• $119.0M
    Market Cap
  • -79.56%
    1-Year Change
  • Credit Services
    Industry

Key Performance

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  • Earnings Score: N/A
  • Momentum Score: 1
  • True Yield: N/A
  • Financial Health Score: N/A
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Latest Research & News

INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Yiren Digital Ltd. - YRD

Pomerantz LLP is investigating potential securities fraud claims against Yiren Digital Ltd. following the company's March 19, 2026 earnings announcement. Yiren reported Q4 2025 revenue of RMB 957.6 million, a 34% year-over-year decline and significantly below guidance of RMB 1.4-1.6 billion. The company also reported a net loss of RMB 882.2 million versus prior-year net income of RMB 331.4 million, increased contingent liabilities of RMB 1.11 billion, and worsening delinquency rates. The stock price fell 44.84% to $2.03 per ADR on the news.

04/28/2026, 9:42 PM • GlobeNewswire

China's Changing Consumer Economy: A Fintech Lending Crackdown And A Toothpaste IPO

China's government is cracking down on fintech lenders by capping interest rates at 24% (potentially down to 12%) to lower living costs for young consumers and revive spending. Meanwhile, domestic consumer brands like Canban toothpaste are rapidly gaining market share through social e-commerce and influencer marketing, with Xiaokuo Technology preparing for a Hong Kong IPO.

04/15/2026, 10:57 AM • Benzinga

China's Latest Fintech-Lending Crackdown Hits Even Legit Players - Yiren, Qifu

China's regulatory crackdown on lending platforms is hitting legitimate loan facilitators Yiren Digital and Qfin hard. A new 24% interest rate cap and mandatory fee disclosure by August 1st have forced both companies to see revenue declines and profit drops in Q4 2025. Regulators are shifting from administrative fines to criminal prosecutions for lenders exceeding the cap. Both companies are pivoting to AI and SaaS services as their traditional lending business faces increasing pressure, with further rate cuts expected by 2027.

04/08/2026, 11:33 AM • Benzinga

Peers

Statistics

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Day Range
$1.22
$1.40
$1.26
1-Year Range
$1.26
$7.43
$1.26
Latest Close$1.26
Change
-$0.09 (-7.14%)
Volume225,410
Market Cap$119.0M
Shares Outstanding87.5M
P/E (TTM)4.36
Diluted EPS (TTM)$0.31
Enterprise Value-$3.2B

Information as of 06/03/2026

Company Profile

YIREN DIGITAL LTD
https://www.yiren.com
$119.0M
Market Cap
$54.5M
Net Income
Sector: Financial Services
Industry: Credit Services
China Merchants Bureau Building, Beijing, China, 100022
86 10 5964 4552

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Key Executives

  • Ka Chun Hui
  • Ning Tang
  • Bin Yang
  • Keyao He
  • Lydia Yu

Current Ownership Distribution

  • Institutions35.5M (40.84%)
  • Other34.8M (40.07%)
  • Mutual Funds14.1M (16.17%)
  • Insiders2.5M (2.92%)