporting on Credit Files

TransUnion and FrontLobby have partnered to integrate rental payment data into TransUnion's credit reporting system. This collaboration allows renters to build credit history through on-time rent payments, which will be reported as a separate category from traditional debt. FrontLobby serves over 60,000 housing providers managing more than one million rental units in Canada and has reported up to 92% reduction in delinquencies.

01/28/2026, 6:00 AM • GlobeNewswire

Here Are My Top 3 Fintech Stocks to Buy Now

The article recommends three fintech stocks: SoFi Technologies, built as an online-only bank with growing customer base; PayPal, which maintains strong market share despite investor pessimism and is on track for record revenue; and Upstart, an AI-powered credit scoring platform processing more loans with improved conversion rates.

01/15/2026, 6:30 AM • The Motley Fool