ACIC
Amer Cstl Ins (ACIC)
NASDAQ
$10.95+$0.21 (+2.00%)
Price as of Jun 23, 2026 5:39 PM EDT
  • $520.0M
    Market Cap
  • 8.44%
    1-Year Change
  • Insurance - Property & Casualty
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
335.4M
+13.07%
296.7M
+3.53%
286.5M
-37.08%
455.4M
-28.23%
Cost of Revenue
N/A
N/A
N/A
N/A
10.2M
-76.53%
43.6M
-22.44%
Gross Profit
335.4M
+13.07%
296.7M
+7.37%
276.3M
-32.90%
411.8M
-28.79%
Sales and Marketing Expense
90.0M
+219,412.20%
41,000
+24.24%
33,000
-95.39%
716,000
-21.32%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
6.6M
-25.93%
8.9M
-16.53%
10.6M
-54.42%
23.3M
+98.10%
Total Operating Expenses
40.5M
-79.47%
197.1M
+0.13%
196.8M
-78.38%
910.3M
+26.68%
Operating Profit
140.3M
+40.85%
99.6M
+10.99%
89.7M
+119.73%
-454.9M
+441.25%
Interest Income
1.4M
+1,214.52%
-124,000
-98.18%
-6.8M
-78.78%
-32.1M
-999.41%
Interest Expense
-10.8M
-9.84%
-12.0M
+10.31%
-10.9M
+13.13%
-9.6M
+2.36%
Interest Income and Expense and Net
-9.4M
-22.17%
-12.1M
-31.46%
-17.7M
-57.59%
-41.7M
+615.92%
Total Nonoperating Income and Expense
2.5M
+19.10%
2.1M
-7.86%
2.2M
-78.46%
10.4M
+5,549.46%
Income before Taxes
142.7M
+40.40%
101.7M
+10.53%
92.0M
+120.69%
-444.5M
+430.05%
Income Taxes
35.9M
+41.83%
25.3M
+159.29%
9.8M
-61.65%
25.5M
+206.24%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
106.8M
+41.10%
75.7M
-75.57%
309.9M
+165.96%
-469.9M
+711.23%
Net Income from Continuing Operations Applicable to Common
106.8M
+5.05%
101.7M
+10.53%
92.0M
+120.69%
-444.5M
+430.05%
Basic EPS and Net Income
2.20
+38.36%
1.59
-77.64%
7.11
+165.17%
-10.91
+708.15%
Diluted EPS and Net Income
2.15
+39.61%
1.54
-77.94%
6.98
+163.98%
-10.91
+708.15%
Basic Weighted Average Shares
48.5M
+1.35%
47.8M
+9.71%
43.6M
+1.26%
43.1M
+0.24%
Diluted Weighted Average Shares
49.8M
+0.85%
49.4M
+11.21%
44.4M
+3.10%
43.1M
+0.24%
Balance Sheet
Cash and Cash Equivalents
198.8M
+24.28%
159.9M
+4.01%
153.8M
-33.12%
229.9M
+8.43%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
198.8M
+24.28%
159.9M
+4.01%
153.8M
-33.12%
229.9M
+8.43%
Total Current Assets
12.0M
-29.35%
17.0M
-53.01%
36.1M
-3.55%
37.5M
-39.58%
Accumulated Depreciation
8.4M
-2.67%
8.6M
+61.94%
5.3M
-60.30%
13.4M
-48.89%
Property and Plant and Equipment and Net
723,000
-87.40%
5.7M
+56.81%
3.7M
-81.33%
19.6M
-37.93%
Total Long-Term Assets
12.0M
-29.35%
17.0M
-53.01%
36.1M
-3.55%
37.5M
-39.58%
Total Assets
1.1B
-11.79%
1.2B
+14.69%
1.1B
-62.63%
2.8B
+5.15%
Income Taxes Payable
N/A
N/A
N/A
N/A
177,000
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
112.8M
+29.34%
87.2M
+15.83%
75.3M
+1.05%
74.5M
-2.30%
Total Long-Term Debt
149.4M
+0.22%
149.0M
+0.22%
148.7M
-2.48%
152.5M
-2.61%
Total Long-Term Liabilities
152.5M
+0.10%
152.3M
+1.93%
149.5M
-3.05%
154.2M
-2.73%
Total Liabilities
755.2M
-22.98%
980.5M
+9.96%
891.6M
-70.47%
3.0B
+27.59%
Retained Earnings
-114.5M
-38.03%
-184.8M
-22.16%
-237.4M
-56.55%
-546.3M
+629.33%
Total Stockholders Equity
317.6M
+34.76%
235.7M
+39.64%
168.8M
+192.71%
-182.0M
-158.27%
Total Shares Outstanding
48.8M
+1.16%
48.2M
+3.05%
46.8M
+8.08%
43.3M
-0.21%
Cash Flow
Cash from Operating Activities
71.0M
-70.83%
243.5M
+279.05%
-136.0M
-21.44%
-173.1M
-41.40%
Capital Expenditures
155,000
+604.55%
22,000
-88.78%
196,000
-93.57%
3.0M
-42.19%
Cash from Investing Activities
620,000
+100.35%
-179.2M
+6,944.46%
-2.5M
-101.07%
236.8M
-5.78%
Dividends Paid
0
-100.00%
24.1M
+830.94%
2.6M
0.00%
2.6M
-74.99%
Cash from Financing Activities
-1.1M
-92.19%
-13.8M
-151.70%
26.8M
+205.43%
-25.4M
+108.01%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
96.43%
+6.64%
90.42%
-0.78%
Operating Margin
41.82%
+24.56%
33.57%
+7.21%
31.32%
+131.35%
-99.88%
+654.11%
Return on Assets
9.34%
+40.34%
6.65%
-58.17%
15.90%
+193.68%
-16.97%
+712.91%
Return on Equity
38.62%
+3.15%
37.44%
+100.80%
-4,669.44%
+547.80%
-720.82%
+4,306.63%
Revenue Growth
13.07%
+270.37%
3.53%
+109.52%
-37.08%
+31.37%
-28.23%
+12.66%
Current Ratio
0.11
-45.38%
0.19
-59.43%
0.48
-4.53%
0.50
-38.16%
Cash Ratio
1.76
-3.91%
1.83
-10.20%
2.04
-33.81%
3.09
+10.98%
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow