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World Acceptance (WRLD)

NASDAQ

$184.72+$2.99 (+1.64%)

Price as of Jun 23, 2026 4:10 PM EDT

$843.3M
Market Cap
16.25%
1-Year Change
Credit Services
Industry

Annual

Quarterly

	03/31/2026	03/31/2025	03/31/2024	03/31/2023
Income Statement
Total Operating Revenue	585.2M +3.60%	564.8M -1.46%	573.2M -7.03%	616.5M +5.87%
Cost of Revenue	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Gross Profit	585.2M +3.60%	564.8M -1.46%	573.2M -7.03%	616.5M +5.87%
Sales and Marketing Expense	10.6M +3.54%	10.2M +2.95%	9.9M +62.93%	6.1M -66.68%
Research and Development Expense	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Depreciation and Amortization Expense	3.2M -16.39%	3.8M -9.72%	4.2M -5.52%	4.5M -10.85%
Total Operating Expenses	539.9M +19.23%	452.9M -4.42%	473.8M -19.61%	589.4M +14.05%
Operating Profit	45.2M -59.60%	112.0M +12.65%	99.4M +266.20%	27.1M -58.61%
Interest Income	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Interest Expense	-49.4M +15.76%	-42.7M -11.45%	-48.2M -4.42%	-50.5M +50.97%
Interest Income and Expense and Net	-49.4M +15.76%	-42.7M -11.45%	-48.2M -4.42%	-50.5M +50.97%
Total Nonoperating Income and Expense	49.4M +15.76%	42.7M -11.45%	48.2M -4.42%	50.5M +50.97%
Income before Taxes	45.2M -59.60%	112.0M +12.65%	99.4M +266.20%	27.1M -58.61%
Income Taxes	10.7M -52.09%	22.2M +0.82%	22.1M +273.07%	5.9M -49.28%
Extraordinary Items	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Net Income	34.6M -61.46%	89.7M +16.03%	77.3M +264.29%	21.2M -60.62%
Net Income from Continuing Operations Applicable to Common	45.2M -59.60%	112.0M +12.65%	99.4M +266.20%	27.1M -58.61%
Basic EPS and Net Income	7.00 -57.68%	16.54 +22.97%	13.45 +264.50%	3.69 -58.45%
Diluted EPS and Net Income	6.88 -57.79%	16.30 +23.58%	13.19 +266.39%	3.60 -57.50%
Basic Weighted Average Shares	4.9M -8.92%	5.4M -5.62%	5.7M -0.02%	5.7M -5.31%
Diluted Weighted Average Shares	5.0M -8.74%	5.5M -6.05%	5.9M -0.62%	5.9M -7.31%
Balance Sheet
Cash and Cash Equivalents	6.1M -37.61%	9.7M -17.81%	11.8M -28.28%	16.5M -14.18%
Short-Term Investments	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Cash and Cash Equivalents and Short-Term Investments	6.1M -37.61%	9.7M -17.81%	11.8M -28.28%	16.5M -14.18%
Total Current Assets	38.7M -5.39%	40.9M -3.14%	42.2M -2.82%	43.4M +20.95%
Accumulated Depreciation	64.6M +6.46%	60.7M +8.00%	56.2M +9.80%	51.2M +1.56%
Property and Plant and Equipment and Net	17.4M -11.81%	19.8M -13.68%	22.9M -4.30%	23.9M -2.25%
Total Long-Term Assets	38.7M -5.39%	40.9M -3.14%	42.2M -2.82%	43.4M +20.95%
Total Assets	1.1B +4.61%	1.0B -4.61%	1.1B -5.46%	1.1B -8.29%
Income Taxes Payable	0 -100.00%	222,742 N/A	0 -100.00%	2.5M -65.70%
Total Short-Term Debt	443.9M +69.12%	262.5M +17.50%	223.4M -62.47%	595.3M -14.59%
Total Current Liabilities	38.0M -10.31%	42.4M -21.51%	54.0M +6.75%	50.6M -12.89%
Total Long-Term Debt	587.2M +123.75%	262.5M +17.47%	223.4M -27.44%	307.9M -22.44%
Total Long-Term Liabilities	74.0M -6.00%	78.7M -3.94%	81.9M -2.17%	83.7M -4.19%
Total Liabilities	703.1M +23.76%	568.1M -10.09%	631.9M -13.68%	732.1M -13.39%
Retained Earnings	71.6M -58.65%	173.1M +25.41%	138.0M +42.04%	97.2M +5.47%
Total Stockholders Equity	351.0M -20.13%	439.5M +3.55%	424.4M +10.18%	385.2M +3.27%
Total Shares Outstanding	4.7M -13.35%	5.4M -9.51%	5.9M -4.69%	6.2M -1.85%
Cash Flow
Cash from Operating Activities	259.4M +2.04%	254.2M -4.37%	265.8M -8.84%	291.6M +3.58%
Capital Expenditures	3.9M +5.39%	3.7M -37.91%	5.9M +1.80%	5.8M -4.00%
Cash from Investing Activities	-232.9M +52.46%	-152.8M +13.03%	-135.1M -25.17%	-180.6M -60.82%
Dividends Paid	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Cash from Financing Activities	-6.8M -93.40%	-103.5M -23.50%	-135.3M +19.01%	-113.7M -162.15%
Financials Ratio
Gross Margin	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Operating Margin	7.73% -61.00%	19.83% +14.32%	17.34% +293.88%	4.40% -60.90%
Return on Assets	3.36% -61.42%	8.70% +22.19%	7.12% +291.43%	1.82% -63.37%
Return on Equity	8.75% -57.88%	20.78% +8.74%	19.11% +241.15%	5.60% -59.60%
Revenue Growth	3.60% +346.38%	-1.46% -79.22%	-7.03% -219.83%	5.87% -45.79%
Current Ratio	1.02 +5.49%	0.96 +23.39%	0.78 -8.97%	0.86 +38.85%
Cash Ratio	0.16 -30.43%	0.23 +4.69%	0.22 -32.80%	0.33 -1.48%
Debt-to-Equity Ratio	2.94 +145.94%	1.19 +13.46%	1.05 -55.10%	2.34 -20.05%
Debt-to-Assets Ratio	0.98 +87.75%	0.52 +23.17%	0.42 -47.67%	0.81 -9.98%

Earnings & Revenue History

Debt-to-Assets

Cash Flow