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United Bankshare (UBSI)
NASDAQ
$45.29+$0.33 (+0.75%)
Price as of Jun 23, 2026 5:57 PM EDT- $6.2BMarket Cap
- 30.01%1-Year Change
- Banks - RegionalIndustry
United Bankshare (UBSI)
$45.29+$0.33 (+0.75%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 1.1B +20.97% | 911.1M -0.96% | 919.9M +2.62% | 896.4M +20.69% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 1.1B +20.97% | 911.1M -0.96% | 919.9M +2.62% | 896.4M +20.69% | |
Sales and Marketing Expense | 9.0M +8.00% | 8.3M -10.65% | 9.3M +14.34% | 8.2M +41.15% | |
Research and Development Expense | -32.6M +10.04% | -29.6M +0.85% | -29.4M -2.01% | -30.0M -4.61% | |
Depreciation and Amortization Expense | 9.4M +157.30% | 3.6M -28.87% | 5.1M -7.25% | 5.5M -6.64% | |
Total Operating Expenses | 600.1M +10.10% | 545.0M -2.71% | 560.2M +0.93% | 555.1M -4.61% | |
Operating Profit | 583.4M +25.58% | 464.6M +0.17% | 463.8M -2.52% | 475.8M +2.79% | |
Interest Income | 1.7B +12.23% | 1.5B +7.19% | 1.4B +39.85% | 1.0B +26.02% | |
Interest Expense | N/A N/A | N/A N/A | -481.4M +356.04% | -105.6M +101.51% | |
Interest Income and Expense and Net | 1.7B +12.23% | 1.5B +63.29% | 919.9M +2.62% | 896.4M +20.69% | |
Total Nonoperating Income and Expense | 1.1B +20.97% | 911.1M -0.96% | 919.9M +2.62% | 896.4M +20.69% | |
Income before Taxes | 583.4M +25.58% | 464.6M +0.17% | 463.8M -2.52% | 475.8M +2.79% | |
Income Taxes | 118.8M +29.72% | 91.6M -6.06% | 97.5M +1.39% | 96.2M +1.09% | |
Extraordinary Items | N/A N/A | N/A N/A | 0 N/A | 0 N/A | |
Net Income | 464.6M +24.56% | 373.0M +1.82% | 366.3M -3.51% | 379.6M +3.23% | |
Net Income from Continuing Operations Applicable to Common | 583.4M +25.58% | 464.6M +0.17% | 463.8M -2.52% | 475.8M +2.79% | |
Basic EPS and Net Income | 3.28 +18.84% | 2.76 +1.47% | 2.72 -3.20% | 2.81 -1.06% | |
Diluted EPS and Net Income | 3.27 +18.91% | 2.75 +1.48% | 2.71 -3.21% | 2.80 -1.06% | |
Basic Weighted Average Shares | 141.5M +4.85% | 134.9M +0.33% | 134.5M -0.20% | 134.8M +4.25% | |
Diluted Weighted Average Shares | 141.8M +4.88% | 135.2M +0.35% | 134.8M -0.27% | 135.1M +4.33% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 2.5B +10.91% | 2.3B +43.36% | 1.6B +35.89% | 1.2B -68.69% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 2.5B +10.91% | 2.3B +43.36% | 1.6B +35.89% | 1.2B -68.69% | |
Total Current Assets | 301.4M +11.78% | 269.6M -2.45% | 276.4M -9.23% | 304.5M -57.08% | |
Accumulated Depreciation | 264.5M +12.01% | 236.1M -0.82% | 238.1M +5.87% | 224.9M +11.61% | |
Property and Plant and Equipment and Net | 208.8M +12.20% | 186.1M -2.30% | 190.5M -4.34% | 199.2M +0.98% | |
Total Long-Term Assets | 301.4M +11.78% | 269.6M -2.45% | 276.4M -9.23% | 304.5M -57.08% | |
Total Assets | 33.7B +12.11% | 30.0B +0.32% | 29.9B +1.48% | 29.5B +0.55% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 0 -100.00% | 176.1M -10.20% | 196.1M +22.03% | 160.7M +24.72% | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 281.8M +0.57% | 280.2M +0.58% | 278.6M -2.88% | 286.9M +0.59% | |
Total Long-Term Liabilities | 95.4M +9.94% | 86.8M -6.58% | 92.9M +22.62% | 75.7M -12.63% | |
Total Liabilities | 28.2B +12.52% | 25.0B -0.50% | 25.2B +0.73% | 25.0B +1.47% | |
Retained Earnings | 2.2B +13.17% | 1.9B +9.86% | 1.7B +10.80% | 1.6B +13.28% | |
Total Stockholders Equity | 5.5B +10.07% | 5.0B +4.65% | 4.8B +5.65% | 4.5B -4.29% | |
Total Shares Outstanding | 150.9M +5.72% | 142.7M +0.31% | 142.3M +0.17% | 142.0M +0.46% | |
Cash Flow | |||||
Cash from Operating Activities | 498.9M +12.00% | 445.5M +2.35% | 435.2M -42.79% | 760.8M +24.82% | |
Capital Expenditures | 17.7M +46.06% | 12.1M +3.77% | 11.7M -30.69% | 16.9M +9.64% | |
Cash from Investing Activities | -899.3M -257.36% | 571.5M +1,365.57% | 39.0M +101.13% | -3.4B -22,124.12% | |
Dividends Paid | 209.0M +4.12% | 200.7M +3.08% | 194.7M +0.87% | 193.0M +6.49% | |
Cash from Financing Activities | 650.4M +300.97% | -323.6M +523.10% | -51.9M -149.32% | 105.3M -88.60% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 52.93% +3.80% | 50.99% +1.14% | 50.42% -5.01% | 53.08% -14.83% | |
Return on Assets | 1.46% +17.25% | 1.24% +0.92% | 1.23% -4.48% | 1.29% -2.57% | |
Return on Equity | 8.86% +15.95% | 7.64% -3.15% | 7.89% -4.05% | 8.22% +0.79% | |
Revenue Growth | 20.97% +2,278.76% | -0.96% -136.73% | 2.62% -87.34% | 20.69% +169.52% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 0.05 -43.87% | 0.09 -8.14% | 0.10 +0.40% | 0.10 +13.00% | |
Debt-to-Assets Ratio | 0.008 -44.74% | 0.02 -4.40% | 0.02 +4.61% | 0.02 +7.80% | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow