Money Talks
Don’t Even Think About Buying Another Mutual Fund Until You See This
Jun 18, 2021Last week I shared a dirty little secret Wall Street doesn’t want you to know: Most mutual funds are terrible investments. They tend to charge high fees that can decimate your long-term returns. Even worse, most fail to beat their benchmarks or the overall market before accounting for those fees. They can also leave you with a hefty tax bill…
Read Full ArticleThis Conventional Wisdom Could Destroy Your Retirement
Jun 11, 2021I HATE MUTUAL FUNDS. That’s a controversial opinion, I know. After all, mutual funds are the primary way most Americans save for retirement. And they’re generally considered a safe and convenient way for individual investors to own a diversified portfolio. But I’m here to tell you that mutual funds aren’t all they’re cracked up to be. In fact, most are…
Read Full ArticleThese Investors Are Making a Huge Mistake. Please Don’t Be One of Them.
Jun 04, 2021This week’s edition of Money Talks will be a little different. I’m not going to share a new idea on investing or personal finance as I usually do. Instead, I’m going to ask you for a favor. Let me explain… You’re probably familiar with the old maxim, “History doesn’t repeat, but it often rhymes.” This saying refers to the general…
Read Full ArticleThe Easy Way to Follow Warren Buffett’s ‘Golden Rule’
May 28, 2021Legendary billionaire Warren Buffett is famous for his folksy and straightforward advice on investing. But he’s probably best known for one comment in particular. During a 1985 interview on PBS, the host asked Buffett about the “rules” of successful investing. Here’s what he said: “The first rule of investment is don’t lose… The second rule of investment is don’t forget…
Read Full ArticleA Simple ‘Rule’ That Could Save Your Retirement
May 21, 2021Over the past couple of months, we’ve covered some pretty heavy topics. First, I introduced you to the up-and-coming — and often confusing — world of crypto assets. Then we took a deep dive into “portfolio thinking” and saw how one of the world’s greatest investors built the “holy grail” of portfolios. So, this week I thought we’d lighten things up with a…
Read Full ArticleThe ‘Holy Grail’ Q&A: Answering Your Most Important Questions on the All Seasons Portfolio
May 14, 2021Over the past several weeks, I’ve shared a simple yet powerful approach to investing that just about anyone can follow. I’ve shown you how this “Holy Grail” portfolio — based on legendary billionaire Ray Dalio’s “All Seasons” approach — can help you to earn solid, long-term returns in any market environment. And how it can do so without the stomach-churning volatility of most…
Read Full ArticleHow to Make the ‘Holy Grail’ Even Better
May 07, 2021As the CEO of a financial software company, I get A LOT of questions about investing. When most folks learn what I do, they want to know what our powerful TradeSmith tools say about this or that stock or even the market as a whole. But I also get a question that’s a little more difficult to answer. It usually…
Read Full ArticleThe Wait Is Finally Over
Apr 30, 2021Wow! I introduced this series on “portfolio thinking” a few weeks ago for one simple reason: I believe managing portfolio risk is one of the most important parts of investing that most folks get wrong. But to be perfectly honest, I wasn’t sure how Money Talks readers would receive it. After all, I suspect the average person would rather go to the dentist…
Read Full ArticleHow to Beat a Legendary Billionaire at His Own Game
Apr 23, 2021Over the past two weeks, I’ve shared one of the most incredible investment strategies I’ve ever come across. Known as the “All Seasons” portfolio, it has outperformed 99% of retirement funds over the long run. But it has done so with just a fraction of the gut-wrenching volatility of most of these funds. Specifically, it has returned nearly 10% a year on…
Read Full ArticleGet Off the Stock Market ‘Rollercoaster’ Forever
Apr 16, 2021It’s the dirtiest little secret on Wall Street. It’s bad enough that most retirement funds charge ridiculous fees and underperform the market. But financial advisors really don’t want you to know that the majority of folks who own these funds don’t come anywhere close to even those underwhelming returns. That’s because most of the options available in 401(k) plans and similar vehicles — even…
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