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United Bancorp (UBCP)
NASDAQ
$15.90-$0.15 (-0.93%)
Price as of Jun 03, 2026 4:10 PM EDT- $92.4MMarket Cap
- 26.04%1-Year Change
- Banks - RegionalIndustry
United Bancorp (UBCP)
$15.90-$0.15 (-0.93%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 26.5M +6.69% | 24.8M -4.01% | 25.8M +5.93% | 24.4M +10.29% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 26.5M +6.69% | 24.8M -4.01% | 25.8M +5.93% | 24.4M +10.29% | |
Sales and Marketing Expense | 529,000 +24.47% | 425,000 +17.73% | 361,000 +4.34% | 346,000 -8.95% | |
Research and Development Expense | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Depreciation and Amortization Expense | 1.2M +13.62% | 1.1M +8.22% | 997,000 -1.58% | 1.0M -11.37% | |
Total Operating Expenses | 24.1M +11.41% | 21.7M +3.90% | 20.9M +4.84% | 19.9M +8.14% | |
Operating Profit | 7.7M +5.10% | 7.3M -23.14% | 9.5M -0.47% | 9.5M -10.72% | |
Interest Income | 41.5M +4.98% | 39.5M +7.25% | 36.8M +33.22% | 27.7M +11.95% | |
Interest Expense | N/A N/A | N/A N/A | -11.0M +236.51% | -3.3M +26.08% | |
Interest Income and Expense and Net | 41.5M +4.98% | 39.5M +52.97% | 25.8M +5.93% | 24.4M +10.29% | |
Total Nonoperating Income and Expense | 26.5M +6.69% | 24.8M -4.01% | 25.8M +5.93% | 24.4M +10.29% | |
Income before Taxes | 7.7M +5.10% | 7.3M -23.14% | 9.5M -0.47% | 9.5M -10.72% | |
Income Taxes | -86,000 -19.63% | -107,000 -119.78% | 541,000 -38.45% | 879,000 -28.54% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 7.8M +4.74% | 7.4M -17.30% | 8.9M +3.38% | 8.7M -8.40% | |
Net Income from Continuing Operations Applicable to Common | 7.7M +5.10% | 7.3M -23.14% | 9.5M -0.47% | 9.5M -10.72% | |
Basic EPS and Net Income | 1.34 +5.51% | 1.27 -19.11% | 1.57 +4.67% | 1.50 -7.41% | |
Diluted EPS and Net Income | 1.34 +5.51% | 1.27 -19.11% | 1.57 +4.67% | 1.50 -7.41% | |
Basic Weighted Average Shares | 5.5M -0.86% | 5.5M +0.90% | 5.5M +0.13% | 5.5M +0.11% | |
Diluted Weighted Average Shares | 5.5M -0.86% | 5.5M +0.90% | 5.5M +0.13% | 5.5M +0.11% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 46.5M +137.29% | 19.6M -51.91% | 40.8M +35.54% | 30.1M -63.76% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 46.5M +137.29% | 19.6M -51.91% | 40.8M +35.54% | 30.1M -63.76% | |
Total Current Assets | 9.8M +3.03% | 9.5M +28.50% | 7.4M +8.77% | 6.8M +31.32% | |
Accumulated Depreciation | 28.1M +4.38% | 27.0M +4.17% | 25.9M -1.85% | 26.4M +7.90% | |
Property and Plant and Equipment and Net | 34.1M +44.48% | 23.6M +57.49% | 15.0M +23.39% | 12.1M -4.81% | |
Total Long-Term Assets | 9.8M +3.03% | 9.5M +28.50% | 7.4M +8.77% | 6.8M +31.32% | |
Total Assets | 857.4M +4.99% | 816.7M -0.34% | 819.4M +8.19% | 757.4M +4.55% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | 1.7M 0.00% | |
Total Short-Term Debt | 29.2M 0.00% | 29.2M +21,370.59% | 136,000 0.00% | 136,000 +7.09% | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 23.9M +0.26% | 23.8M +0.25% | 23.8M +0.26% | 23.7M +0.26% | |
Total Long-Term Liabilities | N/A N/A | N/A N/A | N/A N/A | 3.4M 0.00% | |
Total Liabilities | 786.9M +4.48% | 753.2M -0.35% | 755.9M +8.34% | 697.7M +6.88% | |
Retained Earnings | 48.6M +4.90% | 46.3M +5.20% | 44.0M +4.94% | 41.9M +10.83% | |
Total Stockholders Equity | 70.5M +11.12% | 63.5M -0.21% | 63.6M +6.45% | 59.7M -16.69% | |
Total Shares Outstanding | 5.8M -0.63% | 5.8M +1.59% | 5.7M -0.65% | 5.7M -0.89% | |
Cash Flow | |||||
Cash from Operating Activities | 10.5M +23.77% | 8.4M -10.73% | 9.5M +11.58% | 8.5M +3.53% | |
Capital Expenditures | 11.8M +21.49% | 9.7M +796.85% | 1.1M +111.55% | 511,000 -34.23% | |
Cash from Investing Activities | -4.5M -76.80% | -19.5M -59.84% | -48.5M -53.06% | -103.3M +8,440.61% | |
Dividends Paid | 5.5M +7.26% | 5.1M +6.77% | 4.8M +5.04% | 4.6M +11.17% | |
Cash from Financing Activities | 21.0M +306.79% | -10.1M -120.41% | 49.7M +18.74% | 41.9M +71.37% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 28.98% -1.49% | 29.42% -19.93% | 36.74% -6.05% | 39.10% N/A | |
Return on Assets | 0.93% +2.37% | 0.90% -20.30% | 1.14% -2.84% | 1.17% N/A | |
Return on Equity | 11.57% -0.67% | 11.65% -19.72% | 14.51% +10.18% | 13.17% N/A | |
Revenue Growth | 6.69% +267.08% | -4.01% -167.52% | 5.93% -42.36% | 10.29% N/A | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 0.75 -9.90% | 0.84 +122.22% | 0.38 -5.83% | 0.40 N/A | |
Debt-to-Assets Ratio | 0.06 -4.77% | 0.07 +122.60% | 0.03 -7.30% | 0.03 N/A | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow