• $107.0M
    Market Cap
  • -71.26%
    1-Year Change
  • Credit Services
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
0
N/A
0
-100.00%
4.8B
+35.14%
3.6B
-1.75%
Cost of Revenue
2.0B
+16.25%
1.7B
-39.43%
2.9B
+34.94%
2.1B
+8.34%
Gross Profit
-2.0B
+16.25%
-1.7B
-189.36%
1.9B
+35.43%
1.4B
-13.66%
Sales and Marketing Expense
10.5M
-15.85%
12.5M
-0.31%
12.5M
-18.83%
15.4M
-25.84%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
11.2M
+55.04%
7.2M
+36.84%
5.3M
-20.85%
6.6M
-18.31%
Total Operating Expenses
6.0B
+50.31%
4.0B
+18.38%
3.4B
+36.14%
2.5B
+7.14%
Operating Profit
1.6B
-13.01%
1.9B
+30.33%
1.4B
+32.84%
1.1B
-17.45%
Interest Income
-14.5M
-184.37%
17.1M
+240.15%
-12.2M
-158.49%
20.9M
+3,542,277.12%
Interest Expense
N/A
N/A
0
+100.00%
-20.4M
N/A
N/A
N/A
Interest Income and Expense and Net
-14.5M
-184.37%
17.1M
+152.57%
-32.6M
-255.93%
20.9M
+3,542,277.12%
Total Nonoperating Income and Expense
132.3M
+878.18%
13.5M
-44.48%
24.4M
-40.20%
40.7M
+25.28%
Income before Taxes
1.7B
-7.62%
1.9B
+35.01%
1.4B
+14.68%
1.2B
+2.74%
Income Taxes
291.6M
-28.11%
405.7M
+62.65%
249.4M
-35.94%
389.4M
+5.59%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
1.5B
-4.89%
1.5B
+29.75%
1.2B
+46.16%
812.0M
-1.62%
Net Income from Continuing Operations Applicable to Common
1.5B
-4.89%
1.5B
+29.75%
1.2B
+46.16%
812.0M
-1.62%
Basic EPS and Net Income
6.00
+12.57%
5.33
+29.37%
4.12
+60.31%
2.57
+2.39%
Diluted EPS and Net Income
5.87
+11.81%
5.25
+28.68%
4.08
+61.90%
2.52
+2.86%
Basic Weighted Average Shares
244.0M
-15.53%
288.8M
+0.25%
288.1M
-8.95%
316.4M
-3.88%
Diluted Weighted Average Shares
249.5M
-14.95%
293.4M
+0.87%
290.8M
-9.79%
322.4M
-4.30%
Balance Sheet
Cash and Cash Equivalents
987.6M
+0.31%
984.6M
-17.63%
1.2B
+98.47%
602.3M
+2.99%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
987.6M
+0.31%
984.6M
-17.63%
1.2B
+98.47%
602.3M
+2.99%
Total Current Assets
1.0B
+1.23%
1.0B
-18.12%
1.2B
+84.76%
673.4M
-15.61%
Accumulated Depreciation
50.1M
+10.06%
45.5M
+7.55%
42.3M
-3.94%
44.1M
+10.87%
Property and Plant and Equipment and Net
23.9M
+50.94%
15.8M
+83.21%
8.6M
+47.45%
5.9M
-5.28%
Total Long-Term Assets
53.4M
+18.71%
45.0M
-18.66%
55.3M
-17.77%
67.2M
+114.86%
Total Assets
14.7B
+24.08%
11.8B
+1.45%
11.7B
+31.82%
8.8B
+20.36%
Income Taxes Payable
170.1M
-2.86%
175.1M
-63.26%
476.5M
+75.97%
270.8M
+131.17%
Total Short-Term Debt
130.0M
+1,200.00%
10.0M
-98.23%
565.0M
+704.74%
70.2M
-57.83%
Total Current Liabilities
16.1M
+33.20%
12.1M
+503.81%
2.0M
+17.66%
1.7M
N/A
Total Long-Term Debt
1.6B
+7.49%
1.5B
+29.90%
1.2B
-16.82%
1.4B
-69.31%
Total Long-Term Liabilities
2.3M
-91.81%
27.5M
-26.76%
37.6M
-26.61%
51.2M
+325.92%
Total Liabilities
6.8B
+40.34%
4.9B
-16.14%
5.8B
+42.07%
4.1B
+21.35%
Retained Earnings
5.5B
+31.38%
4.2B
+55.07%
2.7B
+65.88%
1.6B
+100.14%
Total Stockholders Equity
7.8B
+12.71%
7.0B
+18.92%
5.8B
+23.01%
4.8B
+19.52%
Total Shares Outstanding
234.5M
-6.45%
250.7M
-14.61%
293.6M
+1.96%
287.9M
-12.52%
Cash Flow
Cash from Operating Activities
1.5B
-3.67%
1.5B
+87.12%
814.1M
+152.29%
322.7M
-28.16%
Capital Expenditures
21.9M
+53.84%
14.2M
+67.96%
8.5M
+39.85%
6.1M
+131.11%
Cash from Investing Activities
-1.1B
-973.76%
122.0M
+111.03%
-1.1B
+21.12%
-913.4M
-61.09%
Dividends Paid
154.8M
+32.69%
116.6M
+99.72%
58.4M
N/A
N/A
N/A
Cash from Financing Activities
79.2M
+104.09%
-1.9B
-257.66%
1.2B
+112.97%
576.4M
-55.71%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
40.40%
+0.22%
40.31%
-12.12%
Operating Margin
N/A
N/A
N/A
N/A
29.86%
-1.70%
30.38%
-15.98%
Return on Assets
11.06%
-15.72%
13.12%
+13.27%
11.59%
+15.43%
10.04%
-9.77%
Return on Equity
19.80%
-17.69%
24.06%
+7.45%
22.39%
+20.37%
18.60%
-20.54%
Revenue Growth
N/A
N/A
-100.00%
-384.60%
35.14%
+2,106.26%
-1.75%
-102.68%
Current Ratio
64.06
-24.00%
84.29
-86.44%
621.57
+57.04%
395.81
N/A
Cash Ratio
61.35
-24.69%
81.47
-86.36%
597.21
+68.69%
354.02
N/A
Debt-to-Equity Ratio
0.22
+2.39%
0.22
-26.14%
0.29
-4.17%
0.31
-73.98%
Debt-to-Assets Ratio
0.12
-6.96%
0.13
-13.47%
0.15
-10.54%
0.17
-74.17%

Earnings & Revenue History

Debt-to-Assets

Cash Flow